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[ad_1] By Ravi Jakhar As we hopefully set foot in the post pandemic world, this budget should aim at reigniting our growth ambitions for the Indian economy. The plans for manufacturing led growth are however not possible to achieve without bringing efficiencies in logistics sector. It is therefore imperative to push on digitization and infrastructure development. It is also desirable this budget offers us the opportunity to set a few long-term goals around sustainability. The onus should be on unveiling radical policy reforms for promoting green logistics.  On the short-term front, there is a long wish list from the budget 2022-23. The industry is hoping for a strong push to infrastructure development. We need concrete announcements towards effective implementation of the National Logistics Policy. There should be subsidies to promote integrated logistics and multi-modal connectivity to reduce cost and time. Clear allocations are required on the Prime Minister’s visionary Gati Shakti Master Plan. On infrastructure, there is a good progress on transport side with development of highways and the dedicated rail freight corridors. However, on the storage and hubs, there is a need for greater support from government in setting up multi modal logistics parks. It will be good to see focus on the same, particularly for development in tier 2 cities and around the agricultural hubs. It is also important to accelerate the implementation of projects and any budgetary support to expedite road and rail freight corridors will be very good for the country. Government should allocate resources to bolster logistics connectivity in smaller towns, both as enabler for trade facilitation as well as job creation. These towns hold significant growth potential and carry a lot of expectations from the Union Finance Minister. It is also important to improve our EXIM supply chains and enable greater role for container freight stations, which played a critical role in decongesting Indian ports during the pandemic crisis. There could be budgetary proposals for support to expand their scope of services to facilitate trade and drive growth.  Though it is important to achieve economic goals, we can no longer afford to scale the trade growth in a conventional manner with fossil fuel vehicles at the core of transport. We must also be mindful of protecting our environment. India’s goal of becoming carbon neutral by 2070 may seem 50 years away, but in reality, a lot needs to be done to achieve the same. The budget should make provisions for incentives and initiatives to drive green logistics. We need to build green infra, use EVs, increase renewable energy capacity and ensure net zero carbon emission for the entire distribution activity. There is a need to increase investments in carbon-neutral projects and allocate funds for developing alternative sources of energy. The government must provide a supportive regulatory roadmap to match the ongoing efforts by the industry players, who have taken many key initiatives to cut the carbon footprint on their own. Digitization should be a key focus area of the budget. There should be suitable budgetary allocations to set up national portal and platforms to bring transparency around assets and vehicles to drive collaboration across the industry. Incentives should be offered to drive adoption of digital freight payments that will accelerate the move towards efficient, organized, lower cost logistics in the country. A discount on digital freight payments can potentially also increase the tax revenue for the government.  We are further witnessing how a new set of smart technologies from cloud to blockchain, from machine learning to Internet of Things, from automation to AI are playing a vital role in the logistics industry. What we need is a strong regulatory push and incentives to easily adopt these new technologies across the value chain. That should positively happen in the upcoming budget. Overall, there is a huge focus on manufacturing led growth in the next decade and we must ensure that we are building the right logistics infrastructure to make that growth possible. (Ravi Jakhar is Chief Strategy Officer at Allcargo Logistics. The views expressed are author’s own.) [ad_2] Source link

[ad_1] The post How to Use SMART Goals to Achieve Financial Freedom appeared first on Millennial Money. Achieving financial freedom is a great long-term goal. I mean, who doesn’t want to spend their days lying on a beach sipping mai tais?  OK, so it’s not all quite like that. But financial freedom gives you the ability to create the life you want, regardless of what’s going on in the world. That level of independence is amazing.  But how do you go from daydreaming about financial independence to actually setting a plan in motion to achieve it? By using SMART goals. What Is a SMART Goal? SMART goals are goals that are: Specific Measurable Attainable Relevant Time-based SMART goals are the building blocks of financial freedom. They allow you to create an action plan for turning your dreams into reality and setting yourself up for future financial success.  And if you need a guide to what exactly financial freedom can mean, we have put together an exclusive course. Financial Freedom in Uncertain Times How to Achieve Financial Independence and Freedom as Fast as Possible… Even if You’re Starting with Just $2.26 in Your Bank Account. Get the exact step-by-step process tens of thousands of people around the world are using to achieve financial freedom and live the life they actually want. 8-Module Online Course 50+ Exclusive Videos Wealth-Building Frameworks Time-Saving Tools & Calculators New Lessons Ongoing Access & Updates Join the Waitlist How to Set a SMART Goal To set a SMART goal, you’ll want to spend some time dreaming. What is it in life that you really want but think you won’t get? Maybe it’s a vacation to France or a Civic Touring Type R with red suede seats.  Maybe it’s the ability to quit your job and pursue entrepreneurship.  Regardless of your objective, write it down. Then break it down into measurable goals. For this process, it’s helpful to use a SMART goals template, even if it’s just each category spaced out on a page of notebook paper. Specific  For the purpose of this article, let’s say you’re trying to save money. While that’s an admirable idea, saying you want to save money isn’t giving you something to work toward.  You need a specific goal, like saving $10,000 for an emergency fund.  Ask yourself what, why, who, where, and which questions to ensure that your goal is clear. The more questions you ask yourself to hone in on your goal, the better you’ll be able to fill out the rest of the steps.  When creating specific SMART goals, we can ask:  What do I want to accomplish? This question helps you set SMART goals because you’re able to tell yourself exactly what you want to accomplish.  Why is this goal important? Answering this gives you something to care about and work toward.  Who is involved? Asking yourself this is important. If you’re coupled, you’ll need to get your partner onboard. And if you’re single, you might want to tell a friend about your plans to give yourself some accountability.  Where is it located? This won’t apply to every goal. But some goals might involve a location, such as moving to Hawaii. Which resources or limits are involved? This question is important because it allows you to use the SMART method and give yourself a specific objective.  Measurable Making sure you can measure your progress is important. In fact, it’s probably the most important part of setting a SMART goal.  That’s because being able to measure your success — with a chart, graph, etc. — is the best way to ensure that you’re on the right track.  You can also use measurable goals to celebrate small wins along the way. Reward yourself to stay motivated and mark your progress. For example, for a big goal like saving $10,000, you could treat yourself to a one-person ice cream party every time you put $2,000 in the bank. Here are some questions you can ask yourself when determining if your goal is measurable: How much? Asking yourself how much is important to the goal-setting process because it gives you a number to aim for.  How will I know when it is accomplished? Feel free to be a little cheeky with this, but still give yourself an answer as part of creating an attainable goal. For example, I’ll know when you see that sweet, sweet $10,000 number sitting in my bank account.  Attainable  Ensuring you set attainable SMART goals will keep you motivated to complete them. While it might be wonderful to dream about saving $1 million in two years and traveling to Bali to ride the elephants, if you’re making $30,000 a year, that’s not going to be feasible.  Instead, look at what you can accomplish reasonably. This is important because, if your goal is attainable, you won’t get discouraged.  The goal of using the SMART acronym when planning your next financial steps is to achieve milestones as they come your way.  You’ll want to answer questions like:  How can I accomplish this goal? This is where you get into the nitty gritty of the goal-setting process. You want to create a roadmap to your goal that lets you know exactly where you’re headed. For example, you can accomplish your $10,000 goal by saving $415 a month for two years.  How realistic is this goal? For money goals, this is a good place to check in with your budget and ensure that $415 a month fits. If it doesn’t, consider extending your timeline or increasing your income to make the goal work. If you can’t figure out how to make your goal realistic, you might want to consider starting over with a smaller goal, like saving $5,000.  Relevant  Relevant goals get completed. If they’re not relevant, you’re simply not going to achieve them. That’s simply because of the way our brains work with money — and goals in general. If you can’t make yourself care about your goal — no matter how

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[ad_1] Oil forward curves signal tight market, supporting price rally [ad_2] Source link

[ad_1] iPad users asking for a WhatsApp app designed specifically for the tablet might soon have their prayers answered. Will Cathcart, the head of WhatsApp has affirmed that the company would “love to do it.” In an interview with The Verge, Cathcart informed that there has been a demand for an iPad app for a long time and the company would love to do it. Although Cathcart wouldn’t go on to commit to the release of an iPad version or share its timeline, his comments indicate it’s possible that one will be built soon. Like Instagram for iPad, WhatsApp built for iPad users is long due. Talking about its multi-device support functionality, Cathcart mentioned a lot of work went into making the technology that supports the new feature. He further elaborated on the feature where one can use the app in other devices without remaining connected to the primary device and since the underlying technology is on board it can be utilised for developing WhatsApp for iPad as well. WhatsApp had not been able to sync messages on primary devices and desktops due to its encryption technology. So, if the WhatsApp client didn’t have internet on the phone, the desktop app wouldn’t work. With the beta version of multi-device support users can sync WhatsApp accounts on up to four devices at a time. The process involves mapping device identifiers to an account key on WhatsApp’s servers in a way that’s still encrypted. With the syncing technology available to WhatsApp now, chances of having WhatsApp for iPad becomes higher. [ad_2] Source link

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[ad_1] Cruise ship enters launch hazard area, forcing SpaceX to scrub mission a fourth time  Florida Today LIVE: SpaceX Falcon 9 launches radar surveillance satellite  Reuters SpaceX delays launch of Italian satellite again, this time because of wayward ship  Space.com SpaceX Falcon 9 launch scrubbed by wayward cruise ship  Teslarati SpaceX to launch Italian space agency satellite into orbit  10 Tampa Bay View Full Coverage on Google News [ad_2]

[ad_1] Facebook owner Meta to lift veil off its metaverse business [ad_2] Source link