Many people use the terms ATM card and debit card interchangeably, but these aren’t actually the same thing. To understand whether an ATM card is also a debit card, you have to know a bit about the history of these cards and what they’re used for. We’ve got the details on ATM cards vs. debit …
As of the second quarter in 2022, Americans owed over $192 billion in personal loans, according to TransUnion®. This was a 31% increase from 2021 and is thought to be due to the financial hardships Americans experienced during the COVID pandemic that overwhelmed the nation in 2020. If you’re one of the many Americans who …
Is your poor credit history preventing you from obtaining your financial goals, such as getting a credit card, buying a car, or purchasing a home? If so, there are steps you can take right now to improve your credit score in as little as three months. This article provides actionable steps you can take today …
Five Things Smart People Do to Build Credit in Three Months Read More »
Under ideal circumstances, rental properties are safe, affordable, and comfortable to live in. Unfortunately, things don’t always go as planned. If you feel unsafe in your home, or if you get into financial difficulty and can’t afford the rent on your apartment, you might decide to move. Breaking a lease might feel like uncharted territory. …
You have a right to an accurate and fair credit report. But people make honest mistakes, and sometimes the information on your credit reports isn’t right. That’s why there’s a process for TransUnion, Equifax, and Experian disputes. But what happens if your credit dispute is denied? You definitely have options, so keep reading to learn …
TransUnion, Equifax, or Experian Dispute: What Happens When It’s Denied? Read More »
Your credit score is one of the most important numbers you have. It can determine interest rates on your loans or you even qualify for it. A lower-than-average score can make it difficult to purchase a new car, buy a home, or start a business. If your current FICO score is lower than you want, …
Quick answer: Yes, it’s possible for undocumented immigrants to get a mortgage loan. They face legal and financial obstacles that don’t stand in the way of other purchasers, but millions have done so successfully. You don’t need to be a resident to own real estate in the United States. Many documented immigrants own homes. While …
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Quick answer box There were over 389,000 reports of credit card fraud to the Federal …
Credit Card Fraud Statistics Everyone Should Know in 2023 Read More »
According to TransUnion, the total number of consumers that own a credit card account reached 166 million in the fourth quarter of 2022 . That accounts for an increase of over 13 million over the last three years . Even with that many credit cards in circulation, though, not everyone can get one. Why can’t …
3 Ways to Build Credit if You Can’t Get a Credit Card Read More »
According to the Federal Reserve, 4 in 10 people who go to college incur debt to pay for their education. Currently, individuals with outstanding student loan debt owe as much as $100,000 or more, with more than 40% owing between $20,000 and $99,999. If you’re struggling with student loan debt, you certainly aren’t alone. Understanding your …