The MoneySense ETF Finder Tool

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Welcome to the MoneySense ETF Finder tool. Below you will see tables for different ETF categories, offering ETF options from some of the best ETF providers in Canada. We’ve included each ETF’s index, ticker symbol, fees, yield and performance history. 

What are ETFs?

Exchange-traded funds (ETFs) are investments that allow investors to build a well-balanced and globally diversified portfolio for a fraction of the cost of mutual funds. The most common approach by investors is to build a low-cost, low-maintenance core Couch Potato portfolio. (After the jump, scroll down to read Option 4: Build your own ETF portfolio. In the same post, you’ll also find one-ticket asset-allocation ETFs. The one-ticket options are all-in-one managed ETF portfolio options available at various risk levels.) You’ll find asset allocation ETF options on this ETF Finder tool. You can also choose to add additional assets and go the advanced couch potato route. (The MoneySense ETF expert panel offers this list of the Best ETFs in Canada, too.)

How to build an ETF portfolio

If you want to build your own ETF portfolio or find a one-ticket option, the MoneySense ETF Finder tool makes it easy to curate the right ETFs for your needs. 

Investors can build a core portfolio and also explore other investing options for greater growth. You can invest in ETFs with themes, such as electric vehicles (EV), artificial intelligence (AI) and others. You can also choose to shade in higher income or to focus on dividends. This is what’s called “core and explore investing.” (Here’s how to master core and explore investing.) These explore options are available in the MoneySense ETF Finder tool.

The environmental, social and governance (ESG) section allows you to find ETFs that focus on sustainable investing. 

Did you know that Canada was first in the world to offer cryptocurrency ETFs? It’s true. And here, you’ll find ETF options with bitcoin and ethereum. 

To take advantage of the benefits of a lower-fee ETF portfolio in concert with investment advice, check out our list of the best robo-advisors in Canada

We hope you enjoy using the MoneySense ETF Finder tool, and we’re glad that you’ve found a new way to consider your investments. We’ll continue to work on this tool to enhance your experience and grow our ETF database. Feel free to leave feedback in the comment section below. 

As with any personal finance decision, it’s important to understand and evaluate the risks associated with every financial and investment product before investing. 

Disclaimer: The returns and yields displayed below are a snapshot in time from the third quarter of 2021. Please visit the websites of the individual ETF providers for updated figures. Returns and yields are updated quarterly. Ensure you understand the risks and tax consequences when investing. For more information, contact a qualified and certified financial advisor.

Core portfolio ETFs  

Investors can build a well-balanced ETF portfolio with a mix of equities (stocks), real estate investment trusts (REITs), commodities and bonds. The equities are the growth drivers for the portfolio. Diversification can be achieved by holding Canadian, U.S. and international equities. 

REITs can also be growth drivers, and they add greater diversification beyond stocks and bonds. REITs are also known to be a useful inflation hedge. 

Commodities can be the most dependable inflation hedge for periods of unexpected inflation or stagflation. 

Bonds can be used to lessen the volatility in a portfolio, though that will come at the expense of higher returns over longer periods.

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Sub-category Geography Provider Index ETF Ticker Inception Annual returns from inception MER Yield Theme or sector
Equity Canada iShares TSX Capped Composite XIC 02-16-2011 7.00% 0.18% 2.47%
Equity Canada Vanguard FTSE Canada Domestic Index VCE 11-30-2011 8.6%% 0.05% 2.86%
Equity Canada CI Global Asset Management Solactive Canada Broad Market Index CCDN 09-12-2021 NA .05%* Management fee NA
Equity US iShares S&P 500 Index XUS 04-10-2013 17.30% 0.10% 1.00%
Equity US Vanguard S&P 500 Index VFV 11-30-2011 18.30% 0.08%% 1.00%
Equity US Scotiabank Solactive GBS United States 500 SITU 10-20-2020 NA 0.05%* Mangement Fee 1.0%%
Equity International Developed iShares MSCI EAFE Investable Market Index XEF 04-10-2013 9.30% 0.22% 2.10%
Equity International Developed Vanguard Vanguard FTSE Developed All Cap ex U.S. Index ETF (CAD-hedged) VEF 11-30-2011 9.60% 0.21%% 1.90%
Equity International Developed Scotiabank Solactive GBS Developed Markets ex North America Large & Mid Cap CAD Index SITI 10-20-2020 4.50% 0.18% NA
Equity International Developed Mackenzie Investments Solactive GBS Developed Markets ex North America Large & Mid Cap CAD Index QDX 01-24-2018 4.30% 0.18% 2.00%
Equity International Emerging BMO MSCI Emerging Markets Index ZEM 10-20-2009 5.60% 0.27% 2.10%
Equity International Emerging iShares MSCI Emerging Markets Investable Market Index XEC 04-10-2013 6.90% 0.26% 1.60%
Equity Global iShares MSCI ACWI ex Canada IMI Index XAW 02-10-2015 10.30% 0.22% 1.30%
Equity Global Vanguard FTSE Global All Cap ex Canada China A Inclusion Index VXC 06-30-2014 11.70% 0.21% 1.4%%
REITs NA iShares S&P TSX Capped REIT Index XRE 11-17-2002 9.60% 0.61% 3.0%%
REITs NA iShares Cohen & Steers Global Realty Majors Index CGR 08-26-2008 6.5%% 0.72% 1.70%
REITs NA Vanguard FTSE Canadian Capped REIT Index VRE 02-11-2012 7.20% 0.38% 2.89%
REITs NA Invesco S&P/TSX Capped REIT Income Index REIT 08-25-2017 9.50% 0.51% 3.30%
Fixed Income NA iShares FTSE Canada Bond Index XBB 11-20-2001 4.90% 0.10% 2.60%
Fixed Income NA Vanguard Bloomberg Barclays Global Aggregate Canadian Float Adjusted Bond Index VAB 11-30-2011 3.20% 0.09% 2.50%
Gold and Commodities NA IShares S&P/TSX Global Gold Index XGD 03-23-2001 6.10% 0.61% NA
Gold and Commodities NA Purpose Investments Active Diversified Real Assets PRA 09-03-2013 3.00% 1.07% 1.30%


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Bond sector ETFs

Bonds are held to generate income and mitigate the volatility of a portfolio. You can select from government bonds and corporate bonds. Within the corporate bond category, you can also find higher-yield bonds, but they typically come with higher risk.

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Broad Market / Aggregate Horizons Solactive Select Canadian Universe Bond Index HBB 05-07-2014 3.10% 0.01% NA
Broad Market / Aggregate Mackenzie Investments Solactive Canadian Float Adjusted Universe Bond Index QBB 01-29-2018 3.10% 0.07% 2.90%
Broad Market / Aggregate Vanguard Bloomberg Barclays Global Aggregate Canadian Float Adjusted Bond Index VAB 11-30-2011 3.10% 0.09% 2.60%
Broad Market / Aggregate Vanguard Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (CAD Hedged) VGB 06-30-2014 2.80% 0.38% 0.60%
Government CI Global Asset Management FTSE Canada Short Term Government Bond Index FGB 02-24-2016 1.70% 0.25% 1.20%
Government Invesco FTSE Canada Ultra Liquid Long Term Government Bond Index PGL 06-08-2011 2.60% 0.28% 5.40%
Government iShares FTSE Canada 1-5 Year Laddered Government Bond Index CLF 01-31-2008 2.50% 0.17% 2.00%
Government Vanguard Bloomberg Barclays Global Aggregate Canadian Government Float Adjusted Bond Index VGV 01-31-2017 2.80% 0.16% 2.40%
Corporate Fidelity Investments FTSE Canada Short Term Corporate Bond 5% Capped Index FCSB 09-20-2019 NA 0.43% 3.70%
Corporate iShares Market iBoxx USD Liquid Investment Grade Total Return Index (CAD) Hedged XIG 01-21-2010 5.40% 0.32% 2.20%
Corporate Vanguard Bloomberg Global Aggregate Canadian Government/Credit 1–5 year Float Adjusted Bond Index VSB 30-11-2011 1.90% 0.11% 2.00%


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ESG ETFs

Focusing on environmental, social and governance (ESG) criteria is a growing and very popular trend in ETFs. Investors are able to invest with their personal values and the environment in mind. Companies and fixed-income assets are selected based on their environmental impact and company social and governance factors. You can build your own ESG portfolio by putting together individual equity and fixed-income ETFs. All-in-one ESG asset allocation ETFs are also available. 

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Equity Horizons Nasdaq Global Future Sustainability Leaders ETHI 10-31-2018 28.30% 0.54% NA NA
Equity Desjardins Desjardins Emerging RI Low Carbon Multifactor Index DRFE 03-07-2019 2.50% 0.75% 3.90% NA
Fixed Income Horizons S&P Green Bond U.S. Dollar Select Index HGBB 01-06-2021 NA 0.45% Management Fee NA Global Green Bonds
Fixed Income iShares NA XSAB 03-18-2019 2.40% 0.18% 3.50% Canadian bonds ESG focus
Asset Allocation iShares NA GCNS 08-02-2020 6.80% 0.24% Conservative Diversfied Global ESG Portfolio
Asset Allocation iShares NA GBAL 08-02-2020 11.30% 0.24% 2.00% Balanced Diversfied Global ESG Portfolio


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Asset allocation ETFs

Asset allocation ETFs provide all-in-one portfolio solutions. By way of one low-cost comprehensive ETF, you can hold a globally diversified investment that is managed and rebalanced for you. These ETFs are available at various levels of risk.

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
iShares Blended XINC 08-07-2019 5.00% 0.20% 2.40% Income Global Balanced
iShares Blended XCNS 08-07-2019 8.10% 0.20% 2.10% Conservative Global Balanced
Vanguard Blended VCIP 1-29-2019 6.30% 0.25% 1.90% Conservative Income Global Balanced
Vanguard Blended VCNS 1-29-2019 5.90% 0.25% 1.80% Conservative Global Balanced


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Thematic ETFs

With thematic ETFs, you can invest in transformational new technologies and other very specific themes or niches. There can be incredible opportunities, but thematic ETFs can also carry additional risks. And, while the ETFs reduce single-stock risk, they still leave investors exposed to the risks of a sector.

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Harvest Portfolios Active HBF 10-31-2016 5.40% 0.65% Management Fee 10.70% Global Brand Leaders
Evolve ETFs Solactive Future Cars Index CARS 10-27-2018 27.50% 0.40% Management Fee NA Future Cars
Evolve ETFs Solactive Global Cyber Security Index Canadian Dollar Hedged CYBR 8-20-2017 24.80% 0.40% Management Fee NA Global Cyber Security
First Trust First Trust Dow Jones Internet Index FDN 10-29-2014 NA 0.52% 0.40% The internet builders
Emerge ETFs Active EAAI 06-18-2019 47.40% 1.15% NA Artificial intelligence (AI), big data, and cloud.


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Sector ETFs

You can purchase ETFs that only hold stocks from a certain sector. For example, you can own financial-, energy- or technology-focused ETFs, to name a few. These ETFs allow you to shape your portfolio’s sector allocation to be more aggressive, more conservative or more prepared for certain economic conditions, such as using consumer staples for a more defensive tilt. 

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Brompton Funds Active TLF 05-20-2011 3.50% .075% Management fee 15.30% Tech leaders, income enhanced
iShares S&P/TSX Capped Consumer Staples Index XST 04-12-2011 0.90% 0.61% 14.60% NA
iShares S&P/TSX Capped Energy Index XEG 03-19-2001 3.60% 0.61% 1.30% NA
CI Global Asset Management Active DGRC 10-19-2017 NA 0.24% 10.40% Canadian Dividend Growth


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Dividend and income ETFs

This type of ETF allows investors to focus on income generated by way of generous dividends and higher bond yields. Enhanced yield can also be created by way of covered call or put writing ETFs. 

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Equity Vanguard FTSE Canada High Dividend Yield Index VDY 02-11-2012 9.50% 0.20% 3.80% NA
Equity iShares S&P/TSX Canadian Dividend Aristocrats Index CDZ 08-10-2006 7.30% 0.66% 3.00% NA
Equity Vanguard S&P U.S. Dividend Growers Index VGG 02-18-2013 14.40% 0.30% 1.20% NA
Equity Invesco NASDAQ Select Canadian Dividend Index PDC 06-08-2011 8.80% 0.56% 3.60% NA
Enhanced Yield Hamilton ETFs Solactive Multi-Sector Covered Call ETFs Index HDIV 07-19-2021 8.50% 0.65% Management Fee 8.70% NA
Enhanced Yield CI Global Asset Management Active FHI 06-07-2018 11.60% 0.65% Management Fee 5.80% Global Healthcare Covered Call
Diversifed Multi Asset iShares NA XTR 09-12-2005 4.6%% 0.62% 5.00% Diversied High Income
Diversifed Multi Asset BMO NA ZMI 01-28-2011 3.80% 0.20% 5.80% Diversified Monthly Income


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Active and factor ETFs

Most ETFs track an index and are passively managed. For active ETFs, portfolio managers take a different approach: Instead of following the market, they attempt to beat the market, and they may also seek better risk-adjusted returns. 

Factor ETFs are rules-based. They use a set of guidelines and rules for equity or bond selection. 

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
BMO Active ZLB 10-21-2011 2.40% 0.39% 13.30% Canadian Low Volatility
iShares S&P/TSX Capped Information Technology Index XIT 03-19-2001 8.20% 0.61% 0.05% NA
CI Global Asset Management Active RIT 11-15-2004 10.90% 0.86% 4.00% Candian REIT
Hamilton ETFs Active HFG 06-26-2020 35.10% 0.75% Management Fee 3.60% Global banks
RBC Active RCE 05-01-2015 7.30% 0.44% 2.90% Canadian High Quality and High Growth Equity
Ninepoint Partners Active NNRG 05-03-2021 NA NA NA Canadian Oil and Gas Producers


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Cryptocurrency ETFs

Canada was the first country to offer true bitcoin ETFs—other bitcoin-sharing investments have been available elsewhere, including a trust from Greyscale. You’ll now find bitcoin and ethereum ETFs available from several providers. It’s an exciting asset class that’s gaining more widespread acceptance. But the risks are still great. Be prepared for incredible volatility. Given that, you might consider a very modest allocation, like 1% to 5%. 

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Bitcoin CI Global Asset Management BTCX.U 03-05-2021 0.40% Management Fee Bitcoin Price
Bitcoin Purpose Investments BTC 07-10-2020 1.0% Management Fee Bitcoin Price
Ethereum Purpose Investments ETH 04-19-2021 1.0% Management Fee Ethereum Price
Ethereum Evolve ETFs ETHR 04-16-2021 0.75% Ethereum Price


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Cash ETFs

Many investors carry cash balances as they add new money to their accounts. Dividend and bond income can accumulate as well. Through cash ETFs, you can earn at least a little something as you wait to put that money to work. 

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Sub-category Provider Index ETF ticker Inception Annual returns from inception MER Yield Theme or sector
Ninepoint Partners NSAV 04-26-2021 0.14% Management Fee 0.75% High Interest Savings
Horizons HSAV 02-05-2020 0.08% 0.73% High Interest Savings
CI Global Asset Management CSAV 06-14-2019 0.14% Management Fee 0.71% High Interest Savings


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The post The MoneySense ETF Finder Tool appeared first on MoneySense.

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