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[ad_1] Silos and saturation salvoes: Gaza rockets bedevil Israel [ad_2] Source link

[ad_1] Google has said that this technology could at some point even allow its AI assistants to have more natural conversations with users. [ad_2] Source link

[ad_1] Rewards are great, but they usually come at a price. And with credit cards that usually means an annual fee. Not so with SimplyCash from American Express: This no fee credit card offers impressive rewards at no extra cost to you. With an impressive earn rate of 1.25% on everything you buy, the SimplyCash credit allows you to earn as you spend. And it doesn’t complicate things with bonus categories, tiered earn rates or spending caps—it’s simply 1.25% across the board. And that’s considerably higher than most no fee cards from the big banks offer. Quick facts about SimplyCash from American Express* Annual fee: $0 Rewards: 1.25% cash back on everything  Welcome offer: 2.5% back on up to $6,000 in purchases for the first three months Income requirement: None Purchase interest rate: 19.99% Best features: Great flat earn rate and entertainment perks with American Express Experiences Who it’s good for: Shoppers not wanting to pay an annual fee and who prefer a simple rewards program (straightforward cash back with no complicated bonus categories); and optimizers who want to maximize rewards by carrying multiple credit cards Get more details about SimplyCash from American Express* 8 things to know about SimplyCash from American Express 1. Everyday cash back rewards With the SimplyCash from American Express, it’s all in the name: You earn cash back according to a very clear and easy-to-understand rewards structure, with a consistent 1.25% earn rate on everything you buy. There’s no earn rate structure to think about, like bonus categories with other cards—just the reassuring knowledge that you’re getting money back every time you use the card.  Thanks to this straightforward rewards format, you’ll earn on the various purchases that often don’t get much love with other cards, like online shopping, clothing and electronics. And by comparison, most no fee cards typically only earn you 0.5% cash back on those same purchases.  Another bonus with the Amex SimplyCash card? Outside of the welcome offer, there’s no cap on rewards—something that can’t be said for all no fee credit cards—so your earn rate won’t drop, no matter how much you spend per month or per year.  Considering all this, the SimplyCash card from Amex is arguably the best no fee flat-rate cash-back card on the market. The only other card that comes close is the Rogers World Elite Mastercard, which does have a slightly higher earn rate of 1.5% cash back on all purchases; however, Rogers cardholders must have an annual income of at least $80,000 and spend a minimum of $15,000 on the card every year just to qualify. SimplyCash has no such requirements, making it more accessible. 2. Welcome offer Within the first three months using SimplyCash from American Express, the earn rate is doubled—that’s 2.5% cash back on everything you buy up to a maximum of $150 (so, $6,000 in purchases). This is a standout bonus when you consider no fee credit cards don’t typically feature a welcome offer. Or if they do have one, the cap is usually at $100 cash back. 3. Cash back is rewarded once per year  The one small catch with the SimplyCash from Amex is that the cash rewards are granted once per year, on your September statement. This is a slight drawback compared to other cash-back cards, like the BMO CashBack Mastercard or TD CashBack Visa, that allow you to redeem rewards any time you like.  4. There’s no annual fee and no income requirement The biggest draw of the SimplyCash from American Express is, of course, that there’s no annual fee. That means it’s completely free to use (provided you pay off your balance in full every month, of course). So, all the rewards go right into your pocket instead of offsetting an annual fee. As well, there’s no strict income requirement to be eligible for the card, making SimplyCash from Amex accessible to the majority of Canadians. 5. Side perks As you might expect with a no fee card, SimplyCash from American Express doesn’t have the most impressive suite of benefits. But it does offer something you won’t get with other no fee cards from Visa or Mastercard: American Express Experiences. This is a serious entertainment perk that gives you access to presale tickets to major events, shows and concerts, as well as early bookings to some of the country’s hottest restaurants and even specially curated private shopping experiences. As well, the SimplyCash offers up to $100,000 in travel accident insurance—an unexpected benefit for a no fee card. You’ll also get purchase protection and automatic extended warranties for up to one year (which is the norm for most credit cards). 6. It’s a great option to use as part of a two-card strategy Since SimplyCash from American Express has no annual fee and an above-average earn rate of 1.25% on everything you buy, it’s ideal to use in combination with another card as a way to earn more rewards. For instance, you could carry the TD Cash Back Visa Infinite for groceries, gas and recurring bills, as it will earn you a substantial 3% on those purchases, and use the SimplyCash to earn 1.25% on everything else since the TD Card by default earns only 1% on everything outside of its bonus three categories. 7. The SimplyCash is a credit card, not a charge card It’s commonly thought that all American Express cards are charge cards, meaning it must be paid off every month no matter what. But that’s not actually the case; SimplyCash from Amex is a conventional credit card, just like any Visa or Mastercard. Once you apply, you’ll be approved for a set credit limit, and as long as you pay off your balance in full every month, you won’t owe any interest. The card does allow you to carry a balance from month to month, but an interest rate of 19.99% will kick in if you do that. Again, that is just like any other credit card. 8. More places are now accepting Amex

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[ad_1] UK inflation more than doubles as post-lockdown price climb begins [ad_2] Source link

[ad_1] OnePlus is believed to have settled on these 5G bands based on the priority of Indian and global carriers and after closely working with telecom operators and stakeholders. [ad_2] Source link

[ad_1] Do you have the new Panera Coffee Subscription yet? If you love Panera coffee, it’s sure to save you TONS of money each month!! And the first 3 months are FREE right now! (Also, be sure to stop by for Panera Bagel Tuesdays to save on breakfast!) Psst! Check out all our recent restaurant deals to save even more when eating out! Also, are you taking advantage of Starbucks Happy Hour each week? If you love Panera coffee, you don’t want to miss this HOT monthly deal they rolled out to get unlimited coffee! Get FREE unlimited coffee at Panera for 3 months! WooHoo! If you’re interested in trying the Panera Coffee Subscription but you’re not sure it’s worth the cost for you, I have great news!! For a limited time, you’ll get a FREE 3-month subscription when you go here and select ‘Claim Free Coffee’. If you love it, you can continue your subscription for just $8.99/month after 3 months. If it’s not worth it for you, simply cancel your subscription in your My Panera Rewards account before it auto-charges you. How Does the Panera Coffee Subscription Work? Just go here to sign up and add the coffee subscription to your My Panera Rewards account. You’ll be charged $8.99 per month (after your free three months), and then each time you order coffee, you’ll just use your rewards account to get the coffee for free! It’s really simple! Unlimited Coffee Each Month? Really?! Yep! I know it sounds too good to be true, but it’s not! With the Panera Coffee Subscription, you’ll get unlimited coffee all month long every single month. You can redeem your subscription once every two hours. So even if you’re sitting in a Panera Cafe all day, you can get coffee refills for free every two hours. Is a Panera Coffee Subscription Worth The Cost? The price of a regular cup of Panera coffee is about $2, so if you order more than four cups of Panera coffee each month, it’s definitely worth it to sign up! Even if you spend a couple long Saturdays each month working at Panera or meeting up with a friend for a long afternoon coffee date, it’s probably worth it! What Drinks Are Included? The Panera Coffee Subscription can be used on any flavors of drip coffee, iced coffee, or hot tea! So even if you’re a tea drinker, you might want to check out this deal! Is It Easy to Cancel? If you find you’re not using the subscription as much as you thought you would, you can cancel your subscription at any time! Just log in to your My Panera Rewards account, visit the subscription section, and follow the directions to cancel. Go here to get started. Have you tried the Panera Coffee Subscription yet? Let us know your thoughts! [ad_2] Source link

[ad_1] North Korea defectors urge U.S. rights pressure as South's Moon leaves for Biden summit [ad_2] Source link

[ad_1] Stepping into the second half of 2021, global research and brokerage firm Morgan Stanley says its leading indicators suggest an upside risk in index returns going forward. [ad_2] Source link