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[ad_1] April started off very well, in line with February and March. In May, we started to see slowdown across the country, which this time around was more pronounced than when we opened up post lockdown in June of last year. [ad_2] Source link

[ad_1] You’ve surely heard of travel site Expedia, and you’ve heard of TD Bank. But have you ever booked travel through the Expedia For TD website? The program, which marries the travel service with the banking brand, delivers substantial earnings and deals to travellers who book through their branded portal and pay with a TD credit card. Let’s take a look at how the program works, and how to reap the most rewards. About Expedia For TD Expedia For TD is a segment of the TD Rewards environment, so the “currency” you’re collecting is TD Points that can be redeemed for merchandise, gift cards, cash and, importantly, travel. Another major benefit of the TD travel program is that it’s flexible. It allows you to use your Points to book your flights, hotels, cruises and excursions directly with any provider you choose. You can use your Points for these purchases, even up to 90 days after the fact. (However, when you book through Expedia For TD, points must be redeemed at the time of purchase.) When you log into Expedia For TD, you’ll see a TD-branded version of the Expedia site. Here, you can redeem your TD Points for flights, hotels, car rentals and more, but the real incentives come by way of redemption rate, flexibility and earnings. If you redeem through Expedia For TD, no matter what you book, your redemption rate is $0.005 per point.** This is better than the rate you’d get  by cashing in on other non-travel rewards. Additionally, you can collect within the TD Rewards environment and outside of it simultaneously. So, when you use Points on purchases at Expedia For TD, you can still collect from your separate airline rewards program. Finally, using the portal assigns bonus points to TD credit cardholders, which can multiply—sometimes dramatically—the number of Points you earn on travel purchases. Conveniently, you don’t have to wait until you’ve racked up thousands of Points to redeem: you can start using your Points as soon as you’ve accumulated 200. There’s even a dedicated 24/7 support line to help you make your bookings. Are there any drawbacks I should watch out for? Expedia For TD advertises a price guarantee, but you should be aware that it is time-limited. The company will refund the difference on a flight and hotel package within 24 hours of booking, or a hotel rate up to 48 hours prior to check-in. The best Expedia For TD credit cards in Canada TD First Class Travel Visa Infinite Card TD Platinum Travel Visa Card TD Business Travel Visa Card TD Rewards Visa Card TD First Class Travel Visa Infinite Card* Expedia For TD is available to you if you hold any TD Rewards credit card, but the TD First Class Travel Visa Infinite Card gets our recommendation for its high earn rate and bonus Points potential. Travel purchases made at ExpediaforTD.com earn 9 TD points per $1, which works out to a 4.5% return.** If you call the program and book on the phone, it’s 6 points per $1 (3% return), and travel spends elsewhere earn 3 TD points per $1—the same rate as on everyday spends in all other categories. Generating bonus Points is easy enough, but for a limited time new card holders can earn up to 60,000 TD points, which works out to a travel value of $300 when you book on ExpediaForTD.com. Best yet, your Points never expire, so there’s no pressure to redeem. The First Class Travel Visa Infinite also includes an excellent suite of travel insurance benefits including medical, trip interruption and automotive, and while it fails to offer airport lounge access, it does entitle you to a discount. However, these perks don’t come cheap. The First Class Travel Visa Infinite has a minimum annual income requirement of $60,000 and carries an annual fee of $120, though new applicants can have the first year waived (along with the $50 fee for an additional cardholder). What are the best ways to benefit from this card? While this is a solid travel rewards card, new applicants in particular will benefit greatly from the welcome bonus. TD clients with an All-Inclusive banking account may be able to get the $120 annual fee waived on an ongoing basis, so it’s worth speaking with a representative before you sign up. Frequent travellers who are comfortable shopping through the ExpediaforTD.com portal will get the highest earn rate on travel spends and, at a return of 4.5%** (9 points per $1), the savings will be noticeable. The included insurance package can also help you save a bundle. Annual fee: $120 Welcome bonus: Receive 20,000 TD Points when you make your first purchase and 40,000 points when you spend at least $1,500 within the first 90 days (total $300 travel value), plus get a first-year annual fee waiver for the primary and additional cardholders. Welcome offer available until August 16, 2021. Not available for residents of Quebec; for more info, click here. Additional perks: Travel insurance including travel medical up to $1 million, trip cancellation or interruption, travel accident, travel assistance and lost or delayed luggage coverage; auto rental collision/loss damage insurance; discounts with Priority Pass for airport lounge access and at Avis and Budget Rent A Car; purchase protection and extended warranty Click here for more details about the TD First Class Travel Visa Infinite* TD Platinum Travel Visa Card* If you don’t qualify for the minimum annual income requirement on the First Class Travel Visa, consider the Platinum Travel Visa, which has no income requirement. For $89 annually, this product lets you earn 5 points per $1 on travel booked through ExpediaForTD.com, 3 points per $1 spent on groceries and bill payments, and 2 points per $1 on everything else. Annual fee: $89 Welcome bonus: 15,000 on first purchase; annual fee for first year waived Additional perks: Travel benefits including travel accident, trip delay and lost baggage insurance; auto rental collision and loss damage coverage; discounts for Priority Pass for airport

[ad_1] Don’t miss this rare sale on My Magic Carpet Rugs! This hugely popular deal has returned!! HURRY over to Zulily to shop their sale on My Magic Carpet Rugs! This is a rare discount!! These rugs are machine washable and durable — perfect for families with kids or pets! You can choose from three sizes in each design, and there are 45 different designs to choose from. (Meg here from the MSM Team! I have a few of these in our house and they’re SO easy to pop in the washing machine for a quick clean when the pups have gotten them dirty. Highly recommend!!) Shop quickly, because they’re selling out FAST. Shipping starts at $5.99. But if you place one order today, the rest of your orders will ship for FREE through 11:59 p.m. PT tonight! [ad_2] Source link

[ad_1] Americans hit the road on Memorial Day holiday, a year after pandemic slammed travel [ad_2] Source link

[ad_1] “I Want To Go Home…” – Pep Guardiola Reveals Emotional Toll of Man City Season After Chelsea Defeat  Sports Illustrated Chelsea’s best line-up next season if Marina Granovskaia completes £200m triple transfer swoop  Football.London Kane in, Sterling out? How Man City and Guardiola can move on following Champions League devastation  Goal.com Another Self-inflicted Champions League Exit – A Week in the City  Sports Illustrated Transfer news – Manchester City striker Sergio Aguero signs for Barcelona on two-year contract  Eurosport COM View Full coverage on Google News [ad_2]

[ad_1] H2 expected to see strong pick-up in PVs; FY22/23e EPS revised by -1/2.8%; Buy retained with TP of Rs 1,040 [ad_2] Source link

[ad_1] In Canada, online shopping accounts for purchases in the billions annually, and it’s easy to see why. Instead of pounding the pavement, braving fitting rooms or standing in lines, online shoppers make their purchases with a few clicks and taps. Plus, who doesn’t like getting mail? When it comes to picking a credit card for online shopping, things get a little bit more complex. If you collect points or cash back, you may be well-versed in your spending categories. But sometimes (not always) an online purchase doesn’t “reward” you as you’d expect. If, for example, your card offers rewards on groceries, you may expect bonus credits when you order groceries online. Depending on your credit card, however, your online grocery spend might show up in the generic “everything else” category. When shopping online, not all cards are created equal. These picks will earn you more than the standard 0.5% to 1% in rewards.  Best credit cards for online shopping American Express SimplyCash Preferred – 2% cash back MBNA Rewards World Elite – 2% in travel rewards Rogers World Elite Mastercard – 1.5% cash back and US forex savings TD First Class Travel Visa Infinite – 1.5% in travel rewards Meridian Visa Infinite Travel Rewards – 1.5% in travel rewards and forex savings Home Trust Preferred Visa – 1% cash back and no forex fees Amazon.ca Rewards Mastercard – up to 2.5% on Amazon and forex savings MBNA True Line Mastercard – low interest SimplyCash Preferred from American Express* With a standard cash back rate of 2% on everything—including online purchases—the American Express SimplyCash Preferred card will accelerate earnings on each and every purchase. Even better, they’re offering a juicy introductory rate of 10% to new members for the first four months.  And, at $99 annually, this card costs a little less than the typical $120 charged by most cards in this category. Annual fee: $99 Earn rate: 2% cash back on everything Welcome offer: 10% cash back for new members for 4 months (up to $400 in cash back) Income requirement: None specified Get more details about the SimplyCash Preferred Card* MBNA Rewards World Elite Mastercard* The MBNA Rewards World Elite card allows you to earn 2 MBNA Rewards points per dollar spent on everything you buy with your card, including online purchases. MBNA Rewards can be redeemed for travel and the points never expire. When used against travel purchases, 100 points are worth $1—letting you pocket an impressive 2% in travel rewards on every dollar spent. The welcome offer alone is a solid start, worth $300 toward travel. Annual fee: $120 Earn rate: 2 MBNA points per $1 Welcome offer: Earn up to 30,000 MBNA Rewards points (20,000 after $2,000 in eligible purchases within the first 90 days plus 10,000 points with paperless e-statement enrolment). Offer valid until April 30, 2020. Income requirement: $80,000 personal or $150,000 household Get more details about the MBNA Rewards World Elite Mastercard* Rogers World Elite Mastercard The Rogers World Elite Mastercard is a no-fee cash-back option that’s available only to those with a personal annual income of $80,000 or $150,000 for the household. Currently, this card delivers an impressive 1.5% cash back on every purchase and 3% on website purchases made in U.S. currency. A welcome bonus of  $25 when you make a purchase within three months is a great way to start. As you consider your options, it’s important to note that the card’s savings on foreign transaction fees does not apply to currencies other than U.S.; and you need to spend at least $15,000 per year on the card in order to continue qualifying to use it.  Annual fee: $0 Earn rate: 1.5% regular cash back; and e% back on purchases in a foreign currency (which nets you 0.5% back after foreign exchange fees) Welcome offer: $25 in cash back after first purchase within 3 months Income requirement: $80,000 personal or $150,000 household TD First Class Travel Visa Infinite Card* Operating in the TD Rewards program, the TD First Class Travel Visa Infinite earns you 3 points per dollar (1.5% in travel rewards) spent on all your everyday purchases including online purchases. This card comes with a solid welcome bonus of up to 60,000 TD Rewards points, which have a travel value of $300 on ExpediaforTD.com Annual fee: $120 Earn rate: 3 TD Rewards points per dollar spent Welcome offer: The annual fee ($120) and fee for your first additional cardholder ($50) are waived for the first year; that’s a savings of $170, and with two of you earning TD Points, you can reach your goals faster. Income requirement: $60,000 personal or $100,000 household Get more details about the TD First Class Travel Visa Infinite Card* Meridian Visa Infinite Travel Rewards  Meridian Visa Infinite Travel Rewards cardholders earn 1.5 points per dollar (1.50% in travel rewards) on all purchases, including online and 3 points per dollar on purchases made in foreign currencies, which covers the foreign transaction fee with a little left over.  Annual fee: $99 Earn rate: 1.5 points per dollar; 3 points per dollar on purchases made in foreign currencies Welcome offer: Fee waiver for first year Income requirement: $60,000 personal or $100,000 household Home Trust Preferred Visa* Home Trust Preferred Visa is a good, basic cash-back card that carries no annual fee. With this card, you’ll receive 1% cashback on all Canadian purchases. Even better, purchases made in another currency on this card aren’t charged a foreign transaction fee—this is an automatic savings of 2.5 to 3% and super-valuable for those who shop at online retailers from the United States. The Home Trust Preferred Visa is easy to apply for, and there’s no specified income requirement to get approved. Annual fee: $0 Earn rate: 1% cash back per dollar on Canadian purchases. No foreign transaction fee on international purchases Welcome offer: None Income requirement: $15,000 Get more details about the Home Trust Preferred Visa* Honourable Mentions When it comes to online shopping, not all credit cards deliver

[ad_1] Just for fun, Jesse and I took the popular Share Your Assumptions About Me Instagram story idea and turned it into a podcast episode. We asked for people to share their assumptions about us and then we chose a number of them to respond/react to. We addressed assumptions that Jesse gets nervous coming on the podcast, that we never yell or fight, that we don’t have a pet, that we eat a lot of ice cream, that we’re more wild and crazy than we let on, that I wear the pants in the family, that we never curse, that we expect our kids to follow the lifestyle we were brought up in, that we met at a Christian college, and much more! In This Episode: [00:33] We are tackling your assumptions as per the popular Instagram story idea right now. [03:23] Does Jesse get nervous answering questions on the podcast? [04:16] Someone assumes that Jesse and I never yell or get loud with the kids. [05:59] Is our family extremely close and always together? [08:39] We actually do have a pet. A hedgehog. [10:30] Are we a fun couple? [11:20] Another follower assumes that we’re gun enthusiasts. [12:53] We did not meet at a Christian college. [13:53] We definitely have moments when we argue and don’t get along. [16:40] One person thinks we’re a lot more wild and crazy than we let on. [21:14] Another assumption is that we expect our kids to follow the lifestyle we were brought up in. [23:31] Is Jesse more of a clean freak than me? [25:45] Which of us is more quiet than the other? [31:36] Do we curse? [34:18] TV is not a big thing in our house. [36:01] Multiple people have assumptions on who wears the pants in the family. Links and Resources: Love-Centered Parenting 10 Days to Be a Happier Mom Sign up for the Hot Deals Email List MoneySavingMom.com My Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal@moneysavingmom.com [ad_2] Source link

[ad_1] As infections dwindle, Spain mulls looser mask rules [ad_2] Source link

[ad_1] Launched in November 2018 by Prime Minister Narendra Modi, the scheme offers business loans including term loans and working capital loans, and Mudra loans to MSMEs for purchase of plant and machinery, technology upgrade, product expansion, purchase of raw materials, infrastructure development, etc. [ad_2] Source link