News

A Peek Into This Past Week

[ad_1] She is pure sunshine in our lives!! I can’t even describe how much joy and laughter she brings to our home. (Need a smile today? Watch this to see one of her new tricks.) I was shopping at Kroger the other day and found this formula that Champ was on for months. We are so grateful he is thriving with his mama, but man do we miss his daily presence in our home! If you follow me on Instagram, you already know the crazy story of how I thought it had been two years since I’d gone to the dentist… and when I showed up for a routine cleaning, they said in their records that I actually hadn’t been there since 2016!!!!! Um, clearly I’m not a very good judge of time! Needless to say, I promise all my dentist readers that I will do better about regularly going to the dentist. In fact, I already scheduled my next appointment! Silas enjoyed working on the Young Woodworker’s Kit club craft — it was a Candy Machine this time! (Use coupon code MSM to save 75% off your first kit, if you are interested.) She is obsessed with stickers right now! It’s so fun to watch her work so hard to get them off the page and then find something to go stick them onto! I got to meet with my friend and acquisitions editor last week about my next book. The meeting ended up being one of those really pivotal meetings — where the entire idea for my next book completely shifted! I can’t wait to tell you more about it!! We are so proud of this boy!! He’s making so much progress in his weekly PT — he is now rolling over really well from back to tummy and tummy to back and he’s starting to even working on reaching and scooting a little! And look at him sitting up! He often does really well with prop sitting when he’s on the bed and sometimes does well with it with the Boppy, too! I was so honored to have our foster care journey featured on the Wait No More website. I recently recorded a video interview where I share a lot of details about our foster care journey. I talked about how we got started, why we said yes, our fears going into it, why we only foster infants right now, how it has impacted our kids, and more. If you have any interest in foster care or our personal journey, I encourage you to watch the two videos from our interview on this page. I hope they encourage you! [ad_2] Source link

A Peek Into This Past Week Read More »

Homepoint’s gain-on-sale margin plummets

[ad_1] Weeks after announcing a round of layoffs, wholesale lender Homepoint disclosed a $73 million net loss in the second quarter of 2021. Homepoint, based out of Ann Arbor, Michigan, originated $25.5 billion worth of mortgages in the second quarter, according to its quarterly earnings statement. That’s more than double what it did a year ago, but was also down from $29 billion in originations in the first quarter of 2021. The lender’s gain-on-sale margin fell 79% from a year ago, down to just 58 basis points. That’s a far cry from even the first quarter, when Homepoint’s margin checked in at 147 basis points. Pressures are everywhere, it would seem. This content is exclusively for HW+ members. Start an HW+ Membership now for less than $1 a day. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis Exclusive access to the HW+ Slack community and virtual events HousingWire Magazine delivered to your home or office Become a member today Already a member? log in The post Homepoint’s gain-on-sale margin plummets appeared first on HousingWire. [ad_2] Source link

Homepoint’s gain-on-sale margin plummets Read More »

Slip and Slide Water Slide only $12!

[ad_1] Wow! This is a fantastic deal on this Slip and Slide Water Slide! Amazon has this Slip and Slide Water Slide for just $12 when you save an extra 70% off at checkout! This has great reviews and looks like so much fun! Sign up for a free trial of Amazon Prime to get free two-day shipping (and possibly one-day or same-day shipping!) with no minimum. If you’re not sure Prime is worth it, read this post for some helpful info to help you decide! And don’t forget you can sign up for Swagbucks to earn free gift cards to use on Amazon deals! [ad_2] Source link

Slip and Slide Water Slide only $12! Read More »

Boise home prices rising faster than any other US city

[ad_1] Boise, Idaho. No city in America saw larger home price gains in the first half of 2021 than — yes, you guessed it — Boise, Idaho. According to a study from HouseCanary — which looked at the top 25 metros in the country with the highest median price increase over the last six months — Boise’s home prices increased 13% from December 2020 ($410,000) to June 2021 ($463,383), the highest in the country. Provo-Orem, Utah, saw the second-highest home price gain since December 2020 at 12.22% ($406,509 to $456,187), followed by Ocala, Florida at 12.1% ($189,639 to $212,592). This content is exclusively for HW+ members. Start an HW+ Membership now for less than $1 a day. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis Exclusive access to the HW+ Slack community and virtual events HousingWire Magazine delivered to your home or office Become a member today Already a member? log in The post Boise home prices rising faster than any other US city appeared first on HousingWire. [ad_2] Source link

Boise home prices rising faster than any other US city Read More »

How much Canadians spend on their skin-care routines—plus, the best products to splurge and save on

[ad_1] Canadians may have given up on daily commutes, waistbands and showering daily, but during the COVID-19 pandemic lockdowns we held on to our skin-care routines. MoneySense built a survey in partnership with beauty journalists Emily MacCulloch and Ingrie Williams of The T-Zone which—among other findings—revealed that our skin-care habits remained unchanged. The poll found 69% are spending the same amount on skin care now as they did pre-pandemic (18.3% are spending less on skin care, and 12.7% are spending more). Canadian skin-care routine poll The cross-Canada poll surveyed 1,140 Canadians (99% confidence level, 4% margin of error, based on English-speaking population) over a four-week period in March/April 2021, around the one-year anniversary of the first COVID lockdown. Like everything we could buy during the first 12 months of COVID-19, skin care has gone digital, and Canadians are as committed and loyal to their skin-care regimens and products as much as before.  Here’s what we found:  More than 1 in 3 Canadians have made an online skin-care purchase without trying it first More than 3 out of 5 Canadians read online product reviews before buying a skin-care product More than 1 in 2 Canadians believe that skin-care efficacy is not based on price Almost 1 in 4 Canadians believe that price signals effectiveness for skin-care products Almost all Canadians (96.9%) do not owe for skin-care products on their credit cards or through buy now, pay later programs Other sources have confirmed that it’s been tough on Canadians during lockdowns and the entire pandemic to maintain our personal routines. But, with the majority of Canadians not changing how much they spend on skin care, based on our data, this is one way they are committed to spending money on themselves. “You’re on Zoom all of the time, you’re looking at yourself constantly,” says Williams. “People may be more willing to try something new for self-care, as well as for a pick-me-up.” Based on our survey, Canadians are fitting this spend into their budget. Although the skin-care industry has revenues of $1.7 billion annually, they’re not splurging needlessly or going into debt.  How much are Canadians spending? It varies from person to person. Our poll shows 47% spent $100 to $499 on skin-care products in 2020, 42.1% spent $99 or less and 10.9% spent $500 or more. It’s worth noting that a single skin-care product, like a moisturizer or a serum, typically costs $50 to $100, which may suggest buying one to 10 products a year.  Online skin-care shopping tips 54.3% “A savvy shopper knows which products work, no matter the price.” 23.9% “You get what you pay for.” 13.2% “Cheap and chic for the win.” When it comes to shopping online for skin care, it can feel like you’re “adding to cart” and hoping for the best, especially if you’ve never purchased that particular moisturizer, lotion, mask or serum before. And 36.2% from our survey say they have not made an online skin care purchase in the past year without testing or trying it first.  “We truly believe there are effective products at every price point, and we’re happy to see from the results of this survey that Canadian consumers are in the know, too,” says Williams. We all like that Canadians don’t mind putting in the effort to research products they buy. There are tools available, though, including expert reviews on online magazines and blogs, user reviews on the site, customer service chats, and even the good ol’ fashioned ways of calling a store or getting a referral from a friend.  From our survey, 57.9% of respondents say they have consulted online skin-care product reviews before buying. This may surprise you, considering how many don’t research cars before heading to a dealership. But MacCulloch and Williams say that reviews shouldn’t be a huge influence on your buying decisions. They point to 2018, when skin-care brand Sunday Riley was outed for writing fake reviews on Sephora’s website for almost two years.  “Reviews are helpful, but they shouldn’t be the be-all-and-end-all deciding factor,” says MacCulloch, adding that it is helpful on Sephora to see who is posting the review, and their age. “Context is huge,” says Williams. “You don’t know what that person’s skin is like, how they used the product.” She also says to consider where you’re reading the review. Is it from someone who would benefit from you buying it? Is it meant to nudge you to purchase? Both recommend checking the skin care companies’ websites for clinical trials. And if you can try a tester, go for it.  Splurge versus steals Canadians have a ton of options when it comes to what they choose to spend on skin-care products, from $15 a bottle from brands like The Inkey List, to a $500 jar of Le Mer. Williams and MacCulloch break it down here, so you know what you should always pay on the cheap for and what is worth spending more money on.  Steals Moisturizer Why: A good moisturizer keeps skin hydrated and healthy. Plus, if you’re concerned with facial lines, moisturizer can make them ess noticeable. Buy: Many nourishing and hydrating ingredients have been around for a while, and have the research to back them up. You should be able to find a moisturizer at any price point with effective ingredients such as hyaluronic acid, glycerin, aloe and/or shea butter, says Williams. “For those nourishing ingredients, you don’t need to shell out a ton of money.” The Inkey List Symbright Moisturizer, $15, sephora.com Belif The True Cream Aqua Bomb, $50, sephora.com Sunscreen Why: Sun protection factor (SPF) creams and lotions help protect the skin from harmful rays from the sun, and have been shown to prevent skin cancer and premature aging. Buy: “We only have a handful of ingredients available to us here in Canada, so you’re going to find efficacy at any price point,” says Williams. We have access to 17 approved sunscreen ingredients, to be exact. “In general, when you pay more money for SPF,

How much Canadians spend on their skin-care routines—plus, the best products to splurge and save on Read More »

Office Depot/Office Max School Supplies as low as $0.45!

[ad_1] Doing some back to school shopping? Check out the deals going on at Office Depot/Office Max! Office Depot/Office Max has school supplies for as low $0.45 right now! Office Depot Brand Composition Notebook – Only 50¢ (regularly $3.09) -limit 12 Office Depot Brand 2-Pocket Folder – only 45¢ (regularly $1.09) Office Depot Brand Manual Pencil Sharpeners, Assorted Colors  – Only 50¢ (regularly $1.39) Office Depot Brand Index Cards – 100 Count – Only 75¢ (regularly $1.89) Office Depot Brand Index Cards – 300 Count – only $1.49 (regularly $4.69) Just Basics Spiral Notebook  – only 50¢ (regularly $3.19) – limit 12 Office Depot Brand Eraser Caps 12-Pack – only 50¢ (regularly $2.19) Psst! Be sure to read about 5 Simple Ways to Save on Back to School Deals and check out all the latest Best Back To School Sales & Deals! Don’t forget you can also sign up for our daily email newsletter to get all of the best back to school deals emailed to you every week! Thanks, Hip2Save! [ad_2] Source link

Office Depot/Office Max School Supplies as low as $0.45! Read More »

Polynion

Binance Prediction

Metamask

papamiaspizza.com

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99

RAJANAGA99