[ad_1] Key takeaways: Esurance was purchased by rival insurance company Allstate in 2011, yet these two companies still operate independently of one another. While it has been reported that Allstate was planning to drop Esurance in 2019 and then again in 2020, this hasn’t happened yet. Esurance was originally envisioned as a low-cost insurance provider that may be able to compete with GEICO and Progressive. The company makes it easy to get an online quote for car insurance, and multiple discounts can help you save big on premiums. Esurance was originally envisioned as an online auto insurance provider who could provide cheaper premiums than other big players in the industry. While originally founded in 1999, the company was purchased by Allstate in 2011. To this day, Esurance is still part of the Allstate family, which brings more than 90 years of experience in the insurance industry along with it. Unfortunately, Esurance was not rated in the most recent auto insurance study from J.D. Power, so it’s somewhat difficult to gauge customer service satisfaction ratings among customers with this company. With that being said, Esurance does boast an average star rating of 3.9 out of 5 stars across more than 1,300 reviews on Consumer Affairs. If you’re in the market for a new auto insurance policy, you may be wondering if Esurance is worth considering. Read on to learn how this company’s car insurance policies are structured and whether you should consider it. #ap31439-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Lato,Arial,sans-serif}#ap31439-ww #ap31439-ww-indicator{text-align:right}#ap31439-ww #ap31439-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end}#ap31439-ww #ap31439-ww-indicator-wrapper:hover #ap31439-ww-text{display:block}#ap31439-ww #ap31439-ww-indicator-wrapper:hover #ap31439-ww-label{display:none}#ap31439-ww #ap31439-ww-text{margin:auto 3px auto auto}#ap31439-ww #ap31439-ww-label{margin-left:4px;margin-right:3px}#ap31439-ww #ap31439-ww-icon{margin:auto;padding:1px;display:inline-block;width:15px;cursor:pointer}#ap31439-ww #ap31439-ww-icon img{vertical-align:middle;width:15px}#ap31439-ww #ap31439-ww-text-bottom{margin:5px}#ap31439-ww #ap31439-ww-text{display:none}#ap31439-ww #ap31439-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. We may be compensated if you click this ad.Ad #ap31439-w-map{max-width:600px;margin:20px auto;text-align:center;font-family:”Lato”, Arial, Roboto, sans-serif}#ap31439-w-map #ap31439-w-map-title{color:#212529;font-size:18px;font-weight:700;line-height:27px}#ap31439-w-map #ap31439-w-map-subtitle{color:#9b9b9b;font-size:16px;font-style:italic;line-height:24px}#ap31439-w-map #ap31439-w-map-map{max-width:98%;width:100%;height:0;padding-bottom:65%;margin-bottom:20px;position:relative}#ap31439-w-map #ap31439-w-map-map svg{position:absolute;left:0;top:0}#ap31439-w-map #ap31439-w-map-map svg path{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap31439-w-map #ap31439-w-map-map svg path:hover{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9;cursor:pointer}#ap31439-w-map #ap31439-w-map-map svg g rect{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap31439-w-map #ap31439-w-map-map svg g text{fill:#000;text-anchor:middle;font:10px Arial;transition:fill 0.6s ease-in}#ap31439-w-map #ap31439-w-map-map svg g .ap00646-w-map-state{display:none}#ap31439-w-map #ap31439-w-map-map svg g .ap00646-w-map-state rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap31439-w-map #ap31439-w-map-map svg g .ap00646-w-map-state text{fill:#fff;font:19px Arial;font-weight:bold}#ap31439-w-map #ap31439-w-map-map svg g:hover{cursor:pointer}#ap31439-w-map #ap31439-w-map-map svg g:hover rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap31439-w-map #ap31439-w-map-map svg g:hover text{fill:#fff}#ap31439-w-map #ap31439-w-map-map svg g:hover .ap00646-w-map-state{display:initial}#ap31439-w-map #ap31439-w-map-btn{padding:9px 41px;display:inline-block;color:#fff;font-size:16px;line-height:1.25;text-decoration:none;background-color:#1261c9;border-radius:2px}#ap31439-w-map #ap31439-w-map-btn:hover{color:#fff;background-color:#508fc9} Make sure that you're not over paying for car insurance – get a free quote today. Click your state to get matched to a top ranked car insurance provider in your area. HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas Get a Free Quote Today About the Company Esurance was founded in 1999 before being purchased by Allstate Insurance in 2011. A.M. Best, an independent insurance rating organization, awarded Esurance an A+ rating for its financial strength. Currently, Esurance is licensed to offer auto insurance in 43 states. Esurance claims to offer auto quotes online in as little as six minutes, and that customers who switch save an average of $462 on their policies. In addition to auto insurance, Esurance also offers homeowners insurance, renter’s insurance, motorcycle insurance and more. Esurance Car Insurance Sample Rates Coverage / Driver Profile Male, 23 Female, 23 Male, 53 Female, 53 30/60/25– Liability Only $186.43 per month $171.10 per month $145.78 per month $142.78 per month With Un/Under-insured Motorist and Collision & Comprehensive $485.31 per month $418 per month $290.05 per month $283.98 per month 100/300/100 – Liability Only $260.40 per month $245.74 per month $180.26 per month $174.93 per month With Un/Under-insured Motorist and Collision & Comprehensive $464.97 per month $417.17 per month $324.54 per month $315.54 per month To come up with the sample auto insurance premiums for the chart above, we sought quotes for Houston, Texas drivers ages 23 and 53. Each quote is for a single insured driver who owns a 2018 Toyota Camry and drives approximately 12,000 miles per year. Quotes in the chart are for fully-employed male and female drivers with a clean driving record. Note: Liability limits are expressed in a three-number sequence that looks like XX/XX/XX. The first number in the sequence is the amount of coverage for an injury to one person in an accident that’s determined to be your fault. The second number is the coverage limit for all injured parties in a single accident, while the third is coverage for property damage to other people’s property. Unique Features Esurance does offer some unique features that help them stand out, including the following: Rideshare Coverage: Esurance offers specialized ShareSmart® coverage for customers who drive for Uber or Lyft. Esurance Mobile App: You can use the Esurance mobile app to check the details of your policy, update your coverage, pay your car insurance bill, file a claim and more. DriveSense Savings Program: This program lets you download an app and save on car insurance premiums based on how you drive. Flexible Coverage Options: You can tailor your auto insurance coverage options and limits to your needs and your budget. Photo Claims: The Esurance mobile app lets you file claims using your mobile device, often by taking a photo of the damage with your phone. Esurance Car Insurance Discounts Like other major car insurance providers, Esurance offers a range of discounts that can help you pay less for your premiums overall. Also be aware that Esurance makes it possible to “stack” multiple discounts for even more savings. For example, you can save money with one of the discounts below while also using their DriveSense savings app and program. If you’re planning to get a quote for auto insurance from Esurance, make sure to see if you’re eligible for the following discounts: Full Payment Discount: Pay less for your policy when you pay for six months of premiums upfront instead of on a monthly basis. Good Student Discount: Score lower premiums if you’re a student with good grades or an excellent GPA. Multiple Policy Discount: You can save on auto insurance with Esurance if you also use this company for your homeowners insurance or renter’s insurance coverage. New Customer Discount: Esurance says new customers qualify for special savings that work out to an average of $462 when they switch insurance providers. Safety Features:
