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[ad_1] You can now search ETH addresses on Google — But what about Bitcoin? [ad_2] Source link

[ad_1] Prime members can shop this huge sale on Party Games and Puzzles! Here are some deals you can get… Get this Throw Throw Burrito by Exploding Kittens for just $16.49 shipped! Get this Exploding Kittens Original Edition for just $13.49 shipped! Get this PlayMonster 5 Second Rule Game for just $11.99 shipped! Get this Sushi Go! – The Pick and Pass Card Game for just $3.99 shipped! Get this Catan Dice Game for just $8.49 shipped! Get this Hedbanz Blast Off! Guessing Game with 25 Bonus Cards for just $13.49 shipped! Shop the entire sale here. Not a Prime member? Sign up for a free trial of Amazon Prime to take advantage of this Prime Day Deal and get free 2-day shipping! See all the Prime Early Access deals here. [ad_2] Source link

[ad_1] Asteroid's path altered in NASA's first test of planetary defense system [ad_2] Source link

[ad_1] Worried you missed some of the best Amazon Prime Early Access Deals? We’ve got you covered with this list! Well, the Amazon Prime Early Access Sale has not disappointed so far! Today, we’ve seen a whirlwind of deals at prices rivaling and beating some of the best prices in Amazon history. The deals were flying FAST today, so we wanted to round up all the deals that are still available from Day One of the Prime Early Access Sale 2022! And we’ll be back first thing in the morning for more Prime Early Access Sale coverage for Day Two! See you then! Best Prime Early Access Deals 2022 From Day One: Not an Amazon Prime member? If you’re not already an Amazon Prime member, now is a GREAT time to sign up for the free 30-day trial of Amazon Prime so that you can take advantage of all these Prime Early Access deals! *HOT* KiwiCo Box for just $8.95 shipped!! *HOT* Essence Lash Princess False Lash Effect Mascara just $3.99 shipped! Get 40% Off My Favorite Lumineux Teeth Whitening Products Today! *HOT* Acer Chromebook 512 Laptop only $79.99 shipped Quilted Northern Ultra Plush Toilet Paper, 32 Mega Rolls only $22.97 shipped! Huge Sale on Party Games and Puzzles! HUGE Sale on Strategy Games Hot Deals on Yankee Candles! Up to 70% off Toys from Play-Doh, Playskool, Peppa Pig, Baby Alive, and more! Hot Deals on Household Essentials from Method, Mrs. Meyers and more *HOT* Audible Discount: Just $5.95/month for the first 4 months! Get Healthy U TV Annual Premium Membership for $1.99 (Reg. $79!) — Unlimited Access to On-Demand Fitness Classes! Lefant Robotic Vacuum Cleaner for just $88.88 shipped!  Vital Proteins Collagen Peptides Powder (20 oz) only $27.99 shipped, plus more! Hooded Throws as low as $12.99 + shipping! *HOT* American Girl Truly Me Dolls only $80.99 shipped, plus more! *HOT* Apple MacBook Air just $799.99 shipped! *HOT* Apple AirPods 2nd Generation with Charging Case only $89.99 shipped! Life Is Good Tees only $11.99 + shipping! Instant Pot Prime Early Access Deals! *HOT* Starbucks Baya Energy Drinks, 12-Pack for just $21.68 shipped! Mr. Clean Magic Eraser, 10 count only $7.88 shipped! Gatorade Fit Electrolyte Beverage, 12-Pack for just $14.02 shipped! PicassoTiles 101-Piece Magnetic Building Tile Play Set just $30.99 + shipping! Amazon Music Unlimited Deal | 4 FREE Months! Huge Sale On Crayola Arts & Crafts Sets! Up to 62% off VTech and Leapfrog Toys *HOT* Friends: The Complete Series only $34.99 shipped! Cozy Plush Throws for $7.99 + shipping! Barbie Doll Sets Up To 48% Off *HOT* Free One Year Grubhub+ Membership for Prime Members + 20% Off $15 Order! HOT Deals on Green Toys *HOT* Vitamix One Blender just $149 shipped! Insignia 32-inch Class F20 Series Smart HD 720p Fire TV only $99.99 shipped (Reg. $180!) Free $5 Amazon eBook Credit with $15 eBook Purchase! Muk Luks Cabin Socks only $9.99! Smart HD Fire TV Prime Early Access Deals! Marble Run 130-Piece Sets as low as $23.97 shipped! Melissa & Doug Police Officer Role Play Costume Dress-Up Set only $12.49 shipped, plus more! Up to 79% off PAW Patrol Toys & Clothing! Philips Sonicare ProtectiveClean 5300 Rechargeable Electric Toothbrush for just $59.95 shipped! Save 40% On OTC Meds! Crest 3D White Professional Effects Whitestrips Kit only $29.99 shipped Echo Prime Early Access Deals! LifeStraw Go Water Filter Bottle with Integrated Filter Straw for just $19.95 shipped! GLAD Protection Series Force Flex Drawstring Odor Shield, 13 Gallon, 110 Count only $13.66 shipped! Martha Stewart Waterproof Mattress Pad in ANY Size only $19.99 (Reg. $120!) LifeStraw Personal Water Filter only $9.99 Possible Free $10 Credit with $50 Amazon Gift Card Purchase! Walgreens: Framed Photo Magnets only $2 + Free Store Pickup! Kohl’s coupon: $10 off $50 purchase + $10 Kohl’s Cash + 20% off entire purchase! See all the Prime Early Access 2022 Deals here. What’s been your favorite Prime Early Access find so far? What deals are you still looking for? Let us know in the comments! [ad_2] Source link

[ad_1] Westinghouse to be sold in $7.9-billion deal as interest in nuclear power grows [ad_2] Source link

[ad_1] There’s a showdown at the housing market corral between homebuyers and sellers. (Image by Brandon Johnson/HW Media.) When I came up with the “savagely unhealthy housing market” label in February of this year, it was based on the premise that the housing inflation story that we have had to deal with since 2020 was a historical event. It facilitated a very unhealthy housing market in 2020-2021 that became savage in 2022. The biggest cause was a lack of choices for American homebuyers. Inventory, which has been falling for years, broke to all-time lows in 2020. We didn’t have a seasonal push in inventory in 2020, and things worsened in 2021. To top it all off, we started 2022 at all-time lows, forcing bidding action everywhere until mortgage rates rose. And we aren’t talking about your grandfather’s mortgage rates rising; we went from 2.5% to over 7% in a very short period of time. Of course, this has brought back some inventory, as demand weakness always creates inventory through accumulation. However, as we can see below, we are not back to the historical norms of 2-2.5 million active listings, but at just 1.28 million today.  This doesn’t mean homebuyers don’t have something of an edge now: As inventory has increased and buying power has faded, the buyers who are available are dealing with a lot less competition as the bidding wars are ending. From NAR: One of the essential variables I added to my work during 2020-2024 was to put an effective price-growth model for this period to know when the housing market would get into price inflation trouble. My model was 23% total cumulative price growth from 2020-2024 — if we only grew at 23% for five years, we would be ok with where wage growth was going. Well, that got destroyed in only two years. In the summer of 2020, I talked about what could change the housing market and it was based on the premise that the 10-year yield needed to get above 1.94%, which would mean mortgage rates would climb above 4%. It wasn’t part of my forecast in 2020 or 2021. However, for 2022, part of the forecast was that if global bond yields rose, especially in Germany and Japan, we could break the 1.94%. Of course, a lot more drama happened after March of this year and the 10-year yield got to 4%, something I wasn’t looking for. However, with price growth and mortgage rates skyrocketing, the hit to affordability is historic. Affordability matters, regardless of inventory data, and it isn’t a healthy aspect when even the monthly supply of inventory is below four months. I talk about four months of supply a lot because I believe a balanced marketplace is four months, not six months. It’s very rare to get six months of supply in America for the existing home sales marketplace since 1996. The only time this happened was 2006-2011 — the housing bust years. That had a lot of forced selling into a weaker demand period as credit got tighter in relationship to the demand curve. This means the housing boom period of 2002-2005 had major credit tightening, which won’t happen this time around when the next recession hits. Currently, we are at 3.2 months supply, which historically isn’t a lot, but that’s up from the recent lows and we are dealing with major affordability issues. I talk about 2019 inventory levels a lot because in 2019 real home prices briefly went negative, showing that you don’t need to have six months plus of inventory to have pricing cool down. In fact, at a 2019 conference, I was so happy about this that I labeled the chart below as Great News! Not sure if the audience agreed with my take. Mortgage rates went up to 5% in 2018, cooling down the housing market but nothing too dramatic for the existing home sales market. Purchase application data was only negative three weeks out of the year. Home prices ebb and flow, pricing was working in the sense that sellers met homebuyers to a degree. Now fast forward to 2022. We’ve seen a massive price and payment inflation event with pricing still rising and the biggest mortgage rate increase in a single year in recent modern-day history. Unlike 2018-2019 when purchase application data didn’t budge much, we have had a trend of well over 20% year-over-year declines on the four-week moving average on this index. In the last three months of the year we can expect some weeks to show year-over-year negative prints of 35%-45% as comps are getting harder. This is a real hit to demand.  In 2018-2019 the affordability metrics weren’t as bad as people thought. This isn’t the case anymore. This is why I was so vocal about price escalation starting toward the end of 2020 and into this year. Even my 2022 price forecast shows a big deceleration of price growth from 20% to as low as 5.2%. My forecast was too low as total inventory data early in the year was too low and rates didn’t move higher until April. Now with mortgage rates above 7% and pricing not being negative this year, homebuyers — at least those who can afford to buy a home — have an advantage in certain markets where inventory is at 2019 levels because the supply of homes of 2019 to me is a functional marketplace. This is how you should look at housing now. When mortgage rates were below 4%, the market pricing power was too strong with inventory at all-time lows. This isn’t the case anymore. Even though total inventory is near all-time lows and we are going to start 2023 with historically low inventory, it doesn’t mean that pricing doesn’t matter. From Altos Research: So my big takeaway from the savagely unhealthy housing market of 2022 is that 4%-5% mortgage rates didn’t do the damage I thought they would and I believe this is why my price growth forecast

[ad_1] If you’re applying for a credit card, chances are you want it as soon as possible. Unfortunately, you often have to wait several days to see if you were approved, and then wait some more while the card makes its way to you in the mail. The good news is many credit cards now offer instant approval. You simply fill out an online application and the credit card provider runs automated checks—you know within minutes if your application has been approved or rejected.  As banking processes become increasingly digital, online credit card applications are becoming more common, and more issuers are offering instant approval credit cards. Here are the best ones available in Canada right now.  Find your next credit card* See cards tailored for you from over 12 banks and card issuers No impact to your credit score Get an answer in under 60 seconds Find my perfect card You will be leaving MoneySense. Just close the tab to return. .credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow {padding: 4rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow span.content {font-weight: 800;margin-bottom: 2.75rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext p {margin-bottom: 0;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext {margin-bottom: 0 !important;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext div {margin: 0 0 2.5rem;line-height: 1.75rem;font-weight: 500;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext div .sub-text {margin-bottom: 10px;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext .btn-group {font-size: 1.125rem;font-weight: 500;text-transform: uppercase;margin-bottom: 1.25rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext span.fineprint {font-size: 0.875rem;font-weight: 500;line-height: 1.125rem;}@media ( max-width: 900px ) {.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow {padding: 3rem 1.25rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow span.content {font-size: 1.25rem;margin-bottom: 2rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext div {line-height: 1.25rem;font-size: 1rem;margin-bottom: 2rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext div ul {margin: 0 0 0 15px;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext .btn-group {font-size: 1rem;}.credit-card-cta-scenario-chooser .cta-v2.shortcode-cta-yellow .subtext span.fineprint {font-size: 0.625rem;line-height: 0.75rem;}} Best instant-approval credit cards in Canada Card Features Annual fee Best for instant use: Canadian Tire Triangle Mastercard • 4% back in CTM on spending at Canadian Tire and partner stores• 1.5% cash back in CTM on groceries†• 5¢ per litre back on gas from participating Gas+ and Essence+ locations $0 Best for overall rewards: American Express Cobalt* • 5 pts/$1 on groceries & dining• 3 pts/$1 on streaming services• 2 pts/$1 on travel, gas & transit• 1 pt/$1 on everything else $155.88 Best for no fee rewards: PC Financial Mastercard* • 25 pts/$1 at Shoppers Drug Mart• 30 pts/$1 at Esso/Mobil• 10 pts/$1 on everything else $0 Best for cash back: American Express SimplyCash Preferred* • 2% cash back on all purchases $99 ($119.88 as of Oct. 12, 2022) Best secured card: Plastk* • 1 pt per dollar• 1 pt = 0.04% cash back $ 48 (plus $6 monthly fee) Best for low APR: BMO Preferred Rate* • 12.99% APR on purchases $20 Best for no credit check: Refresh Secured Visa* • No credit check• Min deposit: $200 $12.95 (plus $3 monthly fee) Best for guaranteed approval: Neo Financial Mastercard* • Average of 5% cash back at select partner stores $0 Best for online approval: Tangerine Money-Back* • 2% cash back in up to 3 spending categories• 0.5% on everything else $0 † On first $12,000 per year, excludes Costco and Walmart. Best credit card for instant use Canadian Tire Triangle Mastercard At a glance: With this card, Canadians who regularly shop at Canadian Tire and partner stores will appreciate generous earn rates on purchases and the ability to easily redeem their Canadian Tire Money (CT money). For a no-annual-fee card, it includes some valuable perks like car rental collision insurance and access to Canadian Tire Services Limited’s Roadside Assistance Gold Plan. If you apply at a Canadian Tire store and are approved, you may use the card immediately. And if you apply online and are approved, you’ll be able to proceed to checkout right away. You can also use your card through the Apple Pay or Google Pay apps to make purchases before you receive your physical card in the mail. Earn rate: 4% back in CT Money on almost everything at Canadian Tire and partner stores; 1.5% at grocery stores (excluding Costco and Walmart); 0.5% everywhere else; 5¢ per litre back in CT Money every time you fill up at Gas+ and Essence+ locations Interest rates: purchases at 21.99%, cash advances at 19.99%, balance transfers at 19.99% Annual fee: None Income requirements: None Welcome offer: None Pros: The generous 4% earn rate makes this a card to consider for those who shop with CT Money at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Party City, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores. This card has no annual fee. The Triangle Mastercard includes the Roadside Assistance Gold Plan. With $1 in CT money equalling CAD$1, the rewards program is simple to understand. Cons: CT Money can only be redeemed at Canadian Tire and partner stores, so you’ll have to shop there to benefit from its rewards. The accelerated 3% bonus on groceries excludes purchases at Walmart and Costco, and is only available on the first $12,000 per year. After that, groceries purchases earn at 1.5% in CT Money.  The participating gas partners, Gas+ and Essence+, aren’t nearly as ubiquitous as some other brands so it’s unclear whether the ability to earn 5¢ per litre back on fuel will beat out competitor loyalty programs. Best rewards credit card  American Express Cobalt Card* At a glance: The American Express Cobalt card fixes many of the drawbacks of some other rewards programs. It offers healthy accelerated earn rates and defines its spending categories extremely broadly. It makes redemptions easy and extremely flexible, even allowing you to transfer points to other programs. And it adds in a bunch of perks like an annual hotel voucher to make sure you want to keep it in your wallet. Earn rate: 5 points per $1 spent on restaurants, coffee shops, bars, grocery stores and food delivery services; 3 points per $1 spent on streaming services; 2 points per $1 spent on gas, transit, rideshare services and travel; and 1 point per $1 spent on everything else Interest rates: purchases at 20.99%, cash advances at 21.99% Annual fee: $155.88 Income requirements: None   Welcome offer: In the first year, you’ll earn 2,500 points when you spend $500 per month on eligible purchases—earning you up to 30,000 points. That’s up to $300 towards a weekend getaway or

[ad_1] Wow! Get a great price on this Vitamix One Blender today! Prime members can grab this Vitamix One Blender for just $149 shipped as a Prime Early Access deal right now! This is the LOWEST price ever on record and it’s regularly priced at $250. This is a HOT deal that won’t last long. Hurry!! Not a Prime member? Sign up for a free trial of Amazon Prime to take advantage of this Prime Day Deal and get free 2-day shipping! See all the Prime Early Access deals here. [ad_2] Source link

[ad_1] Crypto exchange Bittrex to pay $29-million penalty to U.S. Treasury Department [ad_2] Source link