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[ad_1] This is a really RARE deal on postage stamps! WooHoo! This SUPER popular deal is back in stock! Right now, you can get USPS Postage Stamps (100-Pack) for just $44.99 shipped when you use the promo code BC00STAMP at checkout! Choose from two designs. That’s just $0.45 per stamp instead of the usual $0.58 and this is a RARE deal and just in time for mailing Christmas cards! Valid while supplies last. [ad_2] Source link

[ad_1] Fukushima farmers fear contaminated water could hurt business 10 years after nuclear disaster [ad_2] Source link

[ad_1] Millennials and the Generation Z generations are the next growth engine for investment funds and the broader economy and are excited about newer investment tools that can help them generate money in short-to-mid-term. [ad_2] Source link

[ad_1] Willie Newman, president and CEO of Home Point Capital Home Point Capital, parent entity of Michigan-based wholesale lender Homepoint, bounced back from a brutal second quarter, posting a net income gain of $71 million in Q3. This is a notable improvement from the $73.2 million net loss posted by the company in the second quarter. Helping the lender rebound was Home Point’s sale of its mortgage servicing rights (MSR) portfolio of single-family mortgage loans guaranteed by Ginnie Mae for close to $122 million. The company, which went public earlier in the year, noted in its third quarter earnings report that “the transaction further streamlined Home Point’s servicing operations, reduced overall portfolio delinquencies, and provided incremental liquidity which was used to reduce outstanding debt.” This content is exclusively for HW+ members. Start an HW+ Membership now for less than $1 a day. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis Exclusive access to the HW+ Slack community and virtual events HousingWire Magazine delivered to your home or office Become a member today Already a member? log in The post Home Point Capital bounces back in Q3 thanks to MSR sale appeared first on HousingWire. [ad_2] Source link

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[ad_1] Boeing shareholders reach settlement in 737 MAX board oversight suit – WSJ [ad_2] Source link

[ad_1] The current sales boost could bring retailers close to pre-pandemic levels [ad_2] Source link

[ad_1] Jay Farner, CEO of Rocket Companies Rocket Companies, the parent of Rocket Mortgage, generated a whopping $1.4 billion in net income in the third quarter, up from $1 billion the previous quarter. According to the company’s earnings released on Thursday, Rocket originated $88 billion in mortgages, with a net-rate lock close to $87 billion in the third quarter. Rocket’s gain on sale margin rose by 27 basis points to 305 bps, a significant leap from 278 bps in the second quarter. The margin boost came in part due the removal of the controversial adverse market fee by the Federal Housing Finance Agency in July, Julie Booth, chief financial officer of Rocket Companies, said during the company’s third quarter conference call. Booth noted that the third quarter “marked a new company record” with purchase closed loan volume growing 70% year over year. “In fact, both our direct consumer and partner networks generated all time highs for purchase volumes,” she added. This growth was “driven by [the company’s] focus on a superior, technology-driven client experience, product innovation and our integrated, end-to-end home buying ecosystem,” the top-ranked multi-channel lender said. This content is exclusively for HW+ members. Start an HW+ Membership now for less than $1 a day. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis Exclusive access to the HW+ Slack community and virtual events HousingWire Magazine delivered to your home or office Become a member today Already a member? log in The post Rocket closing in on 10% of the mortgage market appeared first on HousingWire. [ad_2] Source link

[ad_1] Key Takeaways:  The Greenlight debit card is marketed to families with kids — as in, families just like mine! I am currently using the Greenlight product with my two older boys, and the contents of this review reflects my experience. Families who choose the Greenlight debit card are getting more than just a debit card for their kids. This debit card comes with a mobile app for parents, as well as an array of tools that help plan spending, saving, chores and more. The Greenlight debit card lets parents set controls or “rules” for debit card use, and parents can also get notified each time their kid spends money. This card also has a rewards component that lets kids earn cash back on their savings. As a financial advisor and certified money nerd, I have always known how important it is to teach kids about money. After all, finances are a big part of growing up, and our children will eventually be out on their own. When we take the time to teach them about paying bills, budgeting, and saving for the future, we are helping set them up for success and teaching them basic life skills at the same time. Fortunately, technology has made this part of parenting considerably easier!  When I first started teaching my kids about budgeting and managing money, we were using the envelope system that was inspired by Dave Ramsey and Rachel Cruze. My wife and I had a chore sheet with tasks our kids would have to complete each week, and they would get paid their “allowance” when they did all the work. From there, our kids kept their money in different envelopes — envelopes for spending, saving, giving, and specific goals.  This worked pretty good for a while, but my kid’s financial lives have gotten more complicated as they have grown up. For example, my oldest son is selling things on eBay, and I really wanted him to have his own eBay account instead of using mine. And obviously, cash in an envelope won’t help him run his eBay business at all.  Not only that, but all four of our children are on our payroll, so they all have a tidy sum of money in their own checking and savings accounts already. Unfortunately, the bank we have all been using doesn’t offer a way for kids under 16 to access their money with their own debit card. I initially thought about making my kids authorized users on my credit card, or even opening a new checking account and getting each kid a debit card of their own. Ultimately, this is what led me to discover Greenlight debit cards for kids. With the option for each kid to have their own debit card and all the tools available to parents, I immediately signed my family up. #ap95227-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Lato,Arial,sans-serif}#ap95227-ww #ap95227-ww-indicator{text-align:right}#ap95227-ww #ap95227-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end}#ap95227-ww #ap95227-ww-indicator-wrapper:hover #ap95227-ww-text{display:block}#ap95227-ww #ap95227-ww-indicator-wrapper:hover #ap95227-ww-label{display:none}#ap95227-ww #ap95227-ww-text{margin:auto 3px auto auto}#ap95227-ww #ap95227-ww-label{margin-left:4px;margin-right:3px}#ap95227-ww #ap95227-ww-icon{margin:auto;padding:1px;display:inline-block;width:15px;cursor:pointer}#ap95227-ww #ap95227-ww-icon img{vertical-align:middle;width:15px}#ap95227-ww #ap95227-ww-text-bottom{margin:5px}#ap95227-ww #ap95227-ww-text{display:none}#ap95227-ww #ap95227-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. We may be compensated if you click this ad.Ad #ap95227-w-map{max-width:600px;margin:20px auto;text-align:center;font-family:”Lato”, Arial, Roboto, sans-serif}#ap95227-w-map #ap95227-w-map-title{color:#212529;font-size:18px;font-weight:700;line-height:27px}#ap95227-w-map #ap95227-w-map-subtitle{color:#9b9b9b;font-size:16px;font-style:italic;line-height:24px}#ap95227-w-map #ap95227-w-disclosure{margin-top:10px;font-size:12px;color:#9b9b9b}#ap95227-w-map #ap95227-w-map-map{max-width:98%;width:100%;height:0;padding-bottom:65%;margin-bottom:20px;position:relative}#ap95227-w-map #ap95227-w-map-map svg{position:absolute;left:0;top:0}#ap95227-w-map #ap95227-w-map-map svg path{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap95227-w-map #ap95227-w-map-map svg path:hover{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9;cursor:pointer}#ap95227-w-map #ap95227-w-map-map svg g rect{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap95227-w-map #ap95227-w-map-map svg g text{fill:#000;text-anchor:middle;font:10px Arial;transition:fill 0.6s ease-in}#ap95227-w-map #ap95227-w-map-map svg g .ap00646-w-map-state{display:none}#ap95227-w-map #ap95227-w-map-map svg g .ap00646-w-map-state rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap95227-w-map #ap95227-w-map-map svg g .ap00646-w-map-state text{fill:#fff;font:19px Arial;font-weight:bold}#ap95227-w-map #ap95227-w-map-map svg g:hover{cursor:pointer}#ap95227-w-map #ap95227-w-map-map svg g:hover rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap95227-w-map #ap95227-w-map-map svg g:hover text{fill:#fff}#ap95227-w-map #ap95227-w-map-map svg g:hover .ap00646-w-map-state{display:initial}#ap95227-w-map #ap95227-w-map-btn{padding:9px 41px;display:inline-block;color:#fff;font-size:16px;line-height:1.25;text-decoration:none;background-color:#1261c9;border-radius:2px}#ap95227-w-map #ap95227-w-map-btn:hover{color:#fff;background-color:#508fc9} Credit Repair companies can help you repair and improve your credit so you can apply for the credit card of your choice. Bad credit can weigh you down. Find out what credit repair can offer you by clicking on your state. HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas Repair My Credit About Greenlight  Greenlight was originally founded in 2014 as a fintech app for kids, but the product has improved quite a bit since its initial launch. First of all, parents should know that Greenlight is a lot more than a debit card for kids. This debit card also works in conjunction with a mobile app that is equally accessible by parents running the account. With a Greenlight debit card, you can: Set up chore charts for your kids Help your kids set up savings goals through the app Get notified each time your child makes a purchase Automatically transfer money (i.e. their allowance) to kids through the app Decide which stores your kids are allowed to spend money at Let your kids “save their change” by rounding up their purchases and diverting it to savings (similar to the Acorns app) Decide whether kids can access cash at an ATM Help your kids learn about investing through Greenlight + Invest and Greenlight Max Greenlight also has a rewards component kids and parents can take advantage of. For starters, Greenlight Max kids get 1% in cash back rewards on every purchase they make with their debit card. Kids can also earn 1% to 2% on their savings depending on whether they are a basic member, a Greenlight + Investing member or part of Greenlight Max. One major benefit of Greenlight is that there is no minimum age for kids to get the app. This makes the product different from some other financial products targeted to teens, many of which set a minimum age of 8 to 16. Greenlight Plans and Costs While Greenlight offers a ton of tools that can help kids learn more about their finances, this product is far from free. Ultimately, this is one of the major downsides of Greenlight. After all, there are other debit cards for kids and teens that don’t have a monthly fee, although they have a lot fewer features overall. Either way, here’s a rundown of what you can expect to pay for a Greenlight plan depending on the tier of service you sign up for. Greenlight —$4.99 per month Greenlight + Invest — $7.98 per

[ad_1] The post Grubhub Driver Review | Make More Money in 2021 appeared first on Millennial Money. In this Grubhub driver review, we’ll delve into the pros and cons of working for one of the country’s top food delivery services. Keep reading to find out what it takes to start earning cash from Grubhub and whether this delivery app would be a good career or side hustle for you.  Grubhub Overall Rating 8.9 Earning Potential $12/hour Bottom Line With Grubhub, it’s easy to earn competitive pay, keep 100% of your tips and create your own flexible schedule. Pros Around-the-clock service in most areas Instant payout option The app isn’t exclusive, so you can work for other delivery apps Secure app and website Cons Real-time tracking feature can feel like an invasion of privacy No direct health benefits No direct gas or auto reimbursement Wear and tear on car Getting Paid 9.5 Pay 7.0 Schedule 9.5 Customer Service 8.5 How Do You Qualify to Be a Grubhub Driver? There aren’t many qualifications needed to become a Grubhub food delivery driver. But you must be at least 19 years old, own a car or motorcycle (or bike in select areas), and have a valid driver’s license, auto insurance, and functioning smartphone.  You’ll also have to pass a background check. However, Grubhub doesn’t require any professional references. You don’t need any previous professional driving experience to work with Grubhub. So if you’re new to driving for delivery apps, you shouldn’t have a problem getting started.  How to Become a Grubhub Driver Ready to get started? Here’s how to sign up to become a Grubhub driver. Download the Grubhub driver app Apply Complete onboarding Load up on Grubhyb swag Pick your hours Accept orders 1. Download the Grubhub driver app Signing up to become a Grubhub driver is relatively easy. The first step is to download the Grubhub for Drivers app from Google Play or the Apple Store. 2. Apply Next, you’ll need to fill out the in-app application form. This involves taking a photo of your driver’s license and insurance card. Grubhhub will also ask you to authorize the company to check your background using Chekr.  Chekr looks at your driving record and checks to see if you’ve racked up a criminal record over the last seven years. Unless you’ve got a felony or several moving violations on your record, you should be good to go. Once you’ve passed your background check, you’ll need to fill out some paperwork and hook the Grubhub delivery app up to your bank account for direct deposits. According to our research, it typically takes three to five days to complete the Grubub hiring process. 3. Complete the onboarding Once you receive your confirmation and become an official Grubhub driver, you’ll need to complete the onboarding process. This isn’t difficult — you’ll watch a presentation on your phone that shows you how to schedule your ability and pick up and deliver orders. You know — vital stuff to being a Grubhub delivery driver. 4. Load up on Grubhub swag The next step is loading up on Grubhub gear.  In the past, Grubhub required drivers to buy a warming bag, but this is no longer necessary. Still, you’ll have the option of requesting a free hat and T-shirt.  You can also choose to buy Grubhub-branded insulated delivery bags for $25 each. However, you can save some cash by picking up a cheaper generic bag elsewhere. (Amazon sells plain black ones for less than $15.) You’ll also need a Grubhub Driver Card, which the company will pop in the mail for you. You’ll use the card to pay for the food you collect at restaurants that aren’t Grubhub partners. 5. Pick your hours  Next, you’ll block off the hours during which you’d like to drive. This is where it can get a little tricky — Grubhub limits how many drivers can be available in a specific area at a specific time. You’ll have to reserve time slots on a first-come, first-served basis. 6. Accept orders Once you’re approved and set up in the app, you can pick and choose which deliveries you’d like to make. Every time an order is placed in your geographic area, you’ll receive a notification. You’ll have ninety seconds to decide whether or not you want to accept the job. The more orders you accept, the more Grubhub will reward you. The company offers three levels in its Recognition Program: Partner: All new drivers start here. Other levels get dibs on time slots before you. Pro: You’ve accepted at least 85 percent of orders. You get priority over Partner drivers for scheduling. Premier: You’ve accepted at least 95 percent of orders. You get first dibs at scheduling your hours. How Much Does Grubhub Pay? Grubhub’s pricing model is more transparent than some other side hustles we’ve reviewed. The company pays drivers based on their mileage per order plus driving time, plus tips. You’ll earn 22 cents per mile for both picking up and delivering the order. And you’ll receive a varying rate (typically 10 to 20 cents per minute) for the time you spend driving and waiting for the restaurant to get the order ready. On top of that, you’ll keep 100 percent of your tip. That works out to an average of about $12 per hour. However, you’ll earn more for delivering in certain markets, for picking up larger and more expensive catering orders, etc. There are also a variety of extra ways to earn through Grubhub. These include sweepstakes, challenges, and special offers (more on this below).  How Do You Get Paid by Grubhub? Grubhub has two methods for paying drivers.  One option is through direct deposit. You’ll receive the previous week’s earnings in your checking account every Thursday.  The second option is a feature called Instant Cash Out, which is available through a partnership with Chase. This is exactly what it sounds like — an instant deposit of funds. But this convenience costs