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[ad_1] This Crayola 90-Piece Colossal Creativity Tub would make a great gift idea! Walmart has this Crayola 90-Piece Colossal Creativity Tub for just $14.97 right now! This would make a great gift idea for kids who love art and crafts. Choose free in-store pickup to avoid shipping costs. Thanks, Hip2Save! [ad_2] Source link

[ad_1] Egypt's headline inflation decreased to 6.3% in Oct from 6.6% in Sept [ad_2] Source link

[ad_1] Notwithstanding the questions around the report, few can doubt that undernutrition still remains a lived reality for millions of Indians, mostly children and pregnant and nursing women. [ad_2] Source link

[ad_1] First American, the nation’s second-largest title insurance company, has not been shy about its desire to be at the forefront of the title insurance industry’s technology revolution. In just the last two years, it has launched or acquired a slew of digital interfaces and platforms designed to help integrate and manage the numerous components of a real estate transaction, including IgniteRE and Docutech. But its tech push doesn’t end there. During its third-quarter earnings call late last month, First American executives announced that the $292 million of capital the company invested into 16 different venture-backed proptech companies had reached a market value of $669 million as of Sept. 30. In the third quarter alone, First American recorded $278 million of gains related to its venture investments. The largest gains came from its investment in iBuyer Offerpad ($195 million) and “power buyer” Orchard ($79 million), a company aiming to simplify home buying and selling. Other PropTech investments made by First American include Sundae and Pacaso, which aims to “democratize” second-home ownership with a fractional investment model. The managing director of First American’s venture investments, Paul Hurst, agreed to answer HousingWire’s written questions about their PropTech investment strategy. Here is how Hurst, via email, responded to our questions. This interview has been edited for length and clarity.  Brooklee Han: First American has invested in 16 different PropTech startups. How and why were these specific startups chosen?  This content is exclusively for HW+ members. Start an HW+ Membership now for less than $1 a day. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis Exclusive access to the HW+ Slack community and virtual events HousingWire Magazine delivered to your home or office Become a member today Already a member? log in The post What’s driving First American’s big bets on proptech appeared first on HousingWire. [ad_2] Source link

[ad_1] Look at how well Baby D is sitting up! He’s doing so well with sitting that we can now put him on hard surfaces without worrying about him falling over. It was cold enough to pull out the coats a few days last week! We took some pictures in the leaves the day before Baby D’s surgery. Sweet friends organized a prayer night before Baby D’s surgery. Some came in person and a number of women joined us online on Zoom. I found these two on the bed the morning of his surgery — cuddling with him and telling him goodbye. He was SO excited about all of the new cords in pre-op! These friends came and sat with me while I waited during the surgery. It was such a gift to not be alone! Thank you so much for praying for Baby D as he went into surgery on Friday to repair his cleft palate. We felt your prayers in such a very real way and felt so carried and loved by you all! Our boy did SO well! In addition to the cleft palate repair, while he was under, they were also hoping to get some clarity on what we have thought was pretty severe hearing loss. They did a CT scan of his ears, put tubes in his ears, and did an ABR test after the tubes were placed. To our HUGE surprise, while the CT scan showed abnormalities in his ear bones, the ABR test showed that he was hearing almost normally after the tubes were placed!!!! I can’t even begin to describe what a shock these results were! We just sat with our jaws dropped open saying, “You’ve got to be kidding me! What on earth?!?” There will still be lots of testing in the future, but we are thrilled for this amazing news of hope! The first half day of recovery was rough. Baby D was in so much pain, bleeding out of his mouth, writhing, struggling to breathe, and just really scared and upset. He was also still really out of it from the anesthesia. He fought hard — in fact, he even kicked his IV out of his leg and it bled everywhere! But then, he calmed down, was able to go to sleep, and woke up about 4 hours later in very different spirits. He was babbling a little, interacting, and not at all as anxious and upset. They were able to take him off supplemental oxygen and he did so well that they ended up letting us go home from the hospital on Saturday — which we totally didn’t expect!! He is still sleeping more than normal, but in a lot less pain, much more himself, and not needing pain meds as often. We can tell a marked difference from the surgery — he’s able to say more sounds already and he is more alert and interactive with his surroundings (because he can hear now!!) We’re excited for him to start back to feeding therapy and speech therapy so he can begin to learn how to eat more by mouth and slowly use his g-tube less and less! We’re also excited for him to be able to learn to communicate better now that he can hear better & form sounds better! Your prayers were a GIFT to our family this past week. THANK YOU! [ad_2] Source link

[ad_1] Asian Stocks Down as Inflationary Pressures Continue [ad_2] Source link

[ad_1] While SEBI is rightly concerned about mischief, it should enable, subject to a framework, not just gold but other legitimate financial products [ad_2] Source link

[ad_1] One of the most unloved American economic success stories has been how spectacular American households with mortgage debt look today. Let’s take a look at the New York Federal Reserve’s Household Debt and Credit Report for the third quarter, released today. The most important factor is that debt structures are vanilla. Post-2010, lending standards in America became normal again, and while I still believe they’re very liberal, they’re sane. I can’t emphasize enough how critical this aspect is to the American economy. People who make the most money, excluding the 1% and 0.01%, usually have the most consumer debt because they’re homeowners. What happened post-2010 is that exotic loan debt structures that don’t provide long-term fixed debt products left the system. This was very critical to not only the housing market but also the health of the U.S. economy. As you can see below, when you lend to the capacity to own the debt, you should never see a rise in foreclosures or bankruptcies unless a job loss recession happens on a massive scale. We can see a slow and steady positive downtrend in stressed financial data, unlike in the 2005-2008 period where people filed for bankruptcies and foreclosures without a job loss recession. This content is exclusively for HW+ members. Start an HW+ Membership now for less than $1 a day. Your HW+ Membership includes: Unlimited access to HW+ articles and analysis Exclusive access to the HW+ Slack community and virtual events HousingWire Magazine delivered to your home or office Become a member today Already a member? log in The post Americans’ mortgage debt looks great again appeared first on HousingWire. [ad_2] Source link

[ad_1] Welcome to the MoneySense ETF Finder tool. Below you will see tables for different ETF categories, offering ETF options from some of the best ETF providers in Canada. We’ve included each ETF’s index, ticker symbol, fees, yield and performance history.  What are ETFs? Exchange-traded funds (ETFs) are investments that allow investors to build a well-balanced and globally diversified portfolio for a fraction of the cost of mutual funds. The most common approach by investors is to build a low-cost, low-maintenance core Couch Potato portfolio. (After the jump, scroll down to read Option 4: Build your own ETF portfolio. In the same post, you’ll also find one-ticket asset-allocation ETFs. The one-ticket options are all-in-one managed ETF portfolio options available at various risk levels.) You’ll find asset allocation ETF options on this ETF Finder tool. You can also choose to add additional assets and go the advanced couch potato route. (The MoneySense ETF expert panel offers this list of the Best ETFs in Canada, too.) How to build an ETF portfolio If you want to build your own ETF portfolio or find a one-ticket option, the MoneySense ETF Finder tool makes it easy to curate the right ETFs for your needs.  Investors can build a core portfolio and also explore other investing options for greater growth. You can invest in ETFs with themes, such as electric vehicles (EV), artificial intelligence (AI) and others. You can also choose to shade in higher income or to focus on dividends. This is what’s called “core and explore investing.” (Here’s how to master core and explore investing.) These explore options are available in the MoneySense ETF Finder tool. The environmental, social and governance (ESG) section allows you to find ETFs that focus on sustainable investing.  Did you know that Canada was first in the world to offer cryptocurrency ETFs? It’s true. And here, you’ll find ETF options with bitcoin and ethereum.  To take advantage of the benefits of a lower-fee ETF portfolio in concert with investment advice, check out our list of the best robo-advisors in Canada.  We hope you enjoy using the MoneySense ETF Finder tool, and we’re glad that you’ve found a new way to consider your investments. We’ll continue to work on this tool to enhance your experience and grow our ETF database. Feel free to leave feedback in the comment section below.  As with any personal finance decision, it’s important to understand and evaluate the risks associated with every financial and investment product before investing.  Disclaimer: The returns and yields displayed below are a snapshot in time from the third quarter of 2021. Please visit the websites of the individual ETF providers for updated figures. Returns and yields are updated quarterly. Ensure you understand the risks and tax consequences when investing. For more information, contact a qualified and certified financial advisor. Core portfolio ETFs   Investors can build a well-balanced ETF portfolio with a mix of equities (stocks), real estate investment trusts (REITs), commodities and bonds. The equities are the growth drivers for the portfolio. Diversification can be achieved by holding Canadian, U.S. and international equities.  REITs can also be growth drivers, and they add greater diversification beyond stocks and bonds. REITs are also known to be a useful inflation hedge.  Commodities can be the most dependable inflation hedge for periods of unexpected inflation or stagflation.  Bonds can be used to lessen the volatility in a portfolio, though that will come at the expense of higher returns over longer periods. table.city-ranking { font-family: proxima-nova, Helvetica, Arial, sans-serif } table.city-ranking tr td { font-size: .9em } table.city-ranking tr>td:nth-of-type(12) { color: orange } .footable-details td, .footable-details th, table.city-ranking tr>td:last-of-type table.footable-details td:last-of-type { color: #333 } table.city-ranking th.bar { width: 100px } table.city-ranking span.bar { display: inline-block; position: relative; z-index: 10; height: 2rem; width: 100% } span.bar>span.bar-inner { display: block; height: 2rem; z-index: 11; font-size: 1rem; line-height: 2rem; padding-left: .5rem; color: #fff; font-weight: 900 } span.bar.value { background-color: #afeeee } span.bar.momentum { background-color: salmon } span.bar.value>span.bar-inner { background-color: #1e90ff } span.bar.momentum>span.bar-inner { background-color: #dc143c } table.footable-details tbody tr th { padding: 9px 10px } /* constrain the size of the table and have it scroll horizontally */ .ms-footable-wrapper-2021 { max-width: 100%; /* 100% of main content column */ overflow-x: scroll; } .ms-footable-wrapper-2021::before { content: ‘SCROLL FOR MORE →’; position: relative; top: 5em; color: #91c1c5; z-index: 100; left: 1em; font-weight: bold; } tr.featured-etf { background-color: #91c1c5; font-weight: bold; border-bottom: 1px solid white; } tr.featured-etf a.featured-logo-link { display: block; margin: auto; max-width: 100px; } Sub-category Geography Provider Index ETF Ticker Inception Annual returns from inception MER Yield <!– Theme or sector –> Equity Canada MSCI Canada ESG Leaders Index ESGA 01-15-2020 14.01% 0.17% 2.71% Equity Canada S&P/TSX Composite Index (TR) TQCD 11-20-2019 4.46% 0.40% 4.10% Equity Canada iShares TSX Capped Composite XIC 02-16-2011 7.00% 0.18% 2.47% Equity Canada Vanguard FTSE Canada Domestic Index VCE 11-30-2011 8.6%% 0.05% 2.86% Equity Canada CI Global Asset Management Solactive Canada Broad Market Index CCDN 09-12-2021 NA .05%* Management fee NA Equity US MSCI USA Quality Index ZUQ 11-05-2014 17.44% 0.30% 0.92% Equity US S&P 500 Index (Net Dividend, Total Return) TUED 05-26-2020 25.46% 0.74% 2.70% Equity US iShares S&P 500 Index XUS 04-10-2013 17.30% 0.10% 1.00% Equity US Vanguard S&P 500 Index VFV 11-30-2011 18.30% 0.08%% 1.00% Equity US Scotiabank Solactive GBS United States 500 SITU 10-20-2020 NA 0.05%* Mangement Fee 1.0%% Equity International Developed Solactive GBS Developed Markets ex North America Large & Mid Cap CAD Index (CA NTR) TPE 03-22-2016 8.29% 0.19% 1.70% Equity International Developed iShares MSCI EAFE Investable Market Index XEF 04-10-2013 9.30% 0.22% 2.10% Equity International Developed Vanguard Vanguard FTSE Developed All Cap ex U.S. Index ETF (CAD-hedged) VEF 11-30-2011 9.60% 0.21%% 1.90% Equity International Developed Scotiabank Solactive GBS Developed Markets ex North America Large & Mid Cap CAD Index SITI 10-20-2020 4.50% 0.18% NA Equity International Developed Mackenzie Investments Solactive GBS Developed Markets ex North America Large & Mid Cap CAD Index QDX 01-24-2018 4.30% 0.18% 2.00% Equity International Emerging BMO MSCI Emerging Markets Index

[ad_1] Here are a couple of great Christmas tree deals! You can get this Pre-Lit Artificial Spruce Christmas Tree for as low as $59.99 shipped when you use the promo code SPRUCE at checkout! There are four sizes to choose from and the final price depends on which size you choose. You can also get this Snow Flocked Artificial Pencil Christmas Tree with Stand for as low as $76.50 shipped when you use the promo code PENCILTREE at checkout! Choose from two sizes. Valid through November 16, 2021. [ad_2] Source link