News

[ad_1] After announcing my pregnancy a few weeks ago and mentioning online that I have learned so much after going through the first trimester five different times, I got a number of requests for me to share some of my best tips for surviving the first trimester. In this post, I’ll share what I’ve found that works best for me. I can’t guarantee that it will work for you. But each pregnancy has gotten better as I have learned new things and I hope that some of you find these tips helpful. That said, before I jump into the tips, I need to preface this by saying that while I do throw up and feel nauseous almost 24/7 the first 12-14 weeks (and then somewhat nauseous some of the time for the rest of the pregnancy), I’m not someone who is hugging the toilet bowl all day long and throwing up 24 times a day. If you can’t even keep a few bites down, these tips probably won’t work for you and I’d recommend asking your doctor or midwife for medicine and/or IVs to help. Okay, let’s talk about my best tips for surviving the first trimester: 1. Never Let Your Stomach Get Close to Empty. I know, when you feel like you have a constant stomach bug, the last thing you feel like doing is eating, but making myself eat even when I’m positive the food is not going to stay down has actually helped me to feel so much better much of the time. I’ve discovered that the more empty my stomach is, the sicker I feel. So when I feel the waves of nausea coming on more intensely, I take that as a hint I need to eat… and surprisingly, it often really helps! 2. Eat Protein Every Two Hours. In addition to not letting your stomach get even remotely empty, make yourself eat protein every two hours or so, if at all possible. Again, it’s usually the last thing I want to eat, but it makes a difference for me. Some of my favorite quick protein ideas are: scrambled eggs with cheese on top, peanut butter on crackers, apples with peanut butter, nuts, cheese, cottage cheese, refried beans, hummus with crackers or veggies (if you think you can stomach veggies). This pregnancy, I tried to just find one thing I thought I could keep down and I’d eat a little bit of that every two hours. For one week, I mostly ate cheese and apples. Another week, I mostly ate scrambled eggs and cheese. 3. Stay Hydrated! It’s hard to have a desire to drink when you feel so sick, but dehydration will usually make you feel worse. As soon as I found out I was pregnant, I had Jesse got out and get me a big bag of Sonic ice. I would fill up my favorite tumbler with Sonic ice and water with a packet of Liquid IV in it and then sip a little bit all day long. Once the thought of Liquid IV started making me sick, I switched to Body Armour and would sip that all day. In other pregnancies, I’ve also done watered down orange juice or lemonade with ice or fruit tea with ice (I never can stand the thought the of straight water). I also did fruit popsicles in the first trimester on days when I was really struggling to get liquids down. 4. Sleep, Nap, Rest, and Lay Down as Much as You Can! It wasn’t until my fourth pregnancy that I figured out that sleep and rest made a BIG difference in my nausea. The more tired I was, the more nauseous I felt. This time around, in the first trimester, I really prioritized trying to be in bed for 8 1/2 to 9 hours during the first trimester. (I would go to bed at night as soon as Kierstyn and Baby D went to bed — usually around 9-9:30 p.m. and then didn’t usually get up until 6:30 a.m.) I also laid down as much as possible throughout the day. I would often only be able to be up doing things for 5-10 minutes and then I’d need to lay down for 10-15 minutes. In addition, I cut everything from my schedule that I could and pushed as many commitments to after week 12 of my pregnancy that I could. In other pregnancies, I’ve struggled with insomnia. I found that taking Unisom at night time was super helpful for that. (Ask your doctor or midwife before doing so.) I feel like taking magnesium has helped, plus having a toddler and a baby and teens has meant that when I’m in bed, I fall asleep pretty quickly and usually stay asleep. If I have any trouble falling asleep, I turn on a podcast and that normally puts me to sleep. 5. Get Dressed Every Day. It would be so much easier to just stay in bed and wear your PJs or sweats all day, but resolving to get up and get dressed every day has made such a difference for me. My first few pregnancies, I stayed home and rarely got dressed during the first trimester. But with Kierstyn’s pregnancy and this pregnancy, I challenged myself to get up, get on the treadmill for a little while, get a shower, get dressed, fix my hair, and put on a little makeup. I have been amazed at the difference it has made! It would sometimes take me two hours to do all of this because I’d have to lie down multiple times, but I would always be glad that I did. I’ve found that I feel so much more energetic, am more productive, and just feel more cheerful when I get dressed. Plus, I noticed it motivated me to get out of the house more during my first trimester — which was a good thing as it provided some distraction and helped the days pass more quickly!

[ad_1] Canadian vaccine mandate to lead to inflation, empty shelves, trucking executives say [ad_2] Source link

[ad_1] Industry body Fintech Association for Consumer Empowerment (FACE) on Thursday said that it has applied to the Reserve Bank of India (RBI) to take on the role of a self-regulatory organisation (SRO) in the digital lending industry. The report of the RBI working group on digital lending, released on November 18, recommended, among other things, the constitution of an SRO covering the participants in the digital lending ecosystem. Member companies of FACE cater to more than half of the consumer lending market volumes in India and serve a cumulative consumer base of over 90 lakh consumers across 19,000 pin codes, the association said. Another industry body, Digital Lenders’ Association of India, which has over 80 members with $5-6 billion in annual disbursements, is also active in the space. FACE said that its application comes on the back of the RBI seeking suggestions from industry groups to enforce regulations for digital lending platforms in the country, in an effort to curb illegal lending apps. Ram Rastogi, governance council member, Face, said that the organisation intends to work with the RBI and all official stakeholders to promote responsible lending, which will uphold ethical lending practices, data security, cyber security, consumer privacy and to weed out predatory lenders. “With our expertise and collective addressable market, we believe FACE is well prepared to take on the task of a formal self-regulatory body, that can promote and refine practices and streamline the sector, with guidance from the RBI,” Rastogi said. The working group report distinguished balance sheet lenders in the digital ecosystem from loan service providers (LSPs) who facilitate the delivery of loans for balance sheet lenders. It recommended that the appointed SRO will have to lay down a uniform model on the basis of which the LSP agreement for balance sheet lenders will be framed. The SRO will be responsible for laying down a code of conduct on the basis of which lending apps will have to base their advertising and marketing strategy, as also the loan agreement format to be used by lending apps. [ad_2] Source link

[ad_1] if(typeof(jQuery)==”function”){(function($){$.fn.fitVids=function(){}})(jQuery)}; jwplayer(‘jwplayer_hMtTZ6Mt_5xQXXB63_div’).setup( {“playlist”:”https://content.jwplatform.com/feeds/hMtTZ6Mt.json”,”ph”:2} ); Hosted by Mortgage Capital Trading Collateral valuation is a critical component of mortgage lending and the home sales process. During the Interest rates, origination volume and profit margins are constantly shifting based on a variety of factors, and it takes an efficient and intelligent operation to stay on top of it all. Most lenders react, rather than act, to changes in the environment. MBA Chief Economist Mike Fratantoni and MCT COO Phil Rasori outline the different business cycles and how lenders can set a foundation of resilience to changing markets. Additionally, get a look ahead to what we can expect for 2022. Panelists Mike FratantoniChief Economist, Senior Vice President, Research and Industry Technology,MBA Phil RasoriCOO,Mortgage Capital Trading Download Slides hbspt.forms.create({ region: “na1”, portalId: “4509319”, formId: “a8af7efb-e882-4cff-8af5-af9680090af1” }); The post Staying prepared in a changing mortgage market appeared first on HousingWire. [ad_2] Source link

[ad_1] These Kid’s Pete the Cat Valentine’s Day Tees are so cute! Jane has these Kid’s Pete the Cat Valentine’s Day Tees for just $15.99 shipped! Choose from five cute designs. Psst! We love Jane! Looking for other great Jane deals? Check out our custom Jane page for more of our hand-picked favorite deals each day! [ad_2] Source link

[ad_1] West stresses unified stance on Ukraine after Biden's 'minor incursion' remark [ad_2] Source link

[ad_1] The long-term capital gain (LTCG) arising out of the sale of listed equity shares and units of equity-oriented mutual fund (MF) schemes (after 1 year from the date of investment) are now taxed at the rate of 10 per cent, if the total LTCG in a financial year exceed Rs 1 lakh (gains up to January 31, 2018 being grandfathered). On the other hand, the proceeds from maturity of unit linked insurance plans (ULIPs) of insurance companies (including early surrender and partial withdrawals), are exempted from income tax u/s 10(10D) of the Income Tax Act, if the sum assured in a life insurance policy is at least 10 times the annual premium and withdrawn after a lock-in period of of 5 years, even though ULIPs are also investment products that invest in equity stocks, just like MFs and with added advantage of tax deduction u/s 80C of the Income Tax Act on the premium paid. Finance Act 2021 has removed the benefits of Section 10(10D) in case the premium exceeds Rs 2.5 lakh. However, still there is no parity of tax treatment between MF units and ULIPs. So, there is still a lack of parity in tax treatment between MF schemes and ULIPs. Hence, the Association of Mutual Funds in India (AMFI) has proposed the government to bring parity in tax treatment in respect of capital gains on withdrawal of investments in ULIPs and redemption of MF units, in order to bring about a level playing field between ULIPs and MF schemes. Budget 2022 Expectations: Bring uniformity in taxation on listed Debt Securities and Debt Funds “There is also a significant revenue leakage on capital gains from ULIPs, especially from HNI segment, which needs to be plugged, considering the potential loss to the exchequer if this loophole / arbitrage is continued,” said AMFI in its proposal for the Union Budget 2022-23. Justifying the demand, AMFI further said, “Although ULIPs are considered as insurance products for tax purposes, ULIPs are essentially investment products that invest in securities like mutual funds, but with insurance benefits.” [ad_2] Source link

[ad_1] Quicken Loans (Rocket Mortgage) Review: Easy Home Loans from a Top-Rated Online Lender Key takeaways: Founded in 1985, Quicken Loans was one of the earliest companies to break into the online mortgage space. While the name Quicken Loans is still used in some promotional materials, the company announced it was changing its name to Rocket Mortgage in May of 2021. As one of the top mortgage originators in the United States, Quicken Loans/Rocket Mortgage offers new home purchase loans, mortgage refinancing, VA home loans, FHA loans, USDA loans and more. Rocket Mortgage earned the #1 spot for customer satisfaction in J.D. Power’s 2021 U.S. Primary Mortgage Servicer Satisfaction Study.  While Quicken Loans is still in existence, the company announced they were changing their name to Rocket Mortgage earlier this year. This is worth noting because you may see online reviews and ratings for both companies on various platforms. With that in mind, you should know that Quicken Loans and Rocket Mortgage are synonymous with one another.  Either way, this company quickly became a leader in the online mortgage space after its initial founding in 1985. After getting started in Livonia, Michigan, Quicken Loans moved its headquarters to Detroit, Michigan in 2010. By the end of the following year, the company had closed more than $30 billion dollars in home loans. By 2014, Quicken Loans was the largest provider of FHA mortgages, and Rocket Mortgage still holds this distinction today. And in 2017, the company became the nation’s largest residential mortgage lender. If you’re in the market for any type of home loan, you have probably heard about Quicken Loans and their dominance in mortgage lending space. This review explains all this company has to offer, why they stand out among other mortgage lenders, and what you should know before you apply for a home loan. #ap43530-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Lato,Arial,sans-serif}#ap43530-ww #ap43530-ww-indicator{text-align:right}#ap43530-ww #ap43530-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end}#ap43530-ww #ap43530-ww-indicator-wrapper:hover #ap43530-ww-text{display:block}#ap43530-ww #ap43530-ww-indicator-wrapper:hover #ap43530-ww-label{display:none}#ap43530-ww #ap43530-ww-text{margin:auto 3px auto auto}#ap43530-ww #ap43530-ww-label{margin-left:4px;margin-right:3px}#ap43530-ww #ap43530-ww-icon{margin:auto;padding:1px;display:inline-block;width:15px;height:15px;min-width:15px;min-height:15px;cursor:pointer}#ap43530-ww #ap43530-ww-icon img{vertical-align:middle;width:15px;height:15px;min-width:15px;min-height:15px}#ap43530-ww #ap43530-ww-text-bottom{margin:5px}#ap43530-ww #ap43530-ww-text{display:none}#ap43530-ww #ap43530-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. We may be compensated if you click this ad.Ad #ap43530-w-map-mortgage-rate{max-width:640px;padding:20px 0 10px;margin:0 auto;text-align:center;font-family:”PT Serif”, serif;display:flex;flex-direction:column}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-title{color:#212529;font-size:24px;font-weight:700;line-height:1.5;text-align:left;font-family:”Roboto Condensed”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-disclosure{color:#9b9b9b;margin-top:10px;font-size:12px}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map{margin-bottom:20px;margin-top:5px}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map h2{margin:0;text-align:left;font-size:18px;font-weight:700;margin-top:5px;font-family:”PT Serif”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img{max-width:98%;width:100%;height:0;padding-bottom:65%;position:relative}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg{position:absolute;left:0;top:0}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg a path{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg a path.ap00646-w-map-mortgage-rate-qm{position:relative;top:-24px;opacity:0}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg a:hover path{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9;cursor:pointer}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg a:hover path.ap00646-w-map-mortgage-rate-qm{fill:#fff;stroke:none;opacity:1}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g rect{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g text{fill:#000;text-anchor:middle;font:10px Arial;transition:fill 0.6s ease-in}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g .ap00646-w-map-mortgage-rate-state{display:none}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g .ap00646-w-map-mortgage-rate-state rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g .ap00646-w-map-mortgage-rate-state text{fill:#fff;font:19px Arial;font-weight:bold}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g:hover{cursor:pointer}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g:hover rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g:hover text{fill:#fff}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map .map-img svg g:hover .ap00646-w-map-mortgage-rate-state{display:initial}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate h2{display:flex;font-size:17px;margin:0;padding:0;margin-bottom:7px;font-family:”PT Serif”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate h2 span{text-align:center;flex:1}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate h2 span em{font-style:normal;text-decoration:underline}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner{background-color:#D8DFE1;display:flex;padding:5px}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner h2{display:none;font-family:”PT Serif”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l{background-color:#fff;flex:1;padding:10px 5px;display:flex}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l #ap43530-w-map-mortgage-rate-number{padding:5px;flex:45%;display:flex;align-items:center;justify-content:center;font-size:32px;font-weight:700;font-family:”Roboto Condensed”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l #ap43530-w-map-mortgage-rate-date{padding:5px;flex:55%;display:flex;align-items:center;justify-content:flex-start;text-align:left;line-height:1.3;font-size:17px;font-style:italic}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r{flex:1;padding:10px 5px;display:flex}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-text{padding:5px;flex:1;display:flex;align-items:center;justify-content:center;line-height:1.3;font-size:17px}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-text em{font-weight:700;font-style:normal;text-decoration:underline}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-btn{padding:5px;flex:1;display:flex;align-items:center;justify-content:center}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-btn a{border-radius:5px;padding:14px 23px;background-color:#00f;color:#fff;font-size:16px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;font-family:”Roboto Condensed”, serif;text-decoration:none}@media screen and (max-width: 580px){#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-title{order:1;font-size:24px;line-height:1.1;margin-bottom:5.3333333333vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map{order:3}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map h2{display:block;text-align:left;font-size:17px;font-weight:400;margin:0;padding:0;padding-top:1.3333333333vw;font-family:”PT Serif”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-map h2 em{font-style:normal;text-decoration:underline}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate{order:2;display:block}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate h2{display:none}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner{display:block;background-color:transparent;padding:0}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner h2{display:block;text-align:left;font-size:17px;font-weight:400;margin-bottom:1.8666666667vw;font-family:”PT Serif”, serif}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner h2 em{font-style:normal;text-decoration:underline}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l,#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r{border:solid .2666666667vw #D8DFE1;border-radius:1.3333333333vw;margin-bottom:4.2666666667vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l{padding:2.6666666667vw 1.3333333333vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l #ap43530-w-map-mortgage-rate-number{flex:1;padding:1.3333333333vw;font-size:8.5333333333vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-l #ap43530-w-map-mortgage-rate-date{flex:1;padding:1.3333333333vw;font-size:3.7333333333vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r{padding:2.6666666667vw 1.3333333333vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-text{padding:1.3333333333vw;font-size:3.7333333333vw}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-btn{padding:1.3333333333vw;justify-content:stretch}#ap43530-w-map-mortgage-rate #ap43530-w-map-mortgage-rate-rate #ap43530-w-map-mortgage-rate-mr-banner #ap43530-w-map-mortgage-rate-r #ap43530-w-map-mortgage-rate-btn a{display:flex;border-radius:1.3333333333vw;padding:3.7333333333vw 7.4666666667vw;font-size:4.2666666667vw}} So you want to buy a home. Do you know how much you can afford? Explore your options by talking to a mortgage expert today. Click on your state to get started! HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas National Average Find out your rate National Average 4.05% 01/19/202230-year fixed-rate Find out your rate Get a free quote from Quicken Loans VIEW RATES About the Company Quicken Loans/Rocket Mortgage currently employs 20,000 team members across North America. According to internal company documents, the lender closed $145 billion in mortgage volume in 2019. While Rocket Mortgage has several physical locations around the United States, these locations exist for team members who work in sales, operations, underwriting, and technology.  This company is known for its excellence in customer service and easy online mortgage application process. Rocket Mortgage also services 99% of the loans it originates, so your home loan is unlikely to be “sold” to another lender. Quicken Loans/Rocket Mortgage has been accredited by the Better Business Bureau (BBB) since 1986, and they boast an A+ rating from the organization. Unique Features If you haven’t applied for a mortgage or taken steps to refinance your mortgage in the last decade, you may be surprised by how much has changed. Where homeowners once had to do everything the old-fashioned way, the majority of the process is now handled entirely online.  This is true with all major mortgage lenders since they can access information (like bank statements and credit reports) without you having to go through the old rigamarole of printing out and faxing documents. However, this is especially true with Rocket Mortgage since they are set up to handle the mortgage process online from start to finish. But, what does this mean exactly? Here are some of the unique features Rocket Mortgage has to offer: Access unique customer service features. This mortgage lender has a helpful online chat feature that makes it easy to get your mortgage questions answered without having to call into customer service. Complete your mortgage application online or over the phone. While Rocket Mortgage makes it possible to speak with a loan expert and begin your application over the phone if you prefer, they are set up to handle the entire process online. You can fill out the full mortgage application and begin the loan process from the comfort of your home and at any time that works with your schedule. Import all of your financial information online. Quicken Loans also makes it easy to upload all of your financial documents online, and you can even give them

[ad_1] The post Getaround Review for 2022 – Make Cash From Your Car appeared first on Millennial Money. Getaround is a leading car-sharing service that millions of car owners are using to transform their vehicles from money pits to money-making machines. Keep reading our Getaround review to learn all about how the app works, the top features of the platform, and the pros and cons of launching a business through this service.  Overall Rating Pros Low barrier to entry for starting a business Users can determine car availability Cost reimbursement Strong driver vetting service Contactless key exchange Cons Low hourly rate, which reduces your earning potential High commission of 40% per ride Hosts are responsible for paying citations and violations directly, although reimbursement is provided Strict vehicle eligibility requirements and potential inspections Security 9.0 Customer Service and Support 9.5 Income Potential 8.0 Signing Up 8.0 or, skip straight to the section on how to sign up for Getaround. What Is Getaround? For a renter, Getaround serves as a car rental option like Zipcar — and it’s an alternative to car ownership. And for a host (car owner), it can be a great way to make extra money. When you become a host, you can build a car-sharing business by either putting a down payment on a car or listing a car that you own as a Getaround rental.  Getaround can serve as a full-time business or a side hustle, depending on how much you use the service, your local market, and the quality of your car.  Getaround top features Getaround offers some great features for savvy car owners who are looking to make money from their vehicles. Here are a few of the best ones that are available through the Power Host program. Monthly credits  Getaround’s Power Host program enables users to generate service credits, which you can then use for a rental car when your own car is unavailable. Daily reports and fleet insights Data is key when running a business. Getaround provides access to a car manager feature that serves up daily reports and fleet insights. This way, you can track your progress over time, see if you are making money, and figure out what you can do to optimize the process. Digital key  Car owners can be busy, making it difficult to meet customers and deliver keys face-to-face. Getaround solves this problem with Getaround Connect, a device that enables a Getaround renter to unlock your cars using an app. This removes the need for key exchanges, saving time and hassle.  Automated pricing  When hosting cars through online share services, car owners sometimes have to set pricing, which can be tricky. Getaround helps hosts overcome this challenge by offering automated pricing, helping users maximize earnings. Of course, automated pricing may not be appealing for those who prefer to do it manually and set their own prices. Only you can decide whether you want to go through the effort of determining what price is fair.  Premium parking access  Finding or paying for a parking spot can be tricky for car owners — especially those who own vehicles in expensive cities like New York or San Francisco.  Getaround has a premium parking access feature, offering exclusive rates on parking inventory using a team of in-house parking professionals. Not only can this save money, it can also make hosting more appealing. Partner community Those who are new to car sharing may struggle to profit at first. After all, running a business isn’t easy — even when using a platform that streamlines management.  Getaround offers access to a partner community, enabling users to learn what other hosts are doing and pick up on money-making tips and strategies.  Getaround pricing Getaround charges a rental rate of $6 to $10 per hour, and rentals can last as long as the car is available for use. In exchange, owners get to keep 60% of the rental rate, with Getaround keeping the remaining amount. This is in line with most other car hosting services.  The 40% fee goes towards features like roadside assistance, insurance, and platform management. Host reimbursements Guests aren’t perfect, and occasionally hosts will have to foot the bill when they make a mistake or a car isn’t returned in optimal condition.  Should you find yourself in such a predicament, take comfort in the fact that you’re not entirely on your own. The following host reimbursements are available through Getaround. Fuel or electricity reimbursement  Getaround makes guests refill fuel during a trip. If a guest returns the car with less fuel than when they started, the host can receive reimbursement by submitting pre- and post-trip photos indicating fuel tank and charge levels. Cleaning reimbursement  Hosts can submit a reimbursement claim when a car comes back unnecessarily dirty. Getaround will pay up to $45, plus a $15 earnings adjustment as long as the host documents the incident with pictures and payment receipts. Citation reimbursement  One of the downsides to using Getaround is that hosts have to settle traffic tickets, violations, and citations. Of course, this can get expensive and be inconvenient. However, Getaround does offer reimbursement for claims made within ninety days of the violation issue date.  Toll reimbursement  Hosts can enroll in the Getaround Autotoll service, which handles tolls automatically. Should the service fail, hosts can get reimbursed.  Smoking reimbursement  Smoking can leave behind foul odors and lead to damage from burn holes. Should a guest return a car that smells like cigarettes, the host can document the issue and receive up to $150 for their troubles.  Mileage reimbursement  Getaround isn’t a free-for-all when it comes to mileage. Guests are given mileage limits, and if they exceed them, a mileage reimbursement can be issued to the host at a rate of $0.30 per mile over trip allotment. Late return reimbursement  Getaround takes late returns seriously. If your car doesn’t come back on time, the service charges $30 per hour, up to $300, for late returns.  Guest cancellation reimbursement  When a guest cancels a trip one

[ad_1] Wow! Check out these great deals on Fire Tablets! This week, Amazon is offering huge savings on Fire Tablets! Here are some deals you can get… Get this Fire HD 8 Kids Pro tablet, 8″ HD, 32 GB for just $79.99 shipped (regularly $139.99)! Get this Fire HD 8 tablet, 8″ HD display, 32 GB for just $44.99 shipped (regularly $89.99)! Get this All-new Fire HD 10 tablet, 10.1″, 1080p Full HD, 64 GB for just $149.99 shipped (regularly $189.99)! Get this Fire 7 Kids Tablet, 7″ Display, 16 GB for just $49.99 shipped (regularly $99.99)! Shop all the tablets on sale here. Sign up for a free trial of Amazon Prime to get free two-day shipping (and possibly one-day or same-day shipping!) with no minimum. If you’re not sure Prime is worth it, read this post for some helpful info to help you decide! And don’t forget you can sign up for Swagbucks to earn free gift cards to use on Amazon deals! [ad_2] Source link