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We may be compensated if you click this ad.Ad Best Budget Protection Best Mobile App Best Family Coverage Best Free Trial Best for 401(k) and HSA Fraud Identity Guard LifeLock ReliaShield IDShield ID Watchdog Our Partner Our Partner Our Partner View Plans View Plans View Plans View Plans View Plans Plans Offered Value ($7.95/mo) Total ($16.67/mo) Premier ($25/mo) *Family plans are also offered at slightly higher rates. 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Free Trial No Identity Theft Insurance $1 million in coverage for stolen funds reimbursemen Best Mobile App LifeLock Our Partner View Plans Plans Offered Standard ($6.99/mo) Advantage($12.99/mo) Ultimate Plus ($19.99/mo) *Family plans are also offered at slightly higher rates Free Trial No Identity Theft Insurance $1 million in coverage for lawyers and experts $25,000 to $1 million in coverage for stolen funds reimbursement Best Family Coverage ReliaShield Our Partner View Plans Plans Offered Essential ($7.99/mo) Prime ($14.99/mo) Elite ($21.99/mo) *Family plans are also offered at slightly higher rates Free Trial No Identity Theft Insurance $1 million in coverage for stolen funds reimbursement Best Free Trial IDShield View Plans Plans Offered 1 Bureau ($14.95/mo) 3 Bureaus ($19.95/mo) *Family plans are also offered at slightly higher rates Free Trial Yes Identity Theft Insurance $1 million in coverage for identity fraud Best for 401(k) and HSA Fraud ID Watchdog View Plans Plans Offered Select ($14.95/mo) Premium ($21.95/mo) *Family plans are also offered at slightly higher rates Free Trial No Identity Theft Insurance $1 million in coverage for identity theft Up to $1 million in coverage for stolen funds from a 401(k) or HSA #ap16555-w-money-company-table2-container #ap16555-w-money-company-table2 table{width:100%;max-width:none;table-layout:fixed}#ap16555-w-money-company-table2-container #ap16555-w-money-company-table2 table.gfc tr td.company-tbl-column-title{font-family:Muli,sans-serif}#ap16555-w-money-company-table2-container #ap16555-w-money-company-table2 table.gfc tr td.company-tbl-column-banner_text{color:#085DAD;font-family:Muli,sans-serif}#ap16555-w-money-company-table2-container #ap16555-w-money-company-table2 table.gfc tr td.company-tbl-column-banner_text.number-0 .top-label-rect-bg{background:#112746}#ap16555-w-money-company-table2-container #ap16555-w-money-company-table2 table.gfc tr td.company-tbl-column-banner_text.number-0 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[ad_1] I didn’t get to go grocery shopping until yesterday because I unexpectedly ended up in the hospital on Friday and Saturday of last week. But I was excited that there were still some great deals when I went yesterday evening! I think our store must have had an overstock of sweet potatoes because they had a BUNCH of 4-packs marked at just $1 each! While this wasn’t the best deal on Nathan’s franks, it’s the best deal we’ve seen in awhile so I bought two packages for using for grilling out soon. I was happy to find some marked down eggs! And I got lots of peppers! They were marked down to 3 for $1. We love to slice them and eat them raw — sort of like potato chips! All totaled, I spent $62 on groceries — so I’m under budget another week! [ad_2] Source link

[ad_1] Venezuela's Maduro, opposition expected to talk; U.S. eases some sanctions -sources [ad_2] Source link

[ad_1] Ditch that forex card if you are packing your bags for a holiday abroad or even for studying overseas. No, you don’t even need to carry that credit card in your wallet nor think of a wire transfer to pay your tuition fees. Just download the HOP app (available on Android and iOS platforms), complete the onboarding KYC to get access to a multicurrency bank account and you are ready to pay in whatever currency you want for your expenses abroad. The neo bank mobile app addresses concerns such as high markups on currency exchange, high exchange rates, lack of transparency on fee structure, complex documentation processes, incompatible formats between domestic and foreign banks, and low degree of automation in domestic banks’ internal systems. Mayank Goyal, founder and CEO, moneyHOP, the firm behind this app, says it aims to capture the global aspirations of students and tourists giving them the ability to move around the world without worrying about money and the medium to transact. “The app allows one to make payments for accommodation, college fees, etc., before reaching the country itself in a paperless, seamless, and cashless manner at an economical price. As for the exchange rate, it is the same if not less than the banks with no hidden markups and convenience fees,” he says. The globetrotter can also do real-time currency exchange on the app. MoneyHOP also provides a numberless debit+forex card that can be used in India to spend in rupee and abroad as well as to spend in foreign currencies. Since the card is linked to a multi-currency account where you can exchange and hold foreign currencies, it takes away exchange volatility risk. MoneyHOP’s target customers are the millennials, says Goyal. “This makes our first target audience students going abroad for studies. Eventually, these students will get settled abroad and will need to send money back home,” he points out. As with any digital banking solution, using the HOP app requires mobile number, email, PAN and CKYC (Central KYC) verification, all done digitally. In certain cases, Aadhaar authentication may be needed. It has placed multiple checks such as real-time face match, Geotag and penny drop to prevent the misuse of identities. On successful KYC, the user is issued a lifetime free multi-currency account and a virtual card. The account earns interest up to 5%. Payments are valid in all countries except those in the OFAC list. For instant currency conversion on the app the customer pays charges around 25 bps, while for international money remittance via the app, it is 35 bps. MoneyHOP has onboarded 15,000 customers and aims to reach half a million user base by the end of 2022. “There is a lot of scope for innovation in the cross-border banking sector. The market is big enough for us to make this a scalable business,” says Goyal. The commission paid by customers for instant currency conversions/international transactions via the app is moneyHOP’s main revenue. It also generates profit through the interchange fee that the merchant ends up paying for the customer to use the card, besides the interest made on the float amount held by users on the app. [ad_2] Source link

[ad_1] Watch Live: Johnny Depp’s attorney continues questioning Amber Heard in civil trial  CBS News Why Johnny Depp won’t look Amber Heard in the eye at trial  Yahoo Entertainment Amber Heard continues to abuse Johnny Depp publicly, his lawyer snaps | LiveNOW from FOX  LiveNOW from FOX ‘Every word of it is true’: Heard speaks on op-ed after break in defamation trial  CNN Heard says sister taught Depp to snort cocaine with tampon applicator  Insider View Full Coverage on Google News [ad_2]

[ad_1] If you’re planning to travel this summer, you’ll need travel insurance if you plan to go out of province. These days, many of the credit cards available include some kind of travel insurance. While that’s a great selling feature for these cards, savvy Canadians know that not all insurance is created equal. There are a few kinds of coverage you actually need when travelling, like emergency medical and trip cancellation or interruption. Theft or baggage loss protection is a useful bonus, too. As to which travel credit card offers the right combination of features for you, that will depend largely on the type of traveller you are and the perks you’re most likely to use. For instance, if you’re a frequent flyer, you might want a card that offers an extensive travel insurance package, plus a great points system or lounge access. If you’re into road trips, a card with travel insurance and roadside assistance might be more your speed. We’ve rounded up the cards that offer great travel insurance for any type of globe trotter. But first…  Travel insurance on credit cards: How does it work? Every insurance package is tailored to a specific card and program but in general, the process is simple. You’ll usually have to book your travel on that credit card but different cards have different rules. For example, some say you need to book 100% of your trip on the card while others don’t have that stipulation. Read your documents to determine your responsibilities. Once you book, you’ll automatically have access to the included coverage. You don’t have to notify the credit card company that you’re traveling or call to activate the coverage. That said, we always recommend that you read the documentation from your credit card company.  Find your next credit card See cards tailored for you from over 12 banks and card issuers* No impact to your credit score Get an answer in under 60 seconds Find my perfect card You will be leaving MoneySense. Just close the tab to return. The best travel insurance credit cards in Canada Best no fee card for travel insurance  Rogers World Elite Mastercard If you want a travel insurance credit card without committing to an annual fee, check out the Rogers World Elite Mastercard. Not only does this no-fee card include valuable travel and rental car insurance with perks like free Boingo Wi-Fi and access to airport lounges, it’s also a cash back card. This means that for every $1 you spend on the card you’ll get back 1.5% (or 3% if it’s in U.S. currency). And, new members will get a $25 welcome bonus applied to their account as soon as they make their first purchase.  Annual fee: $0 Interest rates: 19.99%, cash advances 22.99%, balance transfers 22.99% Welcome bonus: $25 cash back when you make your first purchase Earn rate: 1.5% cash back on all purchases; 3% cash back on all U.S.-dollar purchases Additional benefits: Out-of-province/out-of-country emergency medical insurance; trip cancellation/interruption protection; rental car collision/damage coverage; access to over 1,000 LoungeKey airport lounges in over 100 countries with Mastercard Airport Experiences; free Boingo Wi-Fi at over 1 million hotspots worldwide; and Mastercard Travel Rewards Best travel insurance card for lounge access Scotiabank Passport Visa Infinite Card* It would be hard to overstate the perks of lounge access, particularly during a pandemic. And for frequent flyers, having a place to grab a drink, sit comfortably and enjoy some downtime can be the difference between a punishing and apleasant journey. When you use this card for your travel expenses, you get just that: a worry-free haven. The Scotiabank Passport Travel Visa is a top-notch travel card in its own right, offering a solid suite of travel and car rental insurance coverage. It has some nice perks, too, like the ability to earn Scene+ points and bonuses, including an annual 10,000-point top-up when you spend $40,000 in that year. And, cardholders receive complimentary Priority Pass membership plus six free international airport lounge passes per year, so you’ll always have somewhere to put your feet up. Annual fee: $139 Interest rates: 19.99%, cash advances 22.99%, balance transfers 22.99% Welcome bonus: Earn up to 35,000 Scene+ points. First, earn 25,000 points when you spend $1,000 in everyday purchases in the first 3 months. Then, get another 10,000 points when you spend $40,000 on everyday purchases in the first year. Must apply by July 4, 2022. Earn rate: 2 Scene+ points for every $1 spent on groceries, dining, entertainment and daily transit purchases; 1 Scene+ point per $1 on everything else Additional benefits: Travel insurance including emergency medical, trip cancellation or interruption, flight delay, delayed or lost baggage, and travel accident protection; hotel/motel burglary insurance; rental car collision loss/damage insurance; no foreign transaction fees; and Visa Infinite privileges Get more details about the Scotiabank Passport Visa Infinite Card* Best travel credit card for medical insurance BMO Ascend World Elite Mastercard* Canadians are privileged when it comes to healthcare, so it’s no surprise we want to travel with robust medical insurance. While many credit cards offer medical coverage of up to $1 million, the Ascend World Elite Mastercard doubles that , offering $2 million in cover for up to 21 days of travel—on unlimited trips per year. It also includes car rental collision loss and damage waiver insurance, so you’ll be reimbursed for damage or theft of your rental car for trips up to 48 days. You’ll also get travel accident insurance, which covers you and your spouse and dependants for up to $500,000 on passenger plans, busses, taxis, trains and cruise ships. Another perk: You get delayed and loss baggage insurance. So you’ll be reimbursed up to $750 per insured person if your bags are lost or damaged. And if your checked bags are delayed more than 12 hours, you’ll get $200 to purchase essentials, too. Coverage for you and your family to the tune of $2 million provides a lot of peace of mind, while a free

[ad_1] The post Interesting Side Hustles for Athletes appeared first on Millennial Money. If you’re currently an athlete, or facing retirement soon, there are dozens of side hustles you can do to add interest and extra cash to your life.  Most athletes have outside interests besides the sports they excel in.  Why not explore your inner entrepreneur — or endeavor to learn something totally out of your comfort zone — as a way to earn an income off the field? Athletes With Unique Side Hustles Everyone has seen the retired athletes who have started restaurants, perfume brands, and retail stores. There are Peyton Manning with his Papa John’s pizza stores, golf and tennis stars with their own clothing lines, etc. But what about athletes who want some side income before retirement?  Let’s take a look at some athletes who didn’t wait until retirement to get started making side money.  World-famous baseball star Alex Rodriguez started a rental property side business during his career. It began with a duplex purchase that was rented out for passive income. This side business ballooned into a full-fledged real estate investment company.  There’s also Cal Berkeley-turned NFL player Justin Forsett who founded a skin care company along with two college football buddies. Seeing a need for an easy clean between workouts for himself and other athletes, they developed a line of antibacterial wipes called ShowerPill.  Professional triathlete Nicole DeBoom also saw a need for something different in her sport and created the first-ever running skirt, which she debuted in her final Ironman competition. From there she’s gone on to create an entire sports clothing line. As you can see, many athletes take an opportunity to develop a product while they’re still in the game. When you see a need unfulfilled, that’s a perfect hint to figure out how to fill it.  Why Is It Smart to Have a Side Hustle as an Athlete? Athletes who are forward-thinking about their lives outside or after sports have a leg up on those who don’t plan ahead.  When Alex Rodriguez bought a rental property while he was earning good money in baseball, he was able to easily qualify for a mortgage and then leveraged that investment to pay into his future.  It’s always wise to begin thinking about passive income streams during your sports career so you’ll have dependable income later. Side hustles are extremely useful for athletes who aren’t on the professional level and need extra cash to live comfortably.  Starting a side hustle as an athlete doesn’t have to be hard. Look for opportunities when you’re not in the middle of your season or on your off days.  Learn More: Best Side Hustles for Teachers 13 Best Side Hustles for Couples The Best Side Hustles for Engineers What Are the Best Side Hustles for Teens? Quick Income Streams for Athletes There are a variety of ways for athletes to earn a side income while remaining active in their sport. Many successful side businesses run by sports stars were born out of a need in their industry. And others were discovered through hidden talents or continued education.   Side hustle ideas for athletes:  Invest in real estate: either physical properties or real estate investment platforms Invent a product or service that could fill a need in your area of expertise Start a coaching or personal training business on the side Offer consulting for sports teams, coaches, or high schools in your area of expertise Use your physical strength to offer moving services or other heavy-lifting services  Train for a side job in a tech or trade field — online education and training keeps it flexible for your sports schedule Don’t Underestimate Social Media Good old social media. It isn’t only for wasting time. There are also vast benefits by becoming an influencer — especially if you’re an athlete.  YouTube  YouTube is the fastest-growing search and entertainment venue online. If you’ve got a flair for talking with people, YouTube is a great tool for building an audience and earning money from ads or selling your own products and information.   Don’t get too worked up about being on video. There’s really no need. If you’ve ever had a great talk with a friend about what you do, that’s all you need to focus on.  Treat the camera as if you’re talking to that ONE friend (tape a picture above the lens if you need to), and the episode you film will be engaging and casual, as it should be.  Talk about your game, other interests, and any special talents you have that you’d like to share. Most people are just fascinated by the normal lives and interests of people they admire.  Instagram  Instagram can be a perfect launching pad for building a massive following. Many famous athletes are sought out by big-name brands to represent their offerings.  If you’re a lesser-known athlete, this could be the ticket to becoming well-known and marking your accomplishments.  Share stories, photos, clips from games or competitions, and other interesting facts about your life and what you’re up to. If you make it engaging and connect with other athletes and influencers, you’ve got a good chance of attracting their followers as well.  LinkedIn  LinkedIn is the largest business social gathering place online. It’s a good idea to have a solid presence there if you’re searching for interesting side hustles. LinkedIn enables you to build a great network of connections, and it’s full of companies who are hiring.  Networking is often the key to finding really interesting opportunities and jobs you may not have even heard of.  Who knows when that perfect connection will lead you to an amazing side job that brings new purpose into your life AND earns great cash? Cha-ching!  TikTok TikTok is churning out country music stars and models by the minute, it seems. Don’t ignore this incredibly popular social media venue.  With a regular following as an athlete, or ex-athlete, there’s a good chance of attracting brand opportunities. TikTok is

[ad_1] Score this Battery Daddy 180 Battery Organizer and Storage Case for the lowest price ever on record! Amazon has this Ontel Battery Daddy 180 Battery Organizer and Storage Case with Tester for just $13.35 right now! This is the lowest price ever on record. Perfect Father’s Day gift idea! Sign up for a free trial of Amazon Prime to get free two-day shipping (and possibly one-day or same-day shipping!) with no minimum. If you’re not sure Prime is worth it, read this post for some helpful info to help you decide! And don’t forget you can sign up for Swagbucks to earn free gift cards to use on Amazon deals! [ad_2] Source link

[ad_1] Wall St climbs on gains in banks, strong retail sales data [ad_2] Source link

[ad_1] U.S. stocks climbed on Tuesday, as Citigroup led a surge in bank shares after Berkshire Hathaway disclosed a big stake and solid retail sales in April eased concerns about slowing economic growth. Nine of the 11 major S&P sectors advanced in morning trade, with financials up 2.3% and technology 1.8%. Microsoft Corp, Apple Inc, Tesla Inc and Nvidia Corp gained between 1.4% and 4%, providing the biggest boost to the S&P 500 and the Nasdaq. Banks jumped 3.5%, with Citigroup climbing 7% after Warren Buffett’s Berkshire Hathaway disclosed a nearly $3 billion investment in the U.S. Lender. U.S. retail sales increased strongly in April as consumers bought motor vehicles amid an improvement in supply and frequented restaurants, providing a powerful boost to the economy at the start of the second quarter. “Retail sales is one of the core data points that the Fed will look at as it thinks about how aggressive (it needs) to be to rein in inflation,” said Greg Bassuk, chief executive at AXS Investments in New York. “It should allay some of those (recession) concerns on the basis that it is a positive signal on the trajectory and potential health of the U.S. economy further into 2022.” Fed Chair Jerome Powell is scheduled to speak later in the day and his comments would be parsed for clues on the path of future interest rate hikes. Traders now see a nearly 80% probability of a 50-basis point rate hike in June. At 10:09 a.m. ET, the Dow Jones Industrial Average was up 292.68 points, or 0.91%, at 32,516.10, the S&P 500 was up 49.19 points, or 1.23%, at 4,057.20, and the Nasdaq Composite was up 186.51 points, or 1.60%, at 11,849.30. However, rising costs weighed on Dow component Walmart Inc , which fell 8.6% after the retail giant cut its annual profit forecast, signaling a bigger hit to margins. Shares of rival retailers Costco, Target, Dollar Tree slipped between 0.6% and 2.2%. Home Depot Inc added 1.9% after raising its full-year sales forecast on firm demand for home improvement tools and building materials. United Airlines Holdings Inc rose 6.1% after the carrier lifted its current-quarter revenue forecast, boosting shares of Delta Air, American Airlines and Spirit Airlines. A positive first-quarter earnings season has been overshadowed by worries about the Ukraine war, soaring inflation, COVID-19 lockdown in China and aggressive policy tightening by central banks. The S&P 500 is down nearly 2% and the Nasdaq 3.9% so far in May, largely hit by declines in growth stocks. U.S.-listed Chinese stocks jumped on hopes that China will ease its crackdown on technology sector and COVID-19 pandemic. Advancing issues outnumbered decliners by a 4.05-to-1 ratio on the NYSE and a 3.95-to-1 ratio on the Nasdaq. The S&P index recorded one new 52-week highs and 29 new lows, while the Nasdaq recorded 18 new highs and 100 new lows. [ad_2] Source link