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[ad_1] By Jigar Trivedi WTI crude futures held their recent advance to around $114 per barrel and were on track to close the week higher, buoyed by persistent concerns about tight global supply. EIA data released on Wednesday showed a larger-than-expected drawdown in US crude inventories last week due to soaring exports, highlighting a tight global market. Meanwhile, the EU continues to haggle with Hungary over banning oil imports from Russia with European Council Charles Michel saying he is confident that an agreement can be reached before the council’s next meeting on May 30. A top Hungarian aide said the country needs 3 to 4 years to shift away from Russian crude and make huge investments to adjust its economy and that it could not back the EU’s proposed oil embargo until there was a deal on all issues. Elsewhere, OPEC+ is widely expected to stick to last year’s oil production deal at its June 2 meeting and raise July output targets by 432,000 barrels per day. Fuel markets have tightened globally following Russia’s invasion of Ukraine in late February, which has upended trade flows and fanned inflation. The Biden administration is reaching out to oil companies to inquire about restarting shuttered refineries. Oil’s fifth weekly advance would be the best run since February, with futures more than 50% higher this year. Further gains have been capped by a virus resurgence in China, which continues to weigh on the outlook for demand as the world’s biggest crude importer sticks with its Covid Zero strategy. The China demand story is shorter-term in nature, whereas the supply issues are a longer-term problem. OPEC+ meets virtually on Thursday to discuss the oil market. US Memorial Day holiday is on Monday, affecting energy trading hours. The Biden administration is reaching out to the oil industry to inquire about restarting shuttered refineries, as the White House scrambles to address record-high gasoline prices that are setting off political alarm bells ahead of the midterm elections. Saudi Arabia’s oil exports reached $30 billion in March, the highest in at least six years, driven by a rally in oil prices and rising production. The value of crude exports, now almost $1 billion a day, increased by 123% year on year, the kingdom’s statistics office said. Saudi Arabia’s crude production rose to 10.3 million barrels a day in March. Outlook is positive amid optimism surrounding the re-opening of the Chinese economy. The UK has announced a stimulus, China has announced the same for industries. The manufacturing PMI for China has slowed for two back to back months but there is optimism for reopening of the economy hence demand may emerge. MCX Crude oil June may rise to Rs 9,100 per bbl. (Jigar Trivedi, Manager — Non-Agro Fundamental Research, Anand Rathi Shares & Stock Brokers. Views expressed are the author’s own.) [ad_2] Source link

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[ad_1] High gas prices, energy security fears impede decarbonisation push [ad_2] Source link

[ad_1] Warriors-Mavericks score: Golden State back in NBA Finals as Klay Thompson scores 32; Luka Doncic’s run ends  CBS Sports Dallas Mavericks vs Golden State Warriors May 26, 2022 Game – Scores, Stats & Highlights  NBA.com Mavericks vs Warriors Odds, Picks and Predictions Tonight – NBA Playoffs Game 5  Covers Mavericks have ‘nothing to lose’ in Game 5 vs. Warriors  The Dallas Morning News Tickets to Game 5 of the WCF will cost you $250+ to sit near the top of the arena  SFGATE View Full Coverage on Google News [ad_2]

[ad_1] St Stephen’s College has urged the Delhi University to abide by the 1992 Supreme Court judgement and “avoid creating an unpleasant situation” for students seeking admission in the college. In a sharp reply to the varsity, the college said all candidates who apply to St Stephen’s will face the same admission procedures, without discrimination. The college has asserted that it will retain its ‘tried and trusted’ interview process during admission. The Delhi University had recently warned St. Stephen’s College that it would declare “null and void” all admissions made by it in violation of the Central Universities Entrance Test (CUET) guidelines. In a letter to DU Registrar Vikas Gupta, the college principal John Varghese has  pointed out that to suddenly forget the process that the college has followed and which the University has approved for the last four decades and more is “strange indeed”. “The decision taken by the college to retain its stellar, tried and trusted interview process and other related steps in the admission process shall continue. All candidates who apply to the college shall face the same admission procedures, without discrimination,” Varghese said. “St Stephen’s College as a Christian minority institution has its admission procedures approved by the highest court in the land and guaranteed by the Constitution of India, ” the principal said, referring to the 1992 judgement of the Supreme Court. The prospectus for the undergraduate courses 2022-23 stated, “St Stephen’s College will adopt the CUET as the eligibility criteria with 85 percent weightage for CUET and the college’s interview for shortlisted candidates with a weightage of 15 per cent.” Meanwhile, Varghese mentioned in the letter that the Prospectus of the College for Admissions 2022-2023 was uploaded taking into consideration “our obligations, duties, rights and privileges as one of the premier educational institutions in this country”. The St. Stephen’s College, asserting its minority institution character, has said it will accord 85 per cent weightage to the CUET score and 15 per cent to physical interviews for all categories of candidates, a stand strongly opposed by DU, which wants interviews to be conducted only for the reserved category students. With inputs from PTI. [ad_2] Source link

[ad_1] It’s an excellent time to discuss housing inventory. The housing market shifted in March of this year. As the 10-year yield broke above 1.94% and mortgage rates rose, we saw the impact on housing data. Since the summer of 2020, this has been my main talking point on what can cool down housing; it’s a 10-year yield above 1.94%, meaning rates above 4%. We see this in the data. Purchase application data, while doing better than I thought it would with rates over 5%, is still negative year over year, and this time it’s real. Last year we had COVID-19 comps. Now, it’s no longer the case, this negative trend is real on a year-over-year basis. This week’s purchase application data showed week-to-week growth of 0.2%. The year-over-year data is down 16%. The four-week moving average is down 12.5%. I anticipated negative declines of 18%-22% by now, so that hasn’t happened yet on the four-week average. We will have more challenging comps to work in October of this year, and maybe that 18%-22% decline will happen then. Today, however, the purchase application data is actually down to levels we saw in 2009! Yes, crazy to think, but this is a survey trend data line, and the housing market was in free-fall at that time. That’s not the case now because we have’t had a credit boom post-2010 as we did from 2002 to 2005. If you connect the lines, you can see where we are on a historical basis. What is going on here? How can housing inventory be so low today when it skyrocketed back in 2009? Let’s take a look here together because I have been worried about unhealthy home price growth since the breakout in housing demand in 2020, but it’s not because of record-breaking credit demand. It’s more of a lack of supply. If you follow the trend of housing supply since 2014, it’s been falling every year — with a pause in 2018-2019 — and then collapsed lower post-2020. Now don’t get me wrong: demand is better in 2020 and 2021 than in any single year from 2008 to 2019. We had roughly 300,000 more existing home sales in 2020 than in 2019 and 800,000 more in 2021. I would average those two out because I believe we got some demand push through from the second-half surge in demand in 2020 into 2021. So, on average, just 500,000 more homes were bought than in 2019. If I take existing home sales from 2017 levels, it’s roughly, on average, just 300,000. Currently, home sales are falling like when rates rise. As you can see below, the inventory keeps falling from 2014 levels, and even with the weakness in demand this year, we are nowhere close to 2013 levels, let alone 2018 levels. I don’t believe housing inventory below 1.52 million is a natural state for the U.S. housing market. This is a red danger zone area for forced bidding action, which destroyed my affordability models in just 2.5 years since the start of 2020. In reality, my worst fear for housing came true, and it got even worse in the early part of 2022 as we had record low inventory creating more forced bidding. You can understand why I upgraded the housing market from unhealthy to savagely unhealthy Of course, being “team higher rates” since February of 2021 isn’t the most popular talking point, but in 2022 I increased my call for higher rates to create some balance — otherwise or pricing can get even worse. We are seeing higher rates do their thing. Today pending home sales came in at another decline. Inventory data for the first time is showing growth, which is a good thing, folks; we don’t want to stay at these low levels and see more and more unhealthy home-price growth. But we should ask: Why is inventory so much lower now if purchase application data is at 2009 levels — a period in time when inventory was rising noticeably in 2006, 2007, 2008 and 2009? The first answer is that people are staying in their homes longer post-2008. Housing tenure ran at five to seven years from 1985-2007 and now is 11-13 years from 2008 2022. The Baby Boomers are not selling their homes en masse, and we have more investors providing shelter for renters than before. However, the spike in inventory that we saw from 2006 to 2011 can be attributed to the massive credit bubble we had from 2002 to 2005. You don’t want to overcomplicate this topic. Credit stress was evident from 2005 to 2008. People were filing for foreclosures and bankruptcy for years, and then, after all that, the job loss recession happened in 2008. With a credit boom and credit bust, the monthly supply for homes in America got over six months for years. It took many years to clear up the credit deleveraging process that needed to occur in the U.S. housing market due to rapid credit expansion with exotic loan debt products. The housing market post-1996 has had a hard time creating more than six months’ supply unless you have extreme housing weakness and forced credit selling. These two factors were happening from 2006 to 2011 and added supply to the market. Demand has been stable enough to keep supply low, and we have no forced credit selling since the great financial crisis. This has been an issue in getting the market balanced for some years now. What about the builders? We have more housing starts under construction now than in recent history! This is true except for one big reality! The monthly spike in the new home sales sector looks like massive inventory should be here. Well, six months of that supply are homes that haven’t even been started, and only three months of supply are completed. We have a lot of multifamily construction going on that won’t help the homebuyer. On top of everything else that we need to deal

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[ad_1] I found some great deals at Kroger this past week — and I was able to use the $10 off $75 digital coupon that was in my e-coupon account on the app to save even more. The veggies were just $0.99/bag with the weekly sale! I was excited to find a great deal on ground beef. My total for all of these groceries was $59, thanks to the $10 off $75 coupon (my total was $95 before the coupons came off. I didn’t know if the $10 off $75 would come off if my total was below $75 after the coupons, but it did!) I made this French Toast Casserole using leftover homemade French Bread. It was yummy! Silas came home from school this past week and brought me this — a cinnamon roll from Panera. He told me how he’d scored a great deal on it. He’d signed up for Panera rewards before they went to Panera and he got a coupon for a free treat. Then, he had the option to add on another treat for just $0.99. So he got two cinnamon rolls for $0.99 + tax! I used some of the potatoes I’d gotten in a recent sale + the ground beef and corn and an onion I’d gotten marked down last week to make a hash of sorts. Just chop and fry the potatoes, brown the ground beef with onions, mix it all together with the corn and it’s such a frugal, yummy, and filling dinner! [ad_2] Source link

[ad_1] Brazil’s Federal Revenue now requires citizens to pay taxes on like-kind crypto trades [ad_2] Source link

[ad_1] The launch of the Indo-Pacific Economic Framework (IPEF) at the Quad Summit in Tokyo has raised questions on what it intends to achieve. There is speculation on whether it is an economic framework that will primarily serve security interests of the US and its allies. There are also conjectures over whether it intends to replace the Regional Comprehensive Economic Partnership (RCEP) as the premier trade and economic cooperation construct in the Indo-Pacific. Whether economics will play second fiddle to security in IPEF will be revealed over time, but security interests have been crucial in determining the fundamentals of the IPEF. The latter is posited on the pillars of resilient supply chains, clean economy, digital connectivity, and fair conduct of cross-border business. The security implications of these pillars are obvious. Supply chain resilience has acquired national security implications with various countries struggling to overcome sourcing dependencies. Be it semiconductors, pharmaceuticals, or food, countries enjoying monopolies in supplying raw materials and components to these chains—however small and low-value—can destabilise production if they experience supply disruptions. Such risks can be minimised only by diversifying sourcing—either by building local capacities or importing from other locations. In an ostensible effort to reduce sourcing dependencies on China, IPEF will aim to diversify sourcing and reposition supply chains. By linking a group of 13 strong economies through common rules for resilience including seven from Southeast Asia—a manufacturing hub already absorbing parts of supply chains physically reshoring from mainland China—sourcing dependencies on China can significantly reduce. Clean economy will comprise efforts to develop sustainable development solutions across the Indo-Pacific with emphasis on decarbonisation and renewable energy. Technologies facilitating these goals must move seamlessly across borders. Disturbed flows would impact national capacities to pursue clean energy and climate goals with implications for environmental security. With COP27 coming up and countries bracing to honour past pledges, the Indo-Pacific must rise to the occasion through wholesome policy efforts like in the IPEF. Security threats are deeply embedded in cross-border digital connectivity. Cybersecurity breaches through data hacks have become unfailingly regular in cross-border systems, particularly in financial transactions and sensitive business information. At the same time, the way forward on global integration is clearly through the digital path. With turfs already split on the use of 5G telecom equipment given the ‘access’ it provides to its suppliers, trade facilitation and adoption of common digital standards will be the IPEF’s core agenda for minimising threats of digital ‘invasion’. Fair conduct of cross-border business connects to bribery, money laundering and corruption issues. A plurilateral commitment, such as that of the IPEF group of large economies, to jointly curb these practices, is a welcome effort. The implicit security imperative of the focus is the idea that these practices have led to faulty projects with suboptimal outcomes while draining national resources and causing harm to communities and societies. Much of the conversation in the days ahead will focus on the relationship between the IPEF and the RCEP. The speculation will be on whether they will compete or coexist. The Southeast Asian slant in the IPEF is unquestionable. There are 11 members of the IPEF—Australia, Brunei, Indonesia, Japan, Korea, Malaysia, New Zealand, Philippines, Singapore, Thailand, Vietnam—that are in the RCEP. The RCEP has been operating since early 2022. It is a free trade agreement (FTA) based on ASEAN-centrality. It has brought together all the countries with who ASEAN has bilateral FTAs, except India, who did not join it. The IPEF, on the other hand, while emphasising the importance of ASEAN and Southeast Asia in its pronouncement, is not an ASEAN FTA. There are other major differences between the IPEF and the RCEP. The IPEF will not pursue tariff liberalisation, one of the key goals of the RCEP. It will focus specifically on supply chains, digital connectivity and clean economy—issues only peripherally addressed by the RCEP. The IPEF will also advance labour and environment standards that are not part of the RCEP or other existing ASEAN FTAs. The RCEP includes China, and theIPEF the US and India—it is a collective of US defence partners and strategic allies. Furthermore, it will work closely with Quad members (US, India, Japan, and Australia) aiming at reducing economic dependency on China in strategic industries. The IPEF’s economic agenda might not be dwarfed by its security objectives, but it will strive to make economics and security work in tandem. It would be naïve to suppose that the IPEF’s efforts to establish standards and rules in its focus areas will be devoid of security perspectives. The combined emphasis on economic prosperity and security interests makes it a unique regional format and markedly different from the RCEP. (The writer is senior research fellow and research lead (trade and economics), Institute of South Asian Studies, National University of Singapore. Views are personal.) [ad_2] Source link