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Xiaomi to sell its OnePlus 10 Pro-rival ‘Xiaomi 12 Pro’ at an effective price of Rs 52,999

[ad_1] Xiaomi, today, announced it will start selling the flagship Xiaomi 12 Pro (review) at an effective price of Rs 52,999. Since the 12 Pro originally starts at Rs 62,999, we’re looking at a price reduction of Rs 10,000. As part of the promotional sales offer, Xiaomi will offer a discount of Rs 4,000 (say for instance, this will be available as a discount coupon on Amazon) on the phone and an additional Rs 6,000 discount to ICICI Bank credit card or EMI customers. This appears to be same as the introductory scheme which was made available at launch and should help Xiaomi further undercut the OnePlus 10 Pro— the 12 Pro’s biggest rival. OnePlus, too, is offering the OnePlus 10 Pro (review) with an instant bank discount of up to Rs 5,000 as part OnePlus community sale event. The Xiaomi 12 Pro starts at Rs 62,999 for a version with 8GB RAM and 256GB storage. A version with 12GB RAM and 256GB storage will set you back by Rs 66,999. The phone is available across Amazon, Mi.com, Mi Home stores, and other Xiaomi retail channels in the country. OnePlus 10 Pro price in India, for context, starts at Rs 66,999 for a version with 8GB RAM and 128GB storage. A version with 12GB RAM and 256GB storage will set you back by Rs 71,999. XIAOMI 12 PRO SPECS, FEATURES Xiaomi 12 Pro comes with a 6.73-inch 2K (1440p) LTPO E5 AMOLED display with up to 120Hz refresh rate (480Hz touch sampling) and 1500nits peak brightness. The phone supports HDR10+ and Dolby Vision. You also get Corning Gorilla Glass Victus protection and a hole punch cut-out at the centre. Biometrics are handled by an optical in-screen fingerprint scanner. Under the hood, you get a Qualcomm Snapdragon 8 Gen 1 chip paired with up to 12GB LPDDR5 RAM and up to 256GB UFS3.1 storage. Storage expansion is not an option. The phone runs MIUI 13 based on Android 12. Fuelling the package is a 4,600mAh battery with 120W fast wired and 50W wireless charging. There is support for 10W reverse wireless charging, as well. The Xiaomi 12 Pro has three cameras on the back – a 50MP main (Sony IMX 707) sensor behind an f/1.9 aperture lens with OIS, a 50MP ultrawide-angle with 115-degree field-of-view, and another 50 MP portrait sensor behind an f/1.9 lens. On the front, you get a 32MP camera. [ad_2] Source link

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Luxury real estate market is set to boom in 2022 – Here’s why

[ad_1] It is an undeniable fact that the luxury real estate market has performed exceptionally well in recent years. Luxury condominiums, luxury housing and villa projects are on a selling spree in the country. It is not only drawing interest from local buyers but with the introduction of RERA in the sector which has brought stricter regulatory measures, increased transparency and greater consolidation, more and more NRIs are also seeing it as a lucrative option to invest in. While the sector did witness a slight slowdown due to the second wave of COVID-19 last year, it bounced back as the wave subsided and the reports suggest that it is expected to further grow rapidly in 2022. It is not just about luxurious property alone, but the lifestyle that is giving people the push to upgrade to luxury homes. An ideal location that is well connected and in conjunction with a good ambience, keeping its dwellers near to the city centre, close to all the amenities as well as workplaces makes the location a key factor in the selection of a home. While people seek connectivity, open spaces within and outside living areas are considered very important by people especially after COVID-19 to maintain their physical and mental well-being. The health benefits of living in spacious homes surrounded by greenery and good ambience are attracting buyers to invest in luxury homes. Some of the well-travelled people are millennials who have experienced luxury so closely that they are willing to spend on luxury accommodations that provide them with a rich ambience. Technologically-enabled properties with home automation systems that give the owner the control over everything providing ease and comfort and high-end security inside the building like CCTV, flash camera, biometric gates etc. at every corner including lifts, corridors and common areas also make luxury properties a preferred choice. A crucial factor why people are opting for luxury homes is that they want to get a lifestyle that can seamlessly incorporate the work-from-home concept, while also enjoying the comfort of luxury living. With more and more organisations adopting hybrid or work from home models permanently, homes now need to have space to accommodate work-stations as well, making more and more people adopt luxury living. Another contributing factor is that properties present the advantage of being an asset that rises in value as it is a performing asset, meaning that it serves a practical purpose even as it gains in value. Due to this people see them as the perfect investment that guarantees multiplied returns. The booming startup culture is also propelling people to invest in luxury real estate. Employee stock ownership plan (ESOP) monetisation is at an all-time high in the startup ecosystem. Employees are diverting the monetised amount to purchase homes to make better utilisation of the funds with huge tax arbitrage. Sustainability is the future and people are becoming more focused on aspects like building emotional connections and relishing the sense of doing their bit for the environment through energy efficiency, water conservation, fresh air, and buildings that are accredited with the highest level of eco-friendly certifications and are thus, upgrading to luxury homes. (By Heena Sehrawat, Founder & CEO, Geetanjali Miracle Makers) [ad_2] Source link

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Character-Inspired Cosmetic Bags only $10.99 shipped!

[ad_1] These Character-Inspired Cosmetic Bags are SO cute! This popular deal is back! Jane has these Character-Inspired Cosmetic Bags for just $10.99 shipped right now! Choose from five color options. These would make such cute gifts. Psst! We love Jane! Looking for other great Jane deals? Check out our custom Jane page for more of our hand-picked favorite deals each day! [ad_2] Source link

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How to get the most out of your first pay cheque

[ad_1] It is a proud moment when you get your first pay cheque. The transition from being financially dependent to independent instils a sense of pride and confidence. The feeling of attaining the ability to take future responsibilities on your shoulders propels you on your growth trajectory. However, once a regular salary starts getting credited to the bank account, you may become carefree with your expenditures. If this habit is nipped in the bud, it can set you up for better financial outcomes.  Saving and investing should be your first priority when you start earning. Ideally, you should invest at least 20% of your take-home pay. The earlier you start, the better it is for you. Taking informed investment decisions is something you should consider earliest in your career. Here are the five investments you may consider once you get your first paycheque. 1) SIP in Equity Mutual Funds: A monthly systematic investment plan (SIP) in an equity mutual fund is worth looking at. Once an SIP is registered, a fixed amount is deducted from your bank every month. It is used to buy units in a mutual fund of your choice. An equity SIP is one of the most convenient ways of creating wealth by investing in stocks through mutual funds in the long run. While returns are not guaranteed here, we have seen that the equity markets have generated around 12% annual returns on average in the last 20 years. 2) Open a PPF Account: Opening a Public Provident Fund (PPF) account with banks or post offices is a good way to take exposure to debt assets. PPF returns 7.1% interest guaranteed. It has a lock-in of 15 years, though partial withdrawals are allowed. PPF helps an investor create long-term wealth in a secured manner. It also gives the investor tax deductions under Section 80C. One can invest a maximum of Rs 1.5 lakh and a minimum of Rs 500 per year. 3) Get a Health Insurance Plan: It is advisable to take a health insurance cover which protects you from hospitalisations and unexpected health crises which can drain your finances. The premium paid for health insurance will eventually prove a good decision as you will be financially protected in a medical emergency. More importantly, when young, your health insurance premium will be minimal. 4) Divert Monthly Savings To Bank Deposit Or Liquid Fund: Along with monthly investments, you should also save for emergencies. You can park some amount every month into a bank deposit or a liquid mutual fund. At the end of every month, savings can also be directed to these options instead of keeping that money idle in your bank account. A liquid mutual fund invests in debt and money market instruments for the short-term. Typically, money parked in a liquid fund generates better returns than a savings account. This way, not only your savings are safe, but you earn comparatively better interest. You can withdraw the desired amount as per your needs while the rest will remain invested.  5) Gold ETFs: You may consider investing about 5-10% of your monthly investment in Gold Exchange Traded Funds. Rather than owning physical gold, investment in digital gold through Gold ETFs is something one should consider. Having investment in gold-related instruments gives you the benefit of a hedge against inflation; it also helps in diversification.  While deciding upon various investment avenues, a young investor may prioritise asset allocation with a major tilt towards equity-oriented investment instruments. Though there is no thumb rule, it is a good investment approach to ensure your equity investment comprises 60-70% of your overall portfolio.  Debt assets can take care of 20-25%, while the rest can be gold. Equity investments typically beat inflation by a wide margin in the long term. Since a young investor in his early 20s has more than 30 years of working life, he should be more focused on equity investments. Higher equity exposure for over two decades will lead to substantial wealth creation and allow you to become financially independent. (The author is CEO, Bankbazaar.com) [ad_2] Source link

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Floatie Bluetooth Speaker only $18.99 shipped!

[ad_1] These Floatie Bluetooth Speakers would be so fun for the pool and lake! Jane has these Floatie Bluetooth Speakers for just $18.99 shipped right now! Choose from 10 cute styles. It’s waterproof and floats in water; perfect for pool parties, lakes, jacuzzi, and even the bathtub or shower! Psst! We love Jane! Looking for other great Jane deals? Check out our custom Jane page for more of our hand-picked favorite deals each day! [ad_2] Source link

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