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[ad_1] Is it worth all the time and energy to go with a value investing strategy? Recent headlines show that value investing is trending again, so it may be a good time to go over some of the key aspects of value investing. But first… What is value investing? Value investing is stock picking, specifically looking at the market for investments that are trading at a low price. The idea is that the price is lower than the actual value, and eventually the investors will make money on the sale of the stock at a later time. Why would a stock be cheap? And why is it temporary? According to value investors, prices diverge significantly from actual value in the short run. Things like human irrationalities and professional conflicts of interest move prices away from fundamentals in the short term, too. In the long run, however, prices gravitate towards the fundamental value. By being patient and buying stocks that trade significantly below their intrinsic value, value investors make money as stock prices eventually correct themselves.  There are two main types of value investing based on the different and successful investing styles of Ben Graham and Warren Buffett. Graham focussed on the obscure and undesirable assets of companies. If the company went south, investors could sell the assets. Assets are easy to see and understand. While Buffett focusses more on companies with franchise and quality cash flows. It’s easy to comprehend the cash flows that their assets will produce going forward. Value investors (a.k.a. Ben Graham types) screen stocks by valuation metrics such as price-to-earnings (P/E) ratio, and focus on stocks with low P/Es. Other value investors (Warren Buffett style), however, focus more on quality companies with sustainable franchises. What’s involved with value investing? Value investing involves a three-step process: Value investors reduce the sample of stocks to examine each one more thoroughly and make sure they meet certain desirable characteristics. Since you cannot value every existing stock, narrow your options based on desirable characteristics like low P/E and/or small market cap. Next, value investors value the stocks they arrived at in the first step to determine their intrinsic value. This can be a complicated process, depending on how complicated you make it. But essentially you want to estimate what the stock can be worth with thorough analysis. Finally, they choose to invest only in the stocks that are truly undervalued, namely stocks that meet the margin of safety (MOS) requirement. MOS represents the difference between the intrinsic value and the price you are willing to buy the stock. It protects your downside. A proper valuation model is needed to make educated investment decisions. You need to estimate intrinsic value—which requires detailed knowledge of accounting and some finance—to be able to make educated investments. Many think value investors just buy low P/E stocks. It’s true that some do buy low P/E stocks, but they do not exclusively buy them. Actually, value investors only buy what’s undervalued. This misnomer carries over to academic research, too. When you read arguments from scholars over the last few years that say value investing is dead (more so in the U.S. than here in Canada or elsewhere), what actually should be inferred is that investing in a portfolio of low P/E stocks has stopped working. It’s not that value investing has died. (Here’s what P/Es can and can’t tell you about a stock.) How has value changed? Value investing has evolved over time, even though the core principles are the same: seek out low-valued stocks and earn over the long run. Notwithstanding the specific approach to value investing, it’s important to understand that value investing is not a science, it is rather an art. There is a lot of wiggle room, especially over time.  To successfully invest in low-value stocks, proper analysis and the right process are key. Experience and intuition are very important. Value investors follow a holistic approach to valuation. This involves the following skills: accounting—how to read historical financial statements finance—how the future may unfold and affect a company’s financials economics—how markets are structured and the drivers of interest rate strategy—how to understand the competitive situation, possible catalysts, sustainability, and game theory psychology—how to understand weaknesses of human nature, and institutions’ conflicts of interest While screening and valuing stocks are important tasks for value investing, the most critical aspect of the process is deciding whether or not to buy. You can be the best screener, and the best evaluator, but if you panic, get greedy and impatient, you may never be a good investor. Emotions can cloud judgement and lead to illogical decisions. Humans are not always rational. We can overact, extrapolate and be over optimistic. Then there’s the herd mentality of doing what everyone else is doing. Institutional investors, on the other hand, face problems of conflicts of interest. Rather than doing the “right thing,” they become concerned more about their jobs and not losing assets under management. That is why doing your homework and thinking independently make a good investor.  Success in investing has little to do with IQ. It is more about a frame of mind on how to make decisions. Successful people are intelligent, but intelligence has nothing to do with their success. Does value investing still work? It can. But not for everyone. And to put it in straightforward terms, here’s what leads to investing success. Understanding human nature Value investors (professional managers or DIY investors) attempt to overcome these issues by controlling their emotions. (Some people are naturals and others have to train themselves to remain calm.) And, professional value investors can be exposed to conflicts of interest, but they can overcome that by investing their own wealth alongside their clients. Hone into your passion for investing Having a passion about investing that is in sync with your character. Being a good investor involves patience and discipline. If that’s not in your DNA, it’s better to hire a professional to manage your money. This is what

[ad_1] The post 28 Best Business Books for Entrepreneurs appeared first on Millennial Money. The path to entrepreneurship is full of mistakes and learning opportunities. What matters is how you learn from your mistakes, and the measures you take to keep them from happening.  As such, the best thing to do is read as much as possible, absorb information, and apply what you learn from bestsellers. With that in mind, let’s take a look at some of the best books entrepreneurs should read. Grit: The Power of Passion and Perseverance The Art of the Start Scale or Fail The E-Myth Revisited The Tipping Point Think and Grow Rich The 4-Hour Workweek How to Build a Billion Dollar App Hooked: How to Build Habit-Forming Products The Millionaire Real Estate Investor The Lean Startup The 7 Habits of Highly Effective People Profit First The Innovator’s Dilemma 100 Side Hustles Endurance: Shackleton’s Incredible Voyage Influence: The Psychology of Persuasion Never Split the Difference Principles: Life and Work How to Win Friends and Influence People Crossing the Chasm Remote: Office Not Required Purple Cow: Transform Your Business by Being Remarkable The Hard Thing About Hard Things Good to Great What Would Steve Jobs Do? The $100 Startup Becoming Bulletproof Best Books for Entrepreneurs 1. Grit: The Power of Passion and Perseverance by Angela Duckworth For: Reaching your goals  In order to make it in business, you need a lot more than knowledge, talent, and a great product.  In this book, professor Angela Duckworth explains why grit is necessary to accomplish your long-term goals. This is great for professionals in any field. 2. The Art of the Start: Time-Tested, Battle-Hardened Guide for Anyone Starting Anything by Guy Kawasaki For: Starting a new project Great ideas are often lost because they never make it into action.  Entrepreneurs should read Kawasaki’s book for tips on how to get projects off the ground. This can be useful regardless of what project you’re looking to move forward. 3. Scale or Fail: How to Build Your Dream Team, Explode Your Growth, and Let Your Business Soar by Allison Maslan For: Business growth  Oftentimes, small business owners run from scaling because it means leaving the shallows and diving into the deep end. Suffice it to say, scaling can be risky and scary.  In this book, Allison Maslan explains why scaling is critical for success in business and why businesses that avoid the process are ultimately doomed to failure. 4. The E-Myth Revisited: Why Most Small Businesses Don’t Work and What to Do About It by Michael E. Gerber  For: Small business owners  The sad truth is that most small businesses fail. The average entrepreneur has to launch many small businesses before one is successful. Michael E. Gerber explains why small businesses fail and how to improve your odds of success. This is a must-read for small business owners.  5. The Tipping Point: How Little Things Can Make a Big Difference by Malcolm Gladwell For: Growing an idea If you want to get noticed, then it helps to have a working knowledge of how ideas spread. In this book, award-winning author Malcolm Gladwell offers insights about the science behind this phenomenon.  The Tipping Point is a great book for any aspiring entrepreneur who wants to break free from the herd and make a difference.  6. Think and Grow Rich by Napoleon Hill  For: People who want to get rich Napoleon Hill’s classic from 1937 is an oldie but a goodie. In this book, Hill offers timeless advice for the business owner, explaining how to achieve success and inspiration. If you’re looking to build a fortune and create a legacy, start with Napoleon Hill.  Amazon now offers an updated version, revised for the 21st century.  7. The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss For: People who don’t want to work Not everyone wants to work. And that’s okay!  If you can earn money without putting in a solid nine-to-five, more power to you — and this book can help get you there.   In it, author Tim Ferriss explains how to escape the rat race and start earning a decent income without doing much heavy lifting.  8. How to Build a Billion Dollar App: Discover the Secrets of the Most Successful Entrepreneurs of Our Time by George Berkowski For: People who want to build an app-based business There’s a big difference between building an app and building a successful one. After all, plenty of great app-based businesses fail because they lack a solid business plan. In this book, George Berkowski explains how to build a successful app-based business while offering some tips from some of the most successful entrepreneurs who have achieved financial success. 9. Hooked: How to Build Habit-Forming Products by Nir Eyal For: Product developers Have you ever wondered why a particular product or service seems so addictive? Turns out there’s a science behind it, and you can learn the secret in this book by Nir Eyal.  The author explains why some products capture attention and become successful while others don’t. It offers a four-step process called the Hook Model that you can use to keep customers coming back again and again. 10. The Millionaire Real Estate Investor by Gary Keller  For: Real estate investors  For an entrepreneur, nothing is more important than a steady cash flow. When the money is rolling in, everything is easier. One of the best ways to make money as an entrepreneur is through real estate. In this book, Keller provides everything you need to know (and then some) about real estate investing. It’s one of the most comprehensive books on the topic. 11. The Lean Startup: How Today’s Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses by Eric Ries For: Launching a startup The key to launching a startup as an entrepreneur is to keep the business lean and efficient. But what’s the best way to make this happen? In this book, Eric Ries offers a model that

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[ad_1] India is providing safety certification for dozens of ships managed by a subsidiary of top Russian shipping group Sovcomflot, official data showed, enabling oil exports to India and elsewhere after Western certifiers withdrew their services due to global sanctions against Moscow. Certification by the Indian Register of Shipping (IRClass), one of the world’s top classification companies, provides a final link in the paperwork chain – after insurance coverage – needed to keep state-owned Sovcomflot’s tanker fleet afloat and delivering Russian crude oil to overseas markets. Data compiled from the IRClass website shows that it has certified more than 80 ships managed by SCF Management Services (Dubai) Ltd, a Dubai-based entity listed as a subsidiary on Sovcomflot’s website. An Indian shipping source familiar with the certification process said most of Sovcomflot’s vessels had now migrated to IRClass, via the Dubai arm. Classification societies certify that ships are safe and seaworthy, which is essential for securing insurance and for gaining access to ports. Russia’s crude oil sector, hit by strict sanctions due to Moscow’s invasion of Ukraine, has been forced to seek buyers outside the West while turning to Russian transporters and insurers to handle its exports. India, which has refrained from condemning Russia given its longstanding security ties, has sharply boosted Russian crude oil purchases in recent months. Western sanctions against Russia prompted many oil importers to shun trade with Moscow, pushing spot prices for Russian crude to record discounts against other grades. <BFO-URL-NWE> That provided Indian refiners, which rarely used to buy Russian oil due to high freight costs, an opportunity to snap up low-priced crude. Russian grades accounted for about 16.5% of India’s overall oil imports in May, compared with about 1% in all of 2021. TOP TIER India’s ship certifier is one of 11 members of the International Association of Classification Societies (IACS), top-tier certifiers that account for more than 90% of the world’s cargo-carrying tonnage. The Russia Maritime Register of Shipping was also part of the group until March, when its membership was withdrawn following a vote by 75% of IACS’ members. Membership in IACS, which sets technical standards, typically makes a certifier more attractive for insurers, ports, flag registries and shipowners seeking safety assurances. The four leading IACS members, from the UK, Norway, France and the United States, have stopped services to Russian companies due to the sanctions. A spokesperson for IRClass, however, when asked about the certification data for Sovcomflot’s fleet, responded: “Indian Register of Shipping, as an international ship classification society, reiterates that we have not classed vessels which are owned, flagged or managed by Russian companies.” The spokesperson declined to comment further on the matter, including on the Dubai unit’s connection to its Russian parent. Sovcomflot is subject to sanctions and other restrictions by the UK and the European Union, while Washington has restricted its financial activities. The company did not immediately respond to a request for comment. An IACS spokesman said that IRClass’ actions were not a matter for discussion by the association. “IACS is not involved in the operational and commercial activities of its members, including appraisal, approval surveying and testing of vessels and equipment and the issuing of classification and statutory certificates where authorised,” he said. “As such, these developments do not get discussed within the association.” Sovcomflot’s chief executive told reporters last week that the group had insured all its cargo ships with Russian insurers and the cover met international rules. People familiar with the situation told Reuters this month that state-controlled Russian National Reinsurance Company had become the main reinsurer of Russian ships, including Sovcomflot’s fleet. [ad_2] Source link

[ad_1] By the end of 2021, the S&P 500 had risen 26.61% and the Dow Jones Industrial Average had grown by 18.65%. For those who had just begun investing in the stock market, as well as investors who had considerable sums of money in equities, it almost felt as if one could do no wrong. Fast forward to 2022, and it’s astounding how the tables have turned. Inflation is at a 40-year record high, and the markets are volatile to say the least. However, there are still plenty of ways to invest smartly, both for the short-term and the long-term. In fact, many of the best investments of 2022 are made to withstand turbulent times and to help you grow wealth regardless of market conditions. To help you find the best place to stash your extra cash, we compared all the best investment strategies for 2022. Read on to learn about our top picks, who they’re best for, and how to get started. Investment “Best for” Category Investment Timeline Crypto Savings Accounts Passive Income Short-Term  High-Yield Savings Accounts Low Risk Short-Term  Series I Savings Bonds Short-Term Returns Short-Term  Real Estate Investment Trusts (REITs) Diversification Long-Term  Stocks Building Wealth Long-Term  Exchange-Traded Funds (ETFs) Tax Benefits Long-Term  Our Picks for Best Investments for 2022 Crypto Savings Accounts: Best for Passive Income High-Yield Savings Accounts: Best for Low Risk I-Bonds: Best Short-Term Returns Real Estate Investment Trusts (REITs): Best for Diversification Stocks: Best for Building Wealth Exchange-Traded Funds (ETFs): Best for Tax Benefits #ap31608-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Lato,Arial,sans-serif}#ap31608-ww #ap31608-ww-indicator{text-align:right;color:#4a4a4a}#ap31608-ww #ap31608-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end;margin-bottom:8px}#ap31608-ww #ap31608-ww-indicator-wrapper:hover #ap31608-ww-text{display:block}#ap31608-ww #ap31608-ww-indicator-wrapper:hover #ap31608-ww-label{display:none}#ap31608-ww #ap31608-ww-text{margin:auto 3px auto auto}#ap31608-ww #ap31608-ww-label{margin-left:4px;margin-right:3px}#ap31608-ww #ap31608-ww-icon{margin:auto;display:inline-block;width:16px;height:16px;min-width:16px;min-height:16px;cursor:pointer}#ap31608-ww #ap31608-ww-icon img{vertical-align:middle;width:16px;height:16px;min-width:16px;min-height:16px}#ap31608-ww #ap31608-ww-text-bottom{margin:5px}#ap31608-ww #ap31608-ww-text{display:none}#ap31608-ww #ap31608-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. We may be compensated if you click this ad.Ad #ap31608-w-map{max-width:600px;padding:20px 0 10px;margin:0 auto;text-align:center;font-family:”Lato”, Arial, Roboto, sans-serif}#ap31608-w-map #ap31608-w-map-title{color:#212529;font-size:18px;font-weight:700;line-height:27px}#ap31608-w-map #ap31608-w-map-subtitle{color:#9b9b9b;font-size:16px;font-style:italic;line-height:24px}#ap31608-w-map #ap31608-w-disclosure{margin-top:10px;font-size:12px;color:#9b9b9b}#ap31608-w-map #ap31608-w-map-map{max-width:98%;width:100%;height:0;padding-bottom:65%;margin-bottom:20px;position:relative}#ap31608-w-map #ap31608-w-map-map svg{position:absolute;left:0;top:0}#ap31608-w-map #ap31608-w-map-map svg path{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap31608-w-map #ap31608-w-map-map svg path:hover{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9;cursor:pointer}#ap31608-w-map #ap31608-w-map-map svg g rect{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap31608-w-map #ap31608-w-map-map svg g text{fill:#000;text-anchor:middle;font:10px Arial;transition:fill 0.6s ease-in}#ap31608-w-map #ap31608-w-map-map svg g .ap00646-w-map-state{display:none}#ap31608-w-map #ap31608-w-map-map svg g .ap00646-w-map-state rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap31608-w-map #ap31608-w-map-map svg g .ap00646-w-map-state text{fill:#fff;font:19px Arial;font-weight:bold}#ap31608-w-map #ap31608-w-map-map svg g:hover{cursor:pointer}#ap31608-w-map #ap31608-w-map-map svg g:hover rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap31608-w-map #ap31608-w-map-map svg g:hover text{fill:#fff}#ap31608-w-map #ap31608-w-map-map svg g:hover .ap00646-w-map-state{display:initial}#ap31608-w-map #ap31608-w-map-btn{padding:9px 41px;display:inline-block;color:#fff;font-size:16px;line-height:1.25;text-decoration:none;background-color:#1261c9;border-radius:2px}#ap31608-w-map #ap31608-w-map-btn:hover{color:#fff;background-color:#508fc9} Diversify your portfolio with Cryptocurrency Investments. Online trading platforms offer a wide variety of cryptocurrencies for trading. Click on your state to start investing today! HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas Trade Today Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures. Best Investments for 2022: Short and Long-Term The best investments can be different for everyone, mostly because each person has to tailor their investment strategy to their timeline, their goals, and their tolerance for risk. The following investments can work for the short-term or the long-term depending on your needs. Crypto Savings Accounts: Best for Passive Income .m00646-mc-pros-cons.gfc .lits-cont .header{font-family:Muli,sans-serif}.m00646-mc-pros-cons.gfc .lits-cont ul.list li{font-family:Muli,sans-serif}.m00646-mc-pros-cons.bcb .lits-cont .header{font-family:”nimbus-sans”,sans-serif}.m00646-mc-pros-cons.bcb .lits-cont ul.list li{font-family:”nimbus-sans”,sans-serif}.m00646-mc-pros-cons{display:flex;max-width:688px;margin:0 auto;padding:20px 0}.m00646-mc-pros-cons .lits-cont{flex:1}.m00646-mc-pros-cons .lits-cont .header{display:flex;justify-content:start;align-items:center;font-family:Gelasio,serif;font-size:20px;font-weight:700;text-transform:uppercase;line-height:1.3}.m00646-mc-pros-cons .lits-cont .header .indication-img{display:flex;align-items:center}.m00646-mc-pros-cons .lits-cont ul.list{margin:0;padding:0;margin-top:18px;list-style:none}.m00646-mc-pros-cons .lits-cont ul.list li{font-family:Georgia,serif;font-size:18px;font-weight:400;margin:0;margin-top:17px;line-height:1.3;padding-left:30px;position:relative}.m00646-mc-pros-cons .lits-cont ul.list li:first-child{margin-top:0}.m00646-mc-pros-cons .lits-cont ul.list li::before{content:””;display:block;width:20px;height:20px;margin-right:10px;vertical-align:middle;background-size:contain;background-repeat:no-repeat;background-position:center center;position:absolute;left:0;top:2px}.m00646-mc-pros-cons .lits-cont.pros ul.list li::before{background-image:url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyMCAyMCI+PHBhdGggZmlsbD0iI0E1RENBMCIgZD0iTTEwIDBDNC41IDAgMCA0LjUgMCAxMHM0LjUgMTAgMTAgMTAgMTAtNC41IDEwLTEwUzE1LjUgMCAxMCAwem01LjEgNy45bC01LjQgNS40Yy0uMi4yLS40LjItLjYuMnMtLjQtLjEtLjYtLjJsLTIuNy0yLjdjLS4zLS4zLS4zLS45IDAtMS4yLjMtLjMuOS0uMyAxLjIgMGwyLjEgMi4xIDQuOC00LjhjLjMtLjMuOS0uMyAxLjIgMCAuMy4zLjMuOSAwIDEuMnoiLz48L3N2Zz4=)}.m00646-mc-pros-cons .lits-cont.cons{margin-left:20px}.m00646-mc-pros-cons .lits-cont.cons ul.list li::before{background-image:url(data:image/svg+xml;base64,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)}@media screen and (max-width: 600px){.m00646-mc-pros-cons{display:block}.m00646-mc-pros-cons .lits-cont{margin-left:0}.m00646-mc-pros-cons .lits-cont ul.list li{font-size:14px;padding-left:24px;margin-top:12px}.m00646-mc-pros-cons .lits-cont ul.list li::before{width:16px;height:16px;margin-right:6px;top:0}.m00646-mc-pros-cons .lits-cont:first-child{margin-top:0}.m00646-mc-pros-cons .lits-cont.cons{margin-left:0;margin-top:35px}} Pros Earn passive income with crypto deposits Higher returns than traditional savings accounts Many accounts pay interest daily or weekly Cons No FDIC insurance Riskier than a traditional savings account Withdrawal fees and account minimums can apply Crypto savings accounts offer a way to build passive income based on your crypto deposits, plus you can earn a much higher rate of return than you can with a traditional savings account. For example, a Gemini Earn account lets you earn up to 8.05% APY on your cryptocurrency. This account even lets you redeem your crypto and move your balance back to your trading account (plus interest) at any time, and there are no minimums and no transfer or redemption fees to worry about. Another popular crypto savings account comes from Celsius. This account lets you transfer your crypto, keep it on deposit, and earn up to 18.63% weekly on your deposits. Your return depends on the type of crypto you have, and some types of crypto earn considerably more than others. For example, non-accredited investors are currently earning up to 7.10% on stablecoins like GUSD and PAX while accredited investors are earning up to 9.32%. Current returns on bitcoin (BTC) work out to up to 6.50% for non-accredited investors and up to 8.53% for accredited investors. With all this in mind, it’s important to understand that crypto savings accounts are not FDIC-insured. This means you have the potential to lose money. There are also security concerns with these accounts, which include the risk of digital theft. That said, the best crypto exchanges do promise upgraded security features that can keep your assets safe. Related:  How to Invest in Bitcoin Four Ways I’m Making Money with Crypto #ap89818-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Lato,Arial,sans-serif}#ap89818-ww #ap89818-ww-indicator{text-align:right;color:#4a4a4a}#ap89818-ww #ap89818-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end;margin-bottom:8px}#ap89818-ww #ap89818-ww-indicator-wrapper:hover #ap89818-ww-text{display:block}#ap89818-ww #ap89818-ww-indicator-wrapper:hover #ap89818-ww-label{display:none}#ap89818-ww #ap89818-ww-text{margin:auto 3px auto auto}#ap89818-ww #ap89818-ww-label{margin-left:4px;margin-right:3px}#ap89818-ww #ap89818-ww-icon{margin:auto;display:inline-block;width:16px;height:16px;min-width:16px;min-height:16px;cursor:pointer}#ap89818-ww #ap89818-ww-icon img{vertical-align:middle;width:16px;height:16px;min-width:16px;min-height:16px}#ap89818-ww #ap89818-ww-text-bottom{margin:5px}#ap89818-ww #ap89818-ww-text{display:none}#ap89818-ww #ap89818-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. 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High-Yield Savings Accounts: Best for Low Risk .m00646-mc-pros-cons.gfc .lits-cont .header{font-family:Muli,sans-serif}.m00646-mc-pros-cons.gfc .lits-cont ul.list li{font-family:Muli,sans-serif}.m00646-mc-pros-cons.bcb .lits-cont .header{font-family:”nimbus-sans”,sans-serif}.m00646-mc-pros-cons.bcb .lits-cont ul.list li{font-family:”nimbus-sans”,sans-serif}.m00646-mc-pros-cons{display:flex;max-width:688px;margin:0 auto;padding:20px 0}.m00646-mc-pros-cons .lits-cont{flex:1}.m00646-mc-pros-cons .lits-cont .header{display:flex;justify-content:start;align-items:center;font-family:Gelasio,serif;font-size:20px;font-weight:700;text-transform:uppercase;line-height:1.3}.m00646-mc-pros-cons .lits-cont .header .indication-img{display:flex;align-items:center}.m00646-mc-pros-cons .lits-cont ul.list{margin:0;padding:0;margin-top:18px;list-style:none}.m00646-mc-pros-cons .lits-cont ul.list li{font-family:Georgia,serif;font-size:18px;font-weight:400;margin:0;margin-top:17px;line-height:1.3;padding-left:30px;position:relative}.m00646-mc-pros-cons .lits-cont ul.list li:first-child{margin-top:0}.m00646-mc-pros-cons .lits-cont ul.list li::before{content:””;display:block;width:20px;height:20px;margin-right:10px;vertical-align:middle;background-size:contain;background-repeat:no-repeat;background-position:center center;position:absolute;left:0;top:2px}.m00646-mc-pros-cons .lits-cont.pros ul.list li::before{background-image:url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyMCAyMCI+PHBhdGggZmlsbD0iI0E1RENBMCIgZD0iTTEwIDBDNC41IDAgMCA0LjUgMCAxMHM0LjUgMTAgMTAgMTAgMTAtNC41IDEwLTEwUzE1LjUgMCAxMCAwem01LjEgNy45bC01LjQgNS40Yy0uMi4yLS40LjItLjYuMnMtLjQtLjEtLjYtLjJsLTIuNy0yLjdjLS4zLS4zLS4zLS45IDAtMS4yLjMtLjMuOS0uMyAxLjIgMGwyLjEgMi4xIDQuOC00LjhjLjMtLjMuOS0uMyAxLjIgMCAuMy4zLjMuOSAwIDEuMnoiLz48L3N2Zz4=)}.m00646-mc-pros-cons .lits-cont.cons{margin-left:20px}.m00646-mc-pros-cons .lits-cont.cons ul.list li::before{background-image:url(data:image/svg+xml;base64,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)}@media screen and (max-width: 600px){.m00646-mc-pros-cons{display:block}.m00646-mc-pros-cons .lits-cont{margin-left:0}.m00646-mc-pros-cons .lits-cont ul.list li{font-size:14px;padding-left:24px;margin-top:12px}.m00646-mc-pros-cons .lits-cont ul.list li::before{width:16px;height:16px;margin-right:6px;top:0}.m00646-mc-pros-cons .lits-cont:first-child{margin-top:0}.m00646-mc-pros-cons .lits-cont.cons{margin-left:0;margin-top:35px}} Pros FDIC insurance protects your assets Many accounts have no minimum balance requirements Online savings accounts offer higher yields than traditional banks Easy to open Cons Returns won’t keep up with inflation If you’re looking for

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[ad_1] Breaking his silence after his government was pushed to the brink of collapse by rebel Shiv Sena leader Eknath Shinde, Maharashtra Chief Minister Uddhav Thackeray on Wednesday said he was ready to quit his post if the rebel MLAs tell him that they don’t want him to continue as CM. The remarks came as Shinde, who now leads the rebel faction of Sena, claimed that he has support of 46 MLAs, including six ministers. With numbers stacked up against the MVA government, Thackeray said he will form the government again if he loses today. In a 17-minute-long webcast, Thackeray who tested positive for COVID-19 earlier in the day, said he was ready to give up the post of Shiv Sena president as well if Shiv Sainiks feel that he isn’t capable of heading the party. “Why make statements from Surat and other places? Come and tell me to my face that I am incompetent to handle the posts of chief minister and Shiv Sena president. I will resign immediately. I will keep my resignation letter ready and you can come and take it to Raj Bhavan,” Thackeray said. Thackeray also claimed that several rebel MLAs called him from to tell that they were forcibly taken away. The remarks came as 34 Shiv Sena MLAs, who are part of the breakaway faction, passed a resolution appointing Eknath Shinde as the leader of the Shiv Sena Legislature party, according to The Indian Express. Reacting to Shinde’s charge that the Shiv Sena was no more the one that followed Balasaheb’s Hindutva ideology, Thackeray said that the party was just another side of the coin as Hindutva. He also said that he has always taken forward Balasaheb’s ideology. He said he would be happy to see a Shiv Sainik as his successor on the CM’s post, adding he took up the post despite his inexperience after a suggestion from NCP chief Sharad Pawar.  Shinde, on his part, has shown no signs of backing down from his rebellion, which has pushed the two-and-a-half-year old Shiv Sena-led Maha Vikas Aghadi (MVA) government to the brink. [ad_2] Source link

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