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Amarnath Yatra resumes 3 days after cloud burst; Administration rejects charge of ignoring flood risk

[ad_1] Amarnath pilgrimage resumed on Monday after remaining suspended for three days following flash floods that claimed 15 lives, while the Jammu and Kashmir administration said it would get a clear picture by Tuesday about the damage. In the wake of allegations that the pilgrim camp was set up at a “risky” site, a spokesperson for Raj Bhavan told PTI that flash floods that occurred in the past were taken into account during the planning and Friday’s gush of water “was beyond calculations and never witnessed before”. The cave shrine is located at an altitude of 3,880 metre in south Kashmir. Jammu and Kashmir Lieutenant Governor Manoj Sinha is the chairman of Shri Amarnathji Shrine Board (SASB) which manages the annual yatra. The spokesperson clarified that the tents were never placed at the river bed and were, in fact, moved far beyond an embankment created this year for the safety of people. “While planning for the tent this year, SASB had taken into consideration the flash flood occurring in 2021 and 2015. ”The process of constructing protection bunds by way of crate protection was started in October 2021, following discussion with experts and considering the last year’s experience of flash floods in August,” the official said. “Last year’s flash flood, as well as the one in 2015, was discussed and taken into account and on the basis of expected water levels, it was decided to take precautionary measures such as building the embankment. “‘But the water that suddenly gushed into the stream last Friday was beyond all calculations and never witnessed before,” the spokesperson said. The clarification came in the wake of allegations that the SASB had ignored last year’s cloudburst incident on July 28 near the holy cave while setting up langars and tents in the dry bed of the stream outside the shrine this year. Although there was no Amarnath yatra last year due to the COVID-19 pandemic, the incident was serious enough to prompt Lieutenant Governor Manoj Sinha to inform Union Home Minister Amit Shah over telephone. “Spoke to Hon’ble Home Minister Shri Amit Shah Ji and discussed the incident of cloudburst at higher reaches of Shri Amarnathji Shrine. There were gusts of water near the Holy Cave area and the nallah adjoining the Holy Cave,” Sinha had tweeted on July 28 last year. Jammu and Kashmir’s former chief minister Farooq Abdullah had last week questioned the rationale behind setting up tents in the dry bed of the stream and demanded an inquiry to fix responsibility. “The location of the tents and langars is such that I do not think these things were done there earlier. Panjtarni is such a nice area for this. This needs to be investigated. Maybe it is a human error,” Abdullah said. The local administration had claimed that flash floods had occurred because of cloudburst, a claim negated by the Indian Meteorological Department (IMD) which termed it as a highly localised rain event only. “The flash floods could have been triggered due to rainfall in the higher reaches of the mountains near the Amarnath cave shrine,” IMD Director General Mrutyunjay Mohapatra had said earlier. According to the IMD, a rain event is categorised as a cloudburst if a weather station receives 100 mm of rain in one hour but the rainfall reported on Friday was 31 MM between 4.30 pm and 6.30 pm, which is quite low to be categorised as a cloudburst. The Raj Bhavan spokesperson also dismissed the allegations that Radio Frequency Identity (RFID) cards had not been properly distributed. Some of the pilgrims had said on their return that they were never provided the RFID card. “All yatris are provided with an RFID tag. This is for the first time RFID tag is being issued for Amarnath Yatra to ensure pilgrims’ security and safety. RFID tag had proved very useful on the day of the flash flood in ascertaining how many people had crossed into the area closest to the cave,” the spokesperson said. However, he chose not to answer about the number of people who were still missing. Officials, in the know of the developments, said the picture will be clear by Tuesday evening when the remaining debris would be cleared. A day after the Andhra Pradesh government had said that 37 pilgrims were still missing, its Additional Resident Commissioner of AP Bhavan Himanshu Kaushik, who has been camping in Srinagar, said that 35 persons for whom “we received calls from their relatives on Andhra Pradesh helpline numbers” have been traced and are safely returning to their state. Out of the remaining two, the body of Gunisetty Sudha of Rajamahendravaram was found on Monday and was identified by her husband. Another woman Kotha Parvati of Rajamahendravaram still remained untraced and the search for her was continuing, he added. Flash floods near the shrine on July 8 left at least 15 people dead and more than 30 missing. According to the officials, among the dead are six pilgrims from Rajasthan. Two pilgrims hailing from Uttar Pradesh were cremated at Srinagar while some of the bodies of the victims who had been identified were airlifted to their native places. Air Commodore Pankaj Mittalon on Monday said that the efforts of the first responders ensured that the number of deaths was “limited”. He said a major part of the rescue and relief operations was over and the area should be good enough to be opened for normal activities in the next two days. “Basically, due to the initial efforts which people put in on the first day, the fatality rate and the number of casualties were really limited,” he told reporters here. “Major effort (of rescue and relief operation) has already gone through and they have already cleared the opening of the yatra again. I think in a day or two, we will be able to clear the area for anything else,” he added. The Indian Air Force (IAF) officer said the weather was the biggest challenge in the rescue

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As states set up their HAF programs, servicers complain of chaos

[ad_1] The federal government’s signature program to help homeowners from falling behind on their mortgage, having utilities shut off, or being forced out of their homes, is finally being rolled out across America through pilot programs. But servicers say that dealing with the $10 billion fund, dubbed the “Homeownership Assistance Fund,” has been chaotic and cumbersome. Industry trade groups, which played a key role in getting the program off the ground in March 2021, described the process as “an enormous collaborative effort,” but also as a “complicated thing to process.”  Still, they say rollout of HAF has been a qualified success – for all the logistical headaches, the financial assistance is helping borrowers stay in their homes. HousingWire spoke to servicers to gain insight into how the rollout was going for industry players. HAF program an ‘enormous burden’ The HAF program, run by the Department of Treasury, was designed to give states significant leeway in how they use the federal money. That’s precisely what makes it so complex and problematic. “My favorite tagline when discussing HAF is ‘50 states, 50 programs,’” said Courtney Thompson, chief product officer at Sagent. “I think the rationale of the Treasury is that states experienced delinquency and the impact from COVID-19 differently, so they wanted to give the states the flexibility.” Thompson said the flexibility baked into HAF has been an “enormous burden on servicers’ ‘ and has weighed on servicers’ loss mitigation profits and assessments. Servicers, by law, are required to communicate clearly with borrowers about available options. But because the programs vary, that can be a challenge. “The consumer is always instructed to call the servicer and the servicer is responsible, under penalty of unfair, deceptive, or abusive acts or practices (UDAAP) to communicate clearly to the consumer and without confusion,” Thompson said. “In this instance, the servicer has its own loss mitigation programs that the consumer can apply for, and in the wake of COVID-19, there are more programs and more opportunities for assistance and then you have HAF that a borrower can potentially apply for.” Servicers and stakeholders working with the HAF program say states differ not only in logistics, such as how many employees are tasked with running the program, but also in each state’s requirements for HAF applicants. Some states require little in the way of documentation, while others require borrowers to provide detailed information about their finances. An important caveat: Borrowers must apply for HAF themselves. Kimberly Hare, president of Fay Servicing, said many state administrators are “confused” about how to run their programs, which has resulted in more work for servicers. “States were given money and they weren’t told how to handle the distribution,” Hare said. “A lot of them are running behind and don’t have the people necessary to work the programs, and we are having to repeat sending documents because they get lost. It’s twice as much work sending data back and forth.” Gisele Roget, who heads Washington, D.C.-based public affairs firm Overbrook Square Group, said another challenge for servicers is being mindful of guidance surrounding the loans that they service. “I think one of the key nuances is that servicers must also follow guidance published by the Federal Housing Administration, the Federal Housing Finance Agency, the Department of Veterans Affairs and the Department of Agriculture,” Roget said. “Servicers that participate in these programs ought to be in compliance with all of the applicable guidance.” Hare said there seems to be an “education gap” among states regarding which borrowers should qualify for funding. “Instead of focusing on borrowers that were impacted during the pandemic, some of the states have not limited that and are allowing borrowers who were delinquent way prior to the pandemic,” Hare said.   Although the fund was created specifically to help homeowners affected by the pandemic, the Treasury allows homeowners experiencing financial hardships after Jan. 21, 2020, to apply for government assistance.   Stakeholders who work with the HAF program said this guidance was crafted under the assumption that the pandemic may have compounded or further exacerbated the financial situation of some already struggling homeowners. The tail end Trade groups helping states and servicers maneuver HAF remain optimistic about the program’s future.  The National Council of State Housing Agencies, an advocacy organization for state housing agencies, said so far servicer participation “has been very strong,” and many states have worked out the kinks to the benefit of homeowners. “States have been working as hard as they can and as diligently as they can to design programs and get their plans approved by the Treasury, so that they can start helping homeowners,” said Greg Zagorski, senior homeownership specialist at the NCSHA. Representatives of the Housing Policy Council, which has worked to set up the HAF program, said they are encouraged by states from which money is being disseminated to borrowers in need. The HAF “is at the tail end of loss mitigation and loss mitigation work,” a HPC spokesperson said. “The fund will fill in holes at the end.” It wasn’t immediately clear how much money has been allocated or distributed from HAF programs. Zagorski said the Treasury will publish a first quarter report this summer, and the second quarter report is expected to be published Aug. 15.  In recent months, housing agencies have upped their rhetoric about the program.  Secretaries from HUD, VA, USDA and Treasury in a joint statement published in May said servicers of federally backed mortgages should offer HAF funding as a loss mitigation option to borrowers who are struggling to make their mortgage payments.  Agency representatives said they encourage homeowners and servicers to continue working together on loss mitigation options to ensure available sources are fully utilized. The multi-agency press release also asked servicers to hit the pause button on foreclosure proceedings if a borrower applies for assistance through the HAF. “Pausing any pending proceedings is a vital step toward keeping families in their homes as they receive assistance through the HAF program,” the statement read. The Consumer Financial

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Bitcoin Historical Annual Returns (10 Years, 5 Years, 3 Years, 1 Year)

[ad_1] From its humble beginnings in 2008 to today, Bitcoin’s history has been relatively short but very eventful. The original protocol for this popular digital currency was created in 2008 by Satoshi Nakamoto, believed to be a pseudonym for an unknown developer or group of developers.  Nakamoto launched the Bitcoin network just a year later and began mining the currency— an estimated 1 million bitcoins were mined in the early years. The creator(s) of this first-of-its-kind asset developed the cryptocurrency in response to the Great Recession of 2007-2009, spurred by a distrust of the traditional banking system and concerns about its stability.  Given the recent values of Bitcoin, it’s hard to believe the currency first started trading on exchanges in 2010 at under $0.10. Since then, it’s experienced astronomical growth and some pretty wild price swings. At its most recent high, one bitcoin was worth over $64,000—a far cry from trading for pennies in its earliest days.  Whether you’re thinking of investing in Bitcoin or you’ve held this cryptocurrency for several years, it’s fun to look back at this groundbreaking asset’s history. Read on for insights on Bitcoin milestones, historical returns, and how its returns compare to those of other assets. #ap78509-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Archivo, sans-serif}#ap78509-ww #ap78509-ww-indicator{text-align:right;color:#4a4a4a}#ap78509-ww #ap78509-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end;margin-bottom:8px}#ap78509-ww #ap78509-ww-indicator-wrapper:hover #ap78509-ww-text{display:block}#ap78509-ww #ap78509-ww-indicator-wrapper:hover #ap78509-ww-label{display:none}#ap78509-ww #ap78509-ww-text{margin:auto 3px auto auto}#ap78509-ww #ap78509-ww-label{margin-left:4px;margin-right:3px}#ap78509-ww #ap78509-ww-icon{margin:auto;display:inline-block;width:16px;height:16px;min-width:16px;min-height:16px;cursor:pointer}#ap78509-ww #ap78509-ww-icon img{vertical-align:middle;width:16px;height:16px;min-width:16px;min-height:16px}#ap78509-ww #ap78509-ww-text-bottom{margin:5px}#ap78509-ww #ap78509-ww-text{display:none}#ap78509-ww #ap78509-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. We may be compensated if you click this ad.Ad #ap78509-w-map{max-width:600px;padding:20px 0 10px;margin:0 auto;text-align:center;font-family:”Lato”, Arial, Roboto, sans-serif}#ap78509-w-map #ap78509-w-map-title{color:#212529;font-size:18px;font-weight:700;line-height:27px}#ap78509-w-map #ap78509-w-map-subtitle{color:#9b9b9b;font-size:16px;font-style:italic;line-height:24px}#ap78509-w-map #ap78509-w-disclosure{margin-top:10px;font-size:12px;color:#9b9b9b}#ap78509-w-map #ap78509-w-map-map{max-width:98%;width:100%;height:0;padding-bottom:65%;margin-bottom:20px;position:relative}#ap78509-w-map #ap78509-w-map-map svg{position:absolute;left:0;top:0}#ap78509-w-map #ap78509-w-map-map svg path{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap78509-w-map #ap78509-w-map-map svg path:hover{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9;cursor:pointer}#ap78509-w-map #ap78509-w-map-map svg g rect{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap78509-w-map #ap78509-w-map-map svg g text{fill:#000;text-anchor:middle;font:10px Arial;transition:fill 0.6s ease-in}#ap78509-w-map #ap78509-w-map-map svg g .ap00646-w-map-state{display:none}#ap78509-w-map #ap78509-w-map-map svg g .ap00646-w-map-state rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap78509-w-map #ap78509-w-map-map svg g .ap00646-w-map-state text{fill:#fff;font:19px Arial;font-weight:bold}#ap78509-w-map #ap78509-w-map-map svg g:hover{cursor:pointer}#ap78509-w-map #ap78509-w-map-map svg g:hover rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap78509-w-map #ap78509-w-map-map svg g:hover text{fill:#fff}#ap78509-w-map #ap78509-w-map-map svg g:hover .ap00646-w-map-state{display:initial}#ap78509-w-map #ap78509-w-map-btn{padding:9px 41px;display:inline-block;color:#fff;font-size:16px;line-height:1.25;text-decoration:none;background-color:#1261c9;border-radius:2px}#ap78509-w-map #ap78509-w-map-btn:hover{color:#fff;background-color:#508fc9} Diversify your portfolio with Cryptocurrency Investments. Online trading platforms offer a wide variety of cryptocurrencies for trading. Click on your state to start investing today! HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas Trade Today Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures. Bitcoin Performance Milestones Since being created, Bitcoin has experienced several milestones. Here’s a look back at some of the most significant moments in the short history of this cryptocurrency: In March 2010, Bitcoin began trading on the now-defunct Bitcoin Market, one of the first-ever cryptocurrency exchanges. A Florida man named Laszlo Hanyecz bought pizza with 10,000 bitcoin in May 2010, making it the first time anyone used the currency to purchase something. In June 2011, Bitcoin saw its first significant price spike, climbing to a value of $29.60 (up from just $0.30 in January) before declining again later that year. The second half of 2013 marked another major spike—from $68 on July 4th to $1,237 on December 3rd before declining again. One of Bitcoin’s most significant increases happened in 2017, with its value surging from around $1,000 at the start of the year to $19,345 by mid-December.  The Bitcoin hype cooled in 2018, resulting in significant declines—its lowest value was around $3,232 in December of that year. In 2019, Bitcoin saw another spike, hitting $13,813 on June 26th before declining. After seeing modest ups and downs through October 2020, Bitcoin’s value began to surge again. It hit an astronomical high of over $66,000 in November 2021. Bitcoin Total Return (10 Year, 5 Year, 3 Years, 1 Year) While Bitcoin isn’t exempt from the volatility cryptocurrencies often experience, it’s delivered some impressive returns over the years. Here’s a look at Bitcoin’s annual returns from 2010 to 2021: Bitcoin 10-Year Return Chart Year Return (%) 2011 1,473 2012 186 2013 5,507 2014 -58 2015 35 2016 125 2017 1,331 2018 -73 2019 95 2020 301 2021 90 And here’s a look at monthly returns, if you feel like getting a deeper dive: Bitcoin Monthly Returns Year Jan. Feb. Mar. April May June July Aug. Sept. Oct. Nov. Dec. 2010 N/A N/A N/A N/A N/A N/A N/A N/A N/A 210.99% N/A 44.09% 2011 73.33% 65.38% -8.77% 346.09% 149.71% 84.21% -17.08% -38.58% -37.32% -36.77% -8.62% 58.92% 2012 16.10% -11.31% N/A N/A 4.65% 29.15% 39.76% 8.66% 22.05% -9.68% 12.23% 7.48% 2013 51.07% 63.55% 178.70% 49.66% -7.48% -24.31% 8.92% 32.76% 0.64% 48.82% 470.94% -33.15% 2014 16.49% -38.87% -22.53% 0.22% 10.90% 1.15% -7.18% -18.28% -19.43% -12.96% 10.97 -15.12% 2015 -31.34% 16.27% -3.90% -3.43% -2.52% 14.91% 7.42% -19.12% 2.82% 31.92% 21.44% 13.75% 2016 -13.98% 17.95% -4.71% 7.91% 17.92% 26.68% -7.19% -7.72% 5.97% 14.89% 6.27% 29.75% 2017 0.22% 23.18% -9.26% 25.28% 70.38% 7.70% 16.23% 64.23% -7.91% 47.94% 54.18% 39.25% 2018 -25.88% 0.67% -32.86% 33.25% -18.85% -14.71% 20.79% -9% -5.67% -4.06% -36.54% -8.18% 2019 -7.34% 11.04% 7.49% 29.70% 60.85% 36.41% -6.81% -4.84% -13.65% 10.48% -17.55% -4.64% 2020 29.91% -8.62% -24.94% 34.56% 9.57% -3.38% 24.06% 2.74% -7.46% 28.04% 42.77% 46.97% 2021 14.37% 36.41% 30.11% -1.78% -35.38% -6.09% 18.63% 13.42% -7.02% 39.90% -7.22% -18.75% 2022 -16.70% 12.18% 5.41% While Bitcoin has experienced some wild monthly price swings and a couple years where its value has declined, you can see that its declines have been eclipsed by some incredible gains. Now let’s explore how Bitcoin’s value has changed over 10, 5, 3, and 1 years. Bitcoin 10-year return Let’s say you bought one bitcoin on December 31, 2011, for $5.27, its price at the time. If you held that one bitcoin until December 31, 2021, it would’ve been worth $46,197.31, and your total ROI for the 10 years would be 876,509%. To calculate the 10-year return on investment, we used the following formula: ROI =  Latest value – initial value / total cost * 100 Now, let’s plug our numbers in: 876,509% = 46,197.31 – 5.27 / 5.27 * 100 Bitcoin 5-year return We’ll also assume you purchased one bitcoin for this example. A single bitcoin was valued at $965.31 on December 31, 2016, and its value climbed to $46,197.31

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Is Robinhood Gold Worth It?

[ad_1] The post Is Robinhood Gold Worth It? appeared first on Millennial Money. When you start investing in the stock market, it pays to keep things simple. The trick is to find a trading app that is easy to use and intuitive so you can start building your portfolio right away. One such mobile app is Robinhood—a super popular platform for new investors. Robinhood offers a free version along with a premium Gold membership plan. Keep reading to learn if Robinhood Gold is worth your time and money.  Robinhood Review for 2022 Robinhood launched back in 2013 as a mobile app designed to make investing approachable and understandable for newcomers. Today Robinhood remains one of the most popular investing apps for young investors. The company operates out of Menlo Park, California, and has raised $6.2 billion in funding. Right now, the company has about 15.9 million active traders. One reason why Robinhood is so popular is because of its free stock promotion. When you sign up for Robinhood, the company gives you a free share of stock that’s worth up to $250. This is a very attractive draw—and a big reason why many people gravitate to Robinhood. With all this in mind, here’s a breakdown of the basic services that you can access through Robinhood’s free and paid plans. Robinhood With Robinhood, you can start investing without any transaction fees. Start Investing Today Commission-Free Trades Robinhood provides commission-free investing for individual companies and exchange-traded funds (ETFs). Altogether, you can invest in over 5,000 stocks on Robinhood. The company also provides access to over 650 global stocks through American Depository Receipts (ADRs). What’s more, Robinhood also lets you buy and sell fractional shares or small pieces of individual shares. You can buy as little as 1/1,000,000 of a share at a time. This is a way to access high-growth funds that may be too expensive to buy outright. Options Options trading involves buying and selling stocks at specific dates and prices. Unlike other platforms, Robinhood company doesn’t charge any commissions or contract fees for options trading in margin accounts. That said, here’s a disclaimer: Even though options trading is possible on Robinhood, my advice is to steer clear of it until you’re certain that you’re ready for it. Options trading is very risky and it’s generally better to put your buying power into companies that you believe in and think will be around for the long haul. One thing to note is that you can’t automatically trade options on Robinhood; you need to first obtain approval. The company has a strict vetting system in place to weed out new investors who absolutely should not be trading options. If you want to trade options and the company rejects your application, you can always appeal and file again. And, of course, you can always open an account somewhere else. Crypto Robinhood is one of the few online brokers that lets you buy and sell cryptocurrencies like Bitcoin, Ethereum, Dogecoin, and Litecoin on a stock trading platform. The company doesn’t charge any commissions when buying and selling coins, which is somewhat of a rarity. In my opinion, it’s nice being able to see all of your crypto investments right alongside your regular investments in the Robinhood dashboard. This is a unique experience that makes it easy for investors who dip into both markets, and it sure beats having to log into yet another platform to track your investments. Cash Management  In addition to investing, it’s also possible to use Robinhood for cash management. The app lets you deposit paychecks, send checks, pay bills, and store funds. Robinhood also provides a debit card that works with over 75,000 ATMs and in almost any place that takes Mastercard. As a bonus, Robinhood cash management lets you earn 0.30% APY. By keeping your money in a Robinhood cash account, you could benefit from a decent interest rate that is more than you’ll find at most leading banks. Now that you have a better understanding of how Robinhood works, let’s take a closer look at Robinhood Gold. Learn More: Robinhood Review Robinhood vs. Vanguard: Which is the Better Platform? Robinhood vs. Acorns M1 Finance vs Robinhood Webull vs. Robinhood What is Robinhood Gold? Robinhood Gold is the paid version of the Robinhood app. With a Gold Robinhood account, you use the same app as the free version, with one important difference: you’ll have access to some additional tools and features for an advanced trading experience. Here are some of the features you’ll get by opening a Robinhood Gold account: Bigger Instant Deposits Robinhood offers instant deposits of up to $1,000 for free users. In other words, you can immediately access your money after initiating a deposit. You won’t have to wait several business days to access your cash like you have to do with some other brokers.  With Robinhood Gold, you can instantly access up to $50,000 after making a deposit—depending on your balance and account status.  Here’s a breakdown of what you can access instantly: $50,000 if your portfolio value is more than $50,000 $25,000 if your portfolio is more than $25,000 $10,000 if your portfolio is more than $10,000 $5,000 if your portfolio is less than $10,000 In my opinion, this is a double-edged sword. On one hand, it’s great being able to instantly access your money. This makes it easier to act quickly on opportunities and make timely investments. It’s convenient, and you won’t have to wait for your money to clear before making a transaction. On the other hand, you need to have some discipline when investing or you could make some rash decisions. To illustrate, you might see a high-growth stock that’s skyrocketing in value and want to immediately dump $10,000 into the company. But rushing into an investment with that much capital is extremely risky. The stock could suddenly plummet due to market volatility, tanking your investment and causing you to miss out on a chance to buy the same security

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HUGE Bottles of Purex Laundry Detergent (150 oz) only $4.24 at Walgreens!

[ad_1] Here’s a great stock up deal on Purex Laundry Detergent! You can get the HUGE Bottles of Purex Laundry Detergent for just $4.24 at Walgreens this week! Here’s how: Purex Liquid Laundry Detergent 128-150oz – $7.99Use the $3/1 Purex Liquid Laundry Detergent 128-150oz digital manufacturer’s couponUse promo code NEW15 (15% off)$4.24 after coupon and code Thanks, Hip2Save! [ad_2] Source link

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Misleading news case: Lakhimpur Kheri court sends Alt News co-founder Mohammed Zubair to 14-day judicial custody

[ad_1] The Lakhimpur court on Monday sent Alt News co-founder and fact-checker Mohmmad Zubair to 14-day judicial custody in a case filed against him last year for allegedly promoting enmity. He has been charged under Sections 153B, 505(1)(B), 505(2) of the IPC. The court is slated to hear the case on July 13. Zubair is currently in judicial custody and is lodged at Delhi’s Tihar Jail over a separate FIR filed against him by the Delhi Police. On June 27, Zubair was held by the Delhi Police for allegedly hurting religious sentiments through one of his tweets posted in 2018. Additional Superintendent of Police (ASP) Arun Kumar Singh had told news agency PTI on Saturday, “The court of Additional Chief Judicial Magistrate (ACJM) Mohammadi in Kheri district has issued the warrant against Mohd Zubair, which was served by Kheri police on Friday.” Mohammadi police station in-charge Ambar Singh told PTI that “a case against Zubair had been lodged by Ashish Katiyar, a reporter for a private news channel on November 25, 2021, by an order by a Kheri court.” “In his complaint, Katiyar had alleged Zubair of misleading people through his tweet about his channel,” he further added. The Lakhimpur court’s order came days after the Supreme Court granted a five-day interim bail to the journalist in connection with another tweet wherein he had allegedly called certain Hindu seers “hate mongers.” Shortly after the SC order, the Lakhimpur Kheri police handed him a fresh warrant to appear before the court today. Even though Zubair had been given bail, he was not released from the Tihar prison as the SC clarified that this was in connection with the Sitapur case and had no bearing on the FIR filed against him in Delhi. The FIR lodged against Zubair in Sitapur was based upon a complaint by Hindu Sher Sena Sitapur district president Bhagwan Sharan on June 1. He was subsequently charged under section 295A (deliberate and malicious act intended to outrage religious feelings) of the IPC and section 67 of the IT Act . While granting the interim bail order, the top court had restrained Zubair from posting anything on the micro-blogging website and stated that he shall not tamper with any kind of evidence. [ad_2] Source link

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Best Homeowners Insurance Companies of 2022 – Updated for July

[ad_1] The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Homeowners’ insurance also comes with important liability coverage that can save you financially if someone is injured on your property and decides to sue you for damages. That said, not all homeowners insurance is created equal, and the best home insurance companies stand out due to the breadth of their policy offerings, the discounts they offer, and their affordable premiums. To help you find the best home insurance company for your needs and your budget, we compared more than 20 of the top providers based on these factors as well as third party rankings from agencies like A.M. Best and J.D. 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Ultimate Guide to Where to Get an Online Job in 2022

[ad_1] The post Ultimate Guide to Where to Get an Online Job in 2022 appeared first on Millennial Money. Looking for an online job where you can work from home, or from anywhere in the world for that matter?  There are more opportunities for online jobs today than ever before. Even jobs that were traditionally only available in-person have made the shift to virtual.  So, if you want an online job, chances are that you’ll find one. Enjoy this ultimate guide to where to get an online job. Why Work Online? When the coronavirus pandemic forced companies around the world to close their offices, workers had to give working a home job a try. Yet many job seekers discovered that working from home works really well for their lifestyle. For some folks, it makes childcare easier, and for others it saves on travel costs. In fact, now that some offices are reopening, many workers are opting out of the office. Out of all the American workers currently working from home, 61% of them are working from home by choice. Pros of working online: Less distractions than in the office (can lead to higher levels of productivity) Better work/life balance Less stress from commuting More job opportunities (no longer limited by geographic location) Opportunity to save money on gas, professional wardrobe, lunch, and more Better for the environment (less cars on the road) Customizable home office space (ergonomic work chair or desk, etc.) More time for physical activity Cons of working online: Less distinction between work spaces and relaxing spaces Potential for workaholics to never stop working Potential for isolation and loneliness Some people can be distracted by the TV and/or kitchen Need for self discipline Home job office costs Less office perks Workplace disconnect While there are pros and cons to working an online job, if you have considered both sides and still want one, you’re in luck — they’re everywhere. Keep reading to learn about the different kinds of online jobs and where you can find them. Types of Online Jobs You might be on the hunt for an online job or a way to make money online, but do you know what kind you want? Here are the differences between side hustles, freelancing, and part-time and full-time jobs.  Online Side Hustles Side hustles and gigs are online jobs that you do on the side of full-time employment. These can range from hobby side hustles (like selling your crafts on Etsy) to transcribing audio files. Benefits of online side hustles: Flexible schedule Little to no skills required Improve your finances Monetize your hobby Earn passive income Side hustles can be an excellent way to save some extra money for investing, sustaining the lifestyle you want, or saving up for a big purchase. They typically have flexible hours, so you can make some extra cash whenever you feel like it. 10 Online Side Hustle Ideas Transcribe audio files with TranscribeMe! or Rev. Teach English online with VIPKid, Cambly, or Preply. Take online surveys with Swagbucks, Survey Junkie, or InboxDollars. Become an Amazon seller. Create and sell an online course. Resell concert tickets on StubHub. Resell domains. Sell crafts or vintage finds on Etsy. Sell used goods on eBay, Craigslist, or Facebook Marketplace. Join online focus groups with User Interviews. Learn More: How to Start a Side Hustle: Your Guide to Making Extra Income The Best Side Hustles for Animal Lovers Interesting Side Hustles for Athletes Outdoor Side Hustles Freelancing Freelancing can also be a side gig, or your full time job, but what distinguishes it from general side hustles is that you typically run your own business. Benefits of freelancing:  Set your own rates Work whenever you want Create your own job description Decide who you want to work with Control your workload Independence Variety of work Whether you offer editing services or graphic design, your freelance business can bring in some serious dough. In fact, the number of freelancers earning six figures or more grew 70% from 2011 to 2018. If you are strategic and organized, there’s no reason why you also couldn’t build a six-figure freelancing business. Businesses hire freelancers when they: Want to save money Need a specialized skill their staff members don’t have Are looking for high quality work Need a quick turnaround Need a fresh perspective 10 Freelance Business Ideas If you can develop a specialized skillset and begin offering your services, you can attract a lot of business. Here are some online business ideas to get you started. Social media manager SEO consulting Digital marketing and advertising Online freelance writing jobs Translation Graphic design Web design and development Accounting Video editing Photography Some other ideas include starting a blog, and once you have a big enough following, getting set up with affiliate marketing. You’ll be able to earn commission for every sale made through links on your blog. By the way, this is a great passive income opportunity. To get started as a freelancer, pick an online freelancer platform. Or sign up for all of them: Fiverr Upwork Jooble Freelancer.com Fiverr Fiverr is one of the top platforms for finding freelance gigs for around the world. Sign up now for free! Sign up with Fiverr Part-Time Online Job This type of online job is part-time, but you have an employer. Think: part-time work at the local bagel shop, but online. So, you could work for any kind of employer, the only requirement is that all of the work you do can be done at home. Benefits of part-time online work: More regular income (than freelancing) More free time (than a full-time job) Better work/life balance (than a full-time job) Make more money (if you have multiple part-time jobs) 10 Part-Time Online Jobs that Require Little to No Skills Chat support representative Customer service representative Bookkeeper Data entry job Comment moderator Medical coder Search engine evaluator Online tutor Virtual assistant Transcriber A great place to find part-time online work is through FlexJobs, which offers

Ultimate Guide to Where to Get an Online Job in 2022 Read More »

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