News

[ad_1] Here’s a great deal on this Lenovo Chromebook Bundle! This hot deal is still available! Walmart has this Lenovo Chromebook 3 14″ with Headset Bundle for just $89 shipped right now! This is regularly $279.99 and is such a great deal. Perfect for a student! [ad_2] Source link

[ad_1] These Martha Stewart Collection Soft Fleece Blankets look so warm and cozy! Macy’s has these Martha Stewart Collection Soft Fleece Blankets in ALL sizes for just $19.99 today! These are regularly $50 and have amazing reviews. Choose from seven colors. Shipping is free on orders over $25. [ad_2] Source link

[ad_1] Kyle Prevost, editor of Million Dollar Journey and founder of the Canadian Financial Summit, shares financial headlines and offers context for Canadian investors. Big thanks to Jon and Dale for taking the “Making sense of the markets” baton the last few weeks as my wife and I enjoyed a much needed vacation. The time away was excellent—the airports, not so much. In any case, the markets never take a break, and with earnings season kicking off, there was no shortage of storylines to catch up on. Interest rates continue rise in race against inflation  Inflation—and governments’ response to it—continues to dominate the headlines and control investor sentiment. The Bank of Canada (BoC) surprised business leaders on Wednesday with a full 1% raise of the benchmark interest rate, from 1.5% to 2.5%. Experts had predicted a 0.75% increase, which would be in line with the U.S. Federal Reserve’s recent increase—from 0.75% to 1.5%. Instead, the BoC chose to be even more hawkish on inflation than our southerly neighbor. The quarterly Money Policy Report explains that the BoC is now forecasting 7.2% annual inflation in 2022, and 4.6% in 2023—a substantial increase on past forecasts. Notably though, the bank does not believe these aggressive lending rate moves will necessarily throw the Canadian economy into a recession. The bank’s primary concern is the psychological aspects of inflation becoming cemented into place and triggering long term wage-price consequences. Notably, the BoC recognized it had very little control over some aspects of inflation, and it says: “While global factors such as the war in Ukraine and ongoing supply disruptions have been the biggest drivers, domestic price pressures from excess demand are becoming more prominent.” Source: CBC News Meanwhile, in the U.S., reports of 9.1% annual inflation show that while it might be getting close to peak inflation, it’s not going to go down without a fight. Markets were down this week as businesses and market makers were forced to recalibrate their interest rate expectations going forward. With inflation and interest-rate news now being such a key short-term market driver, we’ve entered this weird twilight zone, where negative economic news such as a rising unemployment rate would actually be welcomed. That’s because it would mean inflation-fighting measures are starting to work.  On the other hand, good news is now bad news. This indicates that rates will have to rise even higher before they accomplish their inflation-flattening goals. Energy costs were cited as the main driver of inflation – which might actually bode well for everyone considering the downward trend we’ve seen in energy prices so far in July.   For Pepsi profits, size does matter PepsiCo’s (PEP/NASDAQ) earnings this week continued to reward patient investors who invest in companies with solid fundamentals. The company’s net sales came in at USD$20.2 billion versus Wall Street estimates of $19.55 billion. Earnings per share were $1.86, substantially topping the estimate of $1.74. Highlighted in the earnings call was the willingness of consumers to accept higher prices for Doritos chips and Gatorade, as well as overall growth in Africa, the Middle East and Asia. Despite the solid bottom line, PepsiCo executives aren’t exactly taking a victory lap. They appear to be laser-focused on keeping costs under control. PepsiCo’s chief financial officer Hugh Johnston says, “Balance of the year inflation is higher than it is for the first half of the year. I think we’ve mentioned in the past, we’re in the teens in terms of commodity inflation. That will continue, but a little bit higher in the back half.”   When you consider, not only the supply pressures, but also the USD$1.17 billion hit the company took from the Russia-Ukraine war, the quarter was a major win. Once again we see that revenues and earnings from a company with pricing power are remaining strong despite gloomy investor sentiments. Of course, long-term investing in a company that produces delicious, addictive products isn’t exactly an original idea. Warren Buffett has been investing in Coke (KO/NYSE)—and drinking five cans a day!—for several decades now.  U.S. bank earnings increase market fears Analysts expected some “reversion to the mean” for U.S. bank earnings after massive revenue jumps last year; however, even these moderated expectations proved to be too optimistic. (All numbers below in U.S. currency.)  Note: “Reversion to the mean” is a statistical term, meaning data sets are more likely to come back to their average point, instead of continuously posting outlier results, over the long term.  JPMorgan (JPM/NYSE): Even “economic rockstar” and JPMorgan CEO Jamie Dimon wasn’t immune to the bank downturn. Earnings fell 28%, and earnings per share were $2.76, versus the predicted $2.88. The stock was down 5% in early trading after the earnings call, and is now down nearly 30% year to date. Morgan Stanley (MS/NYSE): A 55% drop in investment banking revenues highlighted a rough quarterly report. Overall revenue came in at $13.13 billion, versus $13.48 billion predicted. And earnings per share were $1.39, versus $1.53 predicted. Wells Fargo (WFC/NYSE): Second quarter profit declined 48% from last year, but this decline was somewhat expected. Adjusted earnings per share were $0.82, versus $0.80 predicted, on revenues of $17.03 billion versus $17.53 billion predicted. Citigroup (C/NYSE): Citigroup fared the best out of the U.S. banks that reported this week, as earnings per share were $2.19 versus $1.68 predicted. Revenues were $19.64 billion versus $18.22 billion predicted and shares were up over 3% in early trading. While U.S. banks are seeing substantially lower revenues from investment banking, this was expected to some degree in year over year comparisons given how hot that market was in 2021. Given the dramatic differences in revenue models between Canadian banks and their U.S. counterparts, investors should be careful when making negative extrapolations and applying them to their Canada-based financials portfolio. While the threat of a recession clearly isn’t good news for banks anywhere in the world, they should receive some tailwinds in the form of increasing interest rates spreads going forward. I still don’t believe this recession

[ad_1] Wow! This is such a GREAT deal on this patio set! Walmart has this Better Homes & Gardens Braxton 4-Piece Wood Conversation Set for just $498 shipped right now! This is regularly $1,398 and has great reviews. This set includes a love seat, 2 chairs and one coffee table. [ad_2] Source link

[ad_1] All India Council of Technical Education (AICTE) has organised conclave on ‘Implementation of National Education Policy (NEP) 2020: Facilitating Engineering Education in Indian Languages’ on July 15, 2022. The conclave was attended by professor Anil D Sahasrabudhe, chairman, AICTE; professor Chamu Krishna Shastry, chairman, High Powered Committee for the Promotion of Indian Languages, Ministry of Education, Government of India, professor M P Poonia, vice chairman (VC), AICTE along with vice chancellor of technical universities, director of NITs and representatives from professional such as Indian National Academy of Engineering (INAE) to spread awareness about technical education in the Indian Language. “Language is a powerful medium to reach the last person standing and give students the confidence to learn better in their own language. Language should not be a barrier in learning. After the first year, we are ramping up our translation and writing in Indian languages for second and further years of engineering. It is getting even more intense as subjects diversify and electives come in,” Sahasrabudhe, chairman, AICTE said. The conclave was divided into different sessions namely ‘Genesis and Importance of Education in Mother Tongue’, ‘Role of the Universities, State Technical Education Department, Regulatory Bodies as an enabler to Impart Technical Education in Indian Languages’ and ‘Future road map to make outcome-based education accessible in Indian languages. In alignment with the National Education Policy (NEP) 2020, AICTE has initiated technical education in Indian Languages in the year 2021-22. To provide the course material in Indian Languages, AICTE has introduced ‘AICTE Technical Book Writing and Translation’ in 12 Indian languages which include include Hindi, Marathi, Bengali, Tamil, Telugu, Gujarati, Kannada, Punjabi, Odia, Assamese, Urdu and Malayalam. In 2022-23, AICTE has already initiated the process for the second year’s original book writing in English in 88 subjects out of which 42 at degree level and 46 at diploma level, have been identified by AICTE for the second year, and original book writing in English has commenced. With the support of the Technical Education Department of respective states, AICTE is distributing one set of books in Indian languages for the libraries of each Degree and diploma level institution of the state. AICTE has further initiated the chapter-wise translation of these 88 subjects into 12 Indian Languages with the involvement of the technical universities and other organizations across the country. AICTE has already earmarked a budget of Rs 18.6 crores for developing the second-year course material in English and its translation into 12 Indian languages. At the same time, 40 institutes across 10 states namely Andhra Pradesh, Haryana, Karnataka, Madhya Pradesh, Maharashtra, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand and West Bengal have come forward to start engineering education in one or more disciplines in six Indian Languages — Bengali, Hindi, Kannada, Marathi, Tamil and Telugu with a total intake capacity of 2070 students in 2022-23, as of now. In the first year, 22 books were identified (twelve books at the diploma level and ten at under graduate level) and were initially translated into nine Indian languages. The translation in the remaining three Indian Languages (Assamese, Urdu and Malayalam) is in process. For the translation, AICTE used an in-house developed AI-based translator tool, and subsequently, the translated files are assigned to subject experts, translators and reviewers for validation. A total of 520 authors, translators and reviewers have sustained efforts over the last year towards completing the task related to the first-year books. The council mentioned that in this effort, 255 students enrolled in Indian Languages across seven disciplines namely Computer Science and Engineering, Electrical Engineering, Mechanical Engineering, Information Technology, Electronics and Communication Engineering and Civil Engineering. Furthermore, AICTE started original book writing in English for the first year and then its translation in 12 Indian languages, post original writing, as per AICTE’s model curriculum and Outcome-based education model. These books have the potential to be utilised in Indian Institute of Technologies, National Institute of Technologies (NITs) along with other AICTE-approved institutes. Read also: UNICEF and YuWaah launches #YoungWarriorNXT report on life skills, marks World Youth Skills Day [ad_2] Source link

[ad_1] Whoa! This is such a great deal on this highly-rated mascara! In case you missed this popular deal for Prime Day, you can currently get the Essence Lash Princess False Lash Effect Mascara for just $4.99 shipped when you check out through Subscribe & Save. It’s only $1 more than Prime Day pricing. This mascara has over 162,000 positive reviews and is really popular in the Instagram Influencer world. Check out some of the reviews to see how amazingly well it lengthens and lifts your lashes! It’s pretty incredible for an inexpensive mascara! Also, our readers LOVE this mascara! Here are just a few of the many great things our readers have to say about it: “This is my absolute favorite go to mascara. It’s so inexpensive and works way better than any mascara I’ve ever used. It’s long lasting, doesn’t run nor gets messy. It really adds a lot of volume to the lashes and gives the impression that lash extensions are being worn. Hands down ” -Tara “This stuff is REALLY GOOD! It is my teen’s favorite mascara. She doesn’t even have to wear false eyelashes anymore for dance competitions with this.” -Beth “This is the only mascara I use! I buy it for my daughter and sister too.” -Jennifer “This is totally my mascara! Works super well and way less expensive than others!” -Elizabeth “By far my favorite mascara I won’t buy any other mascara!” -Darcy “This has been my favorite one ever. I like it more than than Younique and other super expensive ones.” -Courtney “I got 2 for myself on my birthday this year at Ulta…..wish I had known about this brand sooner. I always wait for a coupon to buy my mascara and now I do not have to. Best mascara yet and best price for sure!” – Shannon “My sister gave me one to try because she got them on sale and I LOVE it! Had someone ask me if I was wearing fake lashes. I wasn’t. They didn’t believe me lol.” -Monique “I love it! Used to spend $25+ on mascara until I found this!! My favorite.” -Stacey “Yes! Love it. I also wear contacts and no problem wearing this ” -Mary Go here to grab this highly-rated mascara on the cheap! [ad_2] Source link

[ad_1] British fast-charging battery startup Nyobolt said on Friday it has raised 50 million pounds ($59 million) in Series B funding to build a UK manufacturing plant in 2023 to produce millions of battery cells. The funding round was led by H.C. Starck Tungsten Powders, a unit of Vietnamese mining company Masan High-Tech Materials, one of the world’s largest tungsten suppliers. Through a strategic partnership, Goslar, Germany-based H.C. Starck will help Nyobolt scale up manufacturing and its battery recycling program. Nyobolt has been developing battery anodes using niobium and tungsten that could enable electric vehicles (EVs) to charge in minutes. Niobium and tungsten are both stable metals often used to strengthen steel or create steel alloys. Cambridge-based Nyobolt is currently focusing on high-performance racing EVs, but executives say its batteries could be ready for use in mass-market EV models later this decade. In the race to go electric, carmakers have focused on the range to ease consumer anxiety over charging infrastructure, but battery startups are already working on the smaller, longer-lasting, and cheaper batteries of the future, which also charge more quickly. [ad_2] Source link

[ad_1] This is a nice deal on Women’s North Face Shorts! Proozy has these North Face Women’s Shorts on sale for just $24.99 shipped when you use coupon code MSM713-2499-FS at checkout! These shorts are moisture-wicking and have UPF 50+ sun protection. Choose from several colors, but hurry — sizes are going fast! These are regularly $45, and this is a great deal on North Face brand! Valid through July 19th, while supplies last. [ad_2] Source link

[ad_1] By Ashish Fernando Technology is revolutionizing every sector, ramping up the demand for people with particular skills. Moreover, the pandemic accelerated this movement and drastically changed the employment market. As a result, students, especially study abroad aspirants, are inclined toward pursuing skill-based courses to be relevant in today’s market. The Redseer Survey in India states that 70% of study abroad applicants are opting for specialized/skill-based courses, while the remaining 30% are going for the general ones. Students are garnering the relevant skills by applying to universities offering such courses for a better career. But why is there such a substantial increase in the number of people enrolling in skill-based courses? Why the rise in skill-based courses? Gone are the days when employers looked at the number of years of experience for hiring people. Today, skills have taken over traditional hiring criteria, breaking old conventions. Skill-based hiring involves hiring employees based on their competencies as the primary criteria. These can range from soft skills to technical, cognitive, etc., as per the job requirements. Today, organizations need people who can get work done and thrive. A recent LinkedIn report shows a 21% increase in job openings posting about advertising skills and responsibilities instead of degrees and qualifications. Organizations can hire from a wider talent pool by switching to skill-based hiring. Not only this, but they can also make their workspace diverse and inclusive as skill testing helps organizations overcome unconscious bias. Today, 69% of companies value learning agility and curiosity over career history and experience when it comes to hiring. Besides, employers are giving importance to soft skills along with hard skills. They are also leaving no stone unturned to bridge the talent gap by introducing skill assessments. Adding a series of questions helps them make a level playing field for all the candidates and evaluate their capabilities in an unbiased manner. Why is skill-based education the need of the hour? The digital world is bringing in some rapid changes, and youth can no longer fit into the traditional education system. Bootcamps and online courses have become the new normal as students are moving towards upskilling themselves to meet today’s job requirements. For example, the number of coding boot camps has increased 10X in popularity between 2013 and 2020, and the number is still growing. There are myriad reasons why the skill-based courses are creating a spur. These courses enhance creativity in students with critical thinking abilities, which is needed in almost every industry today. This kind of education is a bit more engaging than typical knowledge-based courses as it allows students to evaluate and apply facts to the real world. Every organization needs team players, and these courses enhance collaboration, which is one of the most in-demand skills today. Students also get an opportunity to connect with like-minded people, explore different domains and find a niche for themselves. The road ahead There’s no denying that formal education has helped students grow. However, times are changing, and educational institutions are reconsidering their teaching process and the deliverables they offer students to help them thrive in this cut-throat world. As per the Future of Trends report 2022, 50% of employees will need reskilling by 2025. The foreign universities have tapped into the demand for skill-based learning and are providing various courses. These courses are definitely going to define the job market by filling the talent gap. (The author is CEO & Founder, iSchoolConnect. Views expressed are personal and do not reflect the official position or policy of the FinancialExpress.com.) [ad_2] Source link

[ad_1] Shopping for school uniforms? Old Navy has some great deals going on right now! This week, Old Navy is offering some great deals on Kid’s Uniforms! Get Boy’s and Girl’s Polo Shirts for just $5! Get Boy’s and Girl’s Uniform Pants for just $10! Get Boy’s and Girl’s Uniform Shorts for just $7! Choose free in-store pickup to avoid shipping costs. Otherwise, shipping is free on orders over $50 for rewards members. [ad_2] Source link