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[ad_1] As the mortgage industry adjusts to higher rates, loss of refinance volume, margin compression, supply issues and other factors, lenders are looking to solutions like eClosing to optimize operations for the short and long-term. As the industry pioneer and leading eClosing provider, DocMagic continues to lead with innovation to help lenders streamline their operations through technology solutions that can increase efficiency, lower operating costs and provide a competitive advantage by delivering the best possible borrower experience.  DocMagic has always been focused on making it easier for organizations to implement modern digital mortgage capabilities to improve the overall process for all participants. Total eClose, DocMagic’s end-to-end eClosing solution provides everything needed for a 100% paperless eClosing including a comprehensive suite of eSolutions leveraging SMART Doc eNotes, Remote Online Notarization, Certified eVault and Investor Delivery technology. Now, from the moment the first document package is generated, lenders can understand how “e” each loan can be with eDecision, DocMagic’s eEligibility solution integrated with Total eClose. Lenders can now determine if a loan is best suited for one of three hybrid eClosing options or if the loan is a fit for a fully paperless eNote and RON eClosing.  DocMagic’s goal is to make both accessing and accomplishing an eClosing easier, and to support all parties involved in the transaction.  “DocMagic’s eClosing solutions are integrated into a solution set that is provided as a service that lenders can consume transactionally,” said Chris Lewis, director of Enterprise Solutions. “Users have the ability to eSign, eDeliver, generate eNotes, perform remote online notarization eClosings and secure eVault storage… within one system, transactionally and right out of the box.” More lenders are moving beyond hybrid eClosing to a fully digital eNote closing process. DocMagic’s industry-leading eVault was built to handle all facets of the eNote lifecycle. It validates the integrity of transferable electronic records, protects them with a tamper-evident seal, categorizes documents according to MISMO Document Classification standards, and seamlessly eDelivers category one SMART Doc eNotes, documents and data via direct integration with the MERS eRegistry. Both Total eClose and its embedded RON technology are MISMO certified. DocMagic is the only document generation provider to receive MISMO’s eClosing certification. Lenders, borrowers and settlement agents using Total eClose benefit from a seamless digital workflow, enabling borrowers to review, eSign and have documents eNotarized in a single, streamlined and intuitive end-to-end eClosing process.  “Our solution suite gives users the ability to conduct a perfect eClosing without having to leave DocMagic’s eClosing system or log in anywhere else,” President and CEO Dominic Iannitti said. “There were a lot of providers in the market that had pieces and parts, but not the whole thing,” said Beth Eller, vice president of Mortgage Lending, Truliant Federal Credit Union. “DocMagic could generate the eNotes, provide the eVault, help transmit the data, generate the document packages… DocMagic provided the ease of getting everything in one place.”Getting started with eClosing is easier than you think. Request a demo today and DocMagic will show you how. Dominic Iannitti, President & CEO Dominic Iannitti founded DocMagic over 35 years ago and his vision inspires the work behind the company’s full enterprise technology stack, supporting every aspect of the complete digital workflow process. Chris Lewis, Director of Enterprise Solutions Chris Lewis joined DocMagic in 2016 and partners with the largest banks in the industry to provide tactical strategies for increasing operational efficiency and expanding digital mortgage utilization. The post DocMagic’s Total eClose provides everything lenders need for a 100% paperless eClosing appeared first on HousingWire. [ad_2] Source link

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[ad_1] In an increasingly digital-first age, businesses are targeting solutions that provide convenience and speed, allowing their customers to make everyday transactions without stepping outside their homes. And when it comes to buying and refinancing homes, the demand for digital is no different. With the recent acquisition of International Document Services (IDS), Wolters Kluwer has solidified its position as a digital mortgage solutions leader. Complementary doc prep, eSignature, and full and hybrid eClosing options tailored to the needs of originators of all sizes are just some of the innovations Wolters Kluwer brings to the table. “Our solutions, like ClosingCenter, are integrated with the most widely adopted eVault, Wolters Kluwer’s eOriginal OmniVault, used by Fannie Mae and Ginnie Mae, as well as major lenders,” said Steve Meirink, executive vice president and general manager of Compliance Solutions at Wolters Kluwer. Wolters Kluwer’s solutions not only enable lenders to offer both full and hybrid eClosings, but the company also provides assurance that they are creating compliant, monetizable eNotes. In addition to enhancing the customer experience, these solutions integrate with leading LOS, DocPrep and POS platforms like Mortgage Cadence, Blend and Floify, eliminating duplicate data entry, saving time and reducing data integrity issues. Moreover, ClosingCenter features a RON Hub that allows settlement service providers to use their choice of RON partners. As of January 2022, 92% of all eNotes registered with MERS were created and registered with Wolters Kluwer technology. And that’s not where the company’s tech achievements end.   “Wolters Kluwer solutions are complete, scalable and integrated with a digital ready secondary market ecosystem that includes the GSEs, Ginnie Mae, large investors, leading originators, warehouse lenders and custodians,” explained Meirink. “Built with compliance in mind, idsDoc offers more than 2,000 customizable audits available to clients, supports state- and federal-level documents and provides a complete audit worksheet on each loan package.” Wolters Kluwer provides lenders with a compliant solution from doc prep through selling eNotes on the secondary markets. From idsDoc’s advanced software integrations that ensure seamless doc prep workflow and easy tracking, to eOriginal technology that enables the creation, closing, management and secondary market activities of the digital asset, Wolters Kluwer addresses every step of the closing process in an innovative way.   In anticipation of the shifting market conditions and the expected growth of home equity lending, Wolters Kluwer recently introduced a new solution – OmniVault for Real Estate Finance. This market-leading solution will make hybrid closings and eVaulting easier for real estate assets, including home equity loans. Ultimately Wolters Kluwer, through its product suite of purpose-built offerings that now include eOriginal and IDS solutions, provides its financial services customers with a superior, end-to-end digital lending experience.   Steven Meirink – EVP & GM, Compliance Solutions Steven Meirink oversees the P&L, operations, and growth strategy for the company’s Governance, Risk & Compliance Solutions business unit. Simon Moir – Vice President, Banking Compliance Solutions Simon Moir leads the growth and development of Wolters Kluwer’s banking compliance, digital lending, and expert solutions product portfolios. Shane Martin – Vice President, Specialty Lending Shane Martin leads the sales efforts for Wolters Kluwer’s lending portfolio, including mortgage solutions. Mark Mackey – Director of Technology Product Management, IDS Mark Mackey heads the IDS team and delivers solutions that enable lenders to digitize their operations. The post Wolters Kluwer’s scalable solutions enable lenders to offer both full and hybrid eClosings appeared first on HousingWire. [ad_2] Source link

[ad_1] The post-pandemic business landscape is totally different from what we were used to just a few years ago. As the world races towards increased digitization, mortgage professionals are striving to keep up with the demand for convenient lending solutions that allow borrowers to navigate the process from the comfort of their own homes. One of the most notable of these solutions has been the introduction of eClosings. Black Knight, a leading provider of integrated software and data analytics solutions, is at the forefront of offering intuitive digital closings that support all forms of closing. From fully online to wet-sign and hybrid options, the end-to-end solutions Black Knight brings to the table are designed with the purpose of helping lenders select the best way to close each loan while providing a simplified closing process with lower costs and improved customer outcomes. The eClose technology used by Black Knight solves many of the common pain points that have traditionally been associated with eClosings, allowing lenders to focus more on a smooth transactions and customer satisfaction. “Our eClose technology leverages intelligent analytics to systematically select the best way to close each loan,” said Joe Nackashi, chief executive officer of Black Knight. “It uses client-defined rules, built-in logic and transaction data to identify factors like jurisdiction requirements, consumer preferences, settlement agent processes and investor requirements, to determine if the closing should be fully digital, paper or a hybrid of both.” With a seamless digital close experience that connects all participants in a real estate transaction and allows them to collaborate securely online, Black Knight has set the stage for a flexible work experience for everyone involved. Once the eClosing process is initiated, borrowers are presented with a clear overview of their documents and are assisted along the way by helpful tags that provide important information about what they are signing, assisting every customer in making an informed decision. “As borrowers review and sign the closing documents, they are given lender-specific, detailed information on a document-by-document, line-by-line basis – insight that is typically given at the closing table,” said Kirk Larsen, president & CFO of Black Knight. From there, documents that require notarization can be handled with Black Knight’s Remote Online Notarization (RON) solution. By connecting signers with online notaries through secure video conferencing while verifying the content of each digital document, borrowers can feel confident that they are protected against the risk of forgery, fraud or theft. While we are no longer constrained by pandemic restrictions, the demand for digital solutions isn’t showing any sign of diminishing and Black Knight continues to listen to the desires of their borrower base. “​​More than ever, borrowers look for and expect to close their loans digitally, from the initial loan application through the final review and approval of their loan package,” said Rich Gagliano, president of origination technologies at Black Knight. “By further integrating Black Knight’s eClose, eNote, eNotarization, eSign and eVault capabilities, lenders can serve their borrowers’ needs by expanding their digital ecosystem, resulting in a true eMortgage experience”. Joe Nackashi, Chief Executive Officer   Joe Nackashi leads the company’s overall vision and direction for Black Knight to provide premier solutions and services for many of the nation’s largest lenders and servicers. Kirk Larsen, President & CFO, Black Knight, Inc. Kirk Larsen provides overall strategic direction to Black Knight’s operating groups to maintain a laser focus on delivering solutions to clients, as well as providing overall financial management of the company. Rich Gagliano, President, Origination Technologies  Rich Gagliano is responsible for the overall strategy and product direction of Black Knight’s origination technologies. The post Black Knight’s eClose technology offerings solve many of the common eClosing pain points appeared first on HousingWire. [ad_2] Source link

[ad_1] The pandemic transformed traditional business practices and gave way to a digital revolution that has impacted nearly every industry. This demand for digital business solutions is here to stay and leaders in the mortgage industry are adapting to the changing needs of borrowers everywhere.  Trusted by over 1 million users, NotaryCam’s eClose 360 platform allows borrowers to close anytime from pretty much anywhere. With RON, remote ink notarization (RIN), in-person electronic notarization (IPEN) as well as hybrid and mobile options, lenders have the resources they need to serve diverse borrower situations.  In fact, NotaryCam’s technology remains the only RON platform that scales in every jurisdiction,  providing mortgage lenders and their settlement agents a competitive advantage when it comes to helping their clients close. Boasting a robust, nationwide network of professional eNotaries available 24/7 and placing no limits on the number or location of parties able to join the signing ceremony, NotaryCam offers a truly modern approach to digital closings.  “NotaryCam’s ability to allow multiple parties to join the signing ceremony from anywhere worldwide is just one of the features that sets it apart from the competition,” explained Rick Triola, founder and CEO of NotaryCam. “NotaryCam has achieved and sustained the highest Net Promoter Score (NPS) in the niche and remains the only platform that scales in every allowed jurisdiction, thus providing mortgage lenders and their settlement agents with the advantage of closing how the client wants to close.”  By utilizing the highest industry standard technologies, NotaryCam ensures secure connections and electronic surveillance that complies with SOC2 Type 2 certification. The company’s technology is also Certified MISMO Compliant and leverages knowledge-based authentication (KBA) to provide an enhanced level of identity verification throughout the notarization process.  NotaryCam’s customers are the first to express their satisfaction with the company’s future-thinking approach to closings. Leslie Hanna Coatney, client relationship manager at Oliver Title Law, is just one of many customers to convey their gratitude for the eClosing services NotaryCam has provided. “The pandemic has brought extra hurdles for everyone. However, NotaryCam has been our shining star, helping us effortlessly close our customers worldwide with an extra level of security that surpasses in-person closings,” Coatney noted.  With more borrowers getting a taste of the digital mortgage experience, the demand for eClosings is only expected to grow and NotaryCam is leading the way in technology that makes virtual closing possible regardless of location.   “As the mortgage industry moves closer and closer to the digital mortgage becoming standard, reliable RON technology will be the key to fully realizing the promise of conducting real estate closings anytime from anywhere,” Triola said. “With the expansion of RON legislation, NotaryCam can help increase eClose adoption nationwide.” Rick Triola Rick has decades of real estate industry experience, in NY and CA, in residential and commercial, in sales and settlement. Since 1999 he has been a tech entrepreneur, focusing on eSigning, eNotary, and his “holy grail”, a completely electronic, frictionless, real estate and mortgage eClosing. The post NotaryCam’s eClose 360 platform allows borrowers to close anytime, with hybrid and mobile options appeared first on HousingWire. [ad_2] Source link

[ad_1] As more lenders look to deliver eClosings, they are finding that the right partner makes a difference.  The Closing Exchange (TCX) partners with its clients to configure solutions to support their workflow at every stage of their digital evolution. Whether a lender is just beginning the journey to offer eClosing options or is looking for a more flexible, scalable model to offer clients, TCX is the perfect partner to deliver a dynamic eClosing solution. TCX provides a full spectrum of signing solutions, including mobile notary, eSigning, hybrid eSignings, IPEN and RON. Its signing solutions are delivered by TCX’s proprietary and integrated CXChoice platform, along with more than 80,000 vetted and trained notaries across the country with specialties in areas such as RON, HELOCs, loan modification, high net worth and reverse mortgage. CXChoice is an integrated SaaS technology and production platform used to assign notaries to each order, based upon criteria set by the client. CXChoice also offers a variety of tools to enable the eClosing process: A Learning Management module, allowing notaries to develop specialization in RON and other topics An Interactive Scheduler tool, allowing borrowers to select their signing date and time An Automatic Document Tagging engine, which creates electronic tags that can be loaded into IPEN/RON platforms via XML/JSON Status updates and signed documents pushes to the client’s production system via API/email The CXChoice platform leverages integrations with title production software platforms, loan/transaction management platforms and other API to provide clients with the seamless ability to work within their native environment to provide borrowers with their choice of how to close a loan or complete a loan modification.  Working with TCX means access to its blend of technology and services, configured to a client’s workflow, including: Ability to select the signing type when placing a signing/closing order and the ability to switch from one signing type to another seamlessly without changing vendors Access to TCX’s RON-trained notary panel, with specific training on various integrated RON platforms, including Nexsys ClearSign, DocuSign Notary, Expedite/DocVerify and eNotaryLog Ability to leverage TCX’s smart document-tagging engine and templates for electronic document tagging, backed by quality control performed by its Digital Services Team Use of its new Interactive Scheduler to allow borrowers to schedule their RON session TCX provides a perfect mix of technology and service, providing its clients with the choice of how to close a loan at every stage of its digital evolution. Its integrations with transaction management platforms, as well as integrations and partnerships with eClosing platforms, make it easy for clients to seamlessly order and provide eClosing options. And its technology also includes tools to make the workflow efficient and scalable.  “Our technology and service model is designed to enable companies to configure their workflow dynamically as they move along the eClosing adoption curve,” said TCX CEO Alan Frelix. “Whether the client needs a full-service eClosing solution or a ‘bring your own notary’ option, The Closing Exchange provides an integrated solution.” Alan Frelix, CEO Alan Frelix, CEO of The Closing Exchange, is a former senior executive of Bank of America/Countrywide, President of LandSafe Title (national title agency) and Managing Director, Stewart Title Lender Services. He has more than 25 years of experience in financial services, business services and management consulting. The post The Closing Exchange provides a wide variety of signing solutions for lenders looking to deliver eClosings appeared first on HousingWire. [ad_2] Source link

[ad_1] With demand for digital mortgage solutions gaining momentum, lenders want to ensure they’re partnering with professionals that can offer the best when it comes to eClosings.  Notarize, a leader in online notarization, has heard the calling for more streamlined digital mortgage options and has acted in the interest of its customers. Notarize offers technology for the real estate market with an all-in-one workflow to complete remote notarizations as part of the eClosing process.  For title agents, Notarize provides tech solutions that allow them to digitize the notarial process to save time, reduce errors, condense closing cycle times and accelerate the delivery of closing documents.  “Notarize has been the trailblazer for RON capability and we are helping more and more organizations embrace the digitization of mortgage closing in the real estate industry,” said Terri Davis, general manager of real estate at Notarize. “We help drive change so lenders and title companies can do more loans faster, reduce closing time and costs while improving the borrower experience.” From origination to closing, Notarize has completely embraced a full eClosing process that improves the borrower experience. Notarize helps mitigate margin compression and maximize profit in a shifting market by guiding lenders and title agents towards a fully digital mortgage.  Moreover, Notarize helps the real estate industry close more loans faster, improve loan quality, and reduce funding and delivery cycle times, ultimately improving overall ROI. In a recent survey conducted by MarketWise, Notarize clients reported that lenders can eliminate up to 157 minutes per transaction and title agents can eliminate over 100 minutes per transaction.  “For title agents, Notarize has proven to be a huge time saver,” said Eddie Oddo, VP, strategic settlement service and strategy for Notarize. “We provide an easier, more convenient eClosing experience than the antiquated print, drive, sign paper model. It relieves escrow officers and closers from the burden of managing physical meetings and stacks of paper for every closing.” As millennials and Gen-Z make up more of the mortgage market, Notarize knows the desire for digital solutions will only increase and they are prepared to meet the demand.  “Consumer expectations have shifted to digital-first, and that’s an incredible opportunity for the lender and title industries to be at the forefront of both what consumers want and what is also most financially and operationally efficient,” said Pat Kinsel, CEO of Notarize.  “eClose is the final frontier of real estate, and we’re seeing the incredible ROI, both in the numbers and in consumer feedback, of those who fully embrace eClosing mortgages with online notarization,” Kinsel concluded. “Wherever an organization is on its journey to go digital, Notarize is the partner to achieve your goals and provide a smooth path towards success, savings and efficiencies.” Eddie Oddo, Vice President, Strategic Settlement Services, Notarize, Inc. As Vice President, Strategic Settlement Services, Eddie leads the business development team responsible for accelerating the adoption of Notarize’s category-leading online notarization platform in the title and settlement agent channel. He is also a member of Notarize’s leadership team and a contributor to the company’s product development strategy.  Pat Kinsel, Founder and CEO, Notarize, Inc. Pat is the founder and CEO of Notarize, the first company to offer legal online notarizations that enable anyone to buy or sell their home, execute their mortgage, or buy or sell a car completely online. Pat is a recipient of the Ernst & Young Entrepreneur  2021 New England Award and was named a Tech Trendsetter and Vanguard award winner by HousingWire. The post Notarize offers a comprehensive workflow to complete remote notarizations as part of the eClosing process appeared first on HousingWire. [ad_2] Source link

[ad_1] Many lenders looking to deliver a fully digital eClose find themselves having to manage multiple vendors, integrations, and a complex tech stack leading to pain points and frustration for users.  Unlike other solutions, Solex from Docutech is a fully integrated, end-to-end eClose solution meaning lenders work with only one vendor and implement one technology. The solution includes intelligent eEligibility, native SMART Doc eNote, electronic notarization including Remote Online Notarization (RON) and In Person Electronic Notarization (IPEN), multiple closing room/settlement agent experience options, and a proprietary eVault with a direct integration to the MERS eRegistry. “It’s a full-service solution,” Docutech President Emily Shapiro said. “Solex includes all necessary components for any lender to move to full eClose where all documents in the package are executed electronically.” Solex is comprehensive, eliminating the need for multiple tech partners and integrations, streamlining lenders’ solutions, and providing better value. And Docutech offers multiple solutions within the Solex brand to meet the needs of any lender in the space. Solex eClosing Xpress from Docutech enables efficient, rapid eClosings. Solex eClosing Xpress includes Solex eSign, eEligibility for each transaction and a direct link to access the streamlined settlement agent/attorney experience, which can be managed at the individual transaction level without having to establish an account. Solex eClosing Engage, part of the Docutech eClosing suite, includes a robust settlement agent/attorney experience, with robust pipeline management, IPEN, RON, the ability to assign tasks to the settlement agent or attorney and eEligibility for every loan. Solex Orders is a solution designed for non-Docutech lenders to reap the benefits of eClosings without having to change document providers. Using Solex Orders makes the Solex eClose solution available on any closing documents.  When lenders use Solex eClose with ConformX documents, all interaction points are generated natively when Docutech dynamically builds the documents. This means there are no missing eSign enabled interaction points and no need to review the document set for accuracy of interaction points before sending to the borrower, settlement agent or attorney. Documents are also generated in seconds and do not have a delay when creating the eClose sessions. Additionally, Docutech has a highly trained implementation team with deep expertise and resources to help its lender clients assess and optimize their current processes, as well as how to drive technology change in a way that meets their critical to success items and provides the best experience.  “At Docutech, having completed more than eClose, Hybrid eClose and RON transactions for multiple lenders across the industry, we have been able to establish a strong set of best practices for driving change within your teams to ensure high adoption,” Shapiro said. “Every lender is unique; we work with our clients to understand their uniqueness and implement a solution that delights their customers and their teams and also ensures they achieve their efficiency, cost and automation goals.” Emily Shapiro, President, Docutech Emily Shapiro uses her passion for solving client challenges to drive the company’s strategic vision and leads its growth initiatives by adding new products, entering new market segments and seeking strategic technology integrations. Adam Stern, Chief Technology Officer, Docutech Adam Stern is a technology leader who combines vision and execution to deliver scalable solutions to challenging problems, driving the company’s technological vision with a focus on innovation and growth. Cathy Turner, Chief Operating Officer, Docutech Cathy Turner’s ongoing commitment to our clients’ priorities and the strategic focus she demonstrates in leading her team have contributed to helping lenders digitize an increasing amount of their lending process. The post Solex from Docutech is a fully integrated eClose solution, meaning lenders work with only one vendor appeared first on HousingWire. [ad_2] Source link