[ad_1] In Best Low-Risk Investments for 2022, I provided a comprehensive list of low-risk investments with predictable returns. But it’s precisely because those returns are low-risk that they also provide relatively low returns. In this article, we’re going to look at high-yield investments, many of which involve a higher degree of risk but are also likely to provide higher returns. True enough, low-risk investments are the right investment solution for anyone who’s looking to preserve capital and still earn some income. But if you’re more interested in the income side of an investment, accepting a bit of risk can produce significantly higher returns. And at the same time, these investments will generally be less risky than growth stocks and other high-risk/high-reward investments. #ap54281-ww{padding-top:20px;position:relative;text-align:center;font-size:12px;font-family:Archivo, sans-serif}#ap54281-ww #ap54281-ww-indicator{text-align:right;color:#4a4a4a}#ap54281-ww #ap54281-ww-indicator-wrapper{display:inline-flex;align-items:center;justify-content:flex-end;margin-bottom:8px}#ap54281-ww #ap54281-ww-indicator-wrapper:hover #ap54281-ww-text{display:block}#ap54281-ww #ap54281-ww-indicator-wrapper:hover #ap54281-ww-label{display:none}#ap54281-ww #ap54281-ww-text{margin:auto 3px auto auto}#ap54281-ww #ap54281-ww-label{margin-left:4px;margin-right:3px}#ap54281-ww #ap54281-ww-icon{margin:auto;display:inline-block;width:16px;height:16px;min-width:16px;min-height:16px;cursor:pointer}#ap54281-ww #ap54281-ww-icon img{vertical-align:middle;width:16px;height:16px;min-width:16px;min-height:16px}#ap54281-ww #ap54281-ww-text-bottom{margin:5px}#ap54281-ww #ap54281-ww-text{display:none}#ap54281-ww #ap54281-ww-icon img{text-indent:-9999px;color:transparent} Ads by Money. We may be compensated if you click this ad.Ad #ap54281-w-map{max-width:600px;padding:20px 0 10px;margin:0 auto;text-align:center;font-family:”Lato”, Arial, Roboto, sans-serif}#ap54281-w-map #ap54281-w-map-title{color:#212529;font-size:18px;font-weight:700;line-height:27px}#ap54281-w-map #ap54281-w-map-subtitle{color:#9b9b9b;font-size:16px;font-style:italic;line-height:24px}#ap54281-w-map #ap54281-w-disclosure{margin-top:10px;font-size:12px;color:#9b9b9b}#ap54281-w-map #ap54281-w-map-map{max-width:98%;width:100%;height:0;padding-bottom:65%;margin-bottom:20px;position:relative}#ap54281-w-map #ap54281-w-map-map svg{position:absolute;left:0;top:0}#ap54281-w-map #ap54281-w-map-map svg path{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap54281-w-map #ap54281-w-map-map svg path:hover{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9;cursor:pointer}#ap54281-w-map #ap54281-w-map-map svg g rect{fill:#e3efff;stroke:#9b9b9b;pointer-events:all;transition:fill 0.6s ease-in, stroke 0.6s ease-in, stroke-width 0.6s ease-in}#ap54281-w-map #ap54281-w-map-map svg g text{fill:#000;text-anchor:middle;font:10px Arial;transition:fill 0.6s ease-in}#ap54281-w-map #ap54281-w-map-map svg g .ap00646-w-map-state{display:none}#ap54281-w-map #ap54281-w-map-map svg g .ap00646-w-map-state rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap54281-w-map #ap54281-w-map-map svg g .ap00646-w-map-state text{fill:#fff;font:19px Arial;font-weight:bold}#ap54281-w-map #ap54281-w-map-map svg g:hover{cursor:pointer}#ap54281-w-map #ap54281-w-map-map svg g:hover rect{stroke:#1261C9;stroke-width:2px;stroke-linejoin:round;fill:#1261C9}#ap54281-w-map #ap54281-w-map-map svg g:hover text{fill:#fff}#ap54281-w-map #ap54281-w-map-map svg g:hover .ap00646-w-map-state{display:initial}#ap54281-w-map #ap54281-w-map-btn{padding:9px 41px;display:inline-block;color:#fff;font-size:16px;line-height:1.25;text-decoration:none;background-color:#1261c9;border-radius:2px}#ap54281-w-map #ap54281-w-map-btn:hover{color:#fff;background-color:#508fc9} If you are a beginner stock trader or investor, choosing the right stockbroker is super important. Online Stockbrokers will guide you with their vast knowledge, so you can wisely invest your hard-earned dollars. Don't give it a second thought and click on your state today. HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas View Results Determine How Much Risk You’re Willing to Take On The risk we’re talking about with these high-yield investments is the potential for you to lose money. As is true when investing in any asset, you need to begin by determining how much you’re willing to risk in the pursuit of higher returns. I’m going to present a large number of high-yield investments, each with its own degree of risk. The purpose is to help you evaluate the risk/reward potential of these investments when selecting the ones that will be right for you. If you’re looking for investments that are completely safe, you should favor one or more of the highly liquid, low-yield vehicles covered in Best Low-Risk Investments for 2022. In this article, we’re going to be going for something a little bit different. As such, please note that this is not in any way a blanket recommendation of any particular investment. Best High-Yield Investments for 2022 Below is my list of the 18 best high-yield investments for 2022. They’re not ranked or listed in order of importance. That’s because each is a unique investment class that you will need to carefully evaluate for suitability within your own portfolio. Be sure that any investment you do choose will be likely to provide the return you expect at an acceptable risk level for your own personal risk tolerance. Treasury Inflation-Protected Securities (TIPS) Let’s start with this one, if only because it’s on just about every list of high-yield investments, especially in the current environment of rising inflation. It may not actually be the best high-yield investment, but it does have its virtues and shouldn’t be overlooked. Basically, TIPS are securities issued by the U.S. Treasury that are designed to accommodate inflation. They do pay regular interest, though it’s typically lower than the rate paid on ordinary Treasury securities of similar terms. The bonds are available with a minimum investment of $100, in terms of five, 10, and 30 years. And since they’re fully backed by the U.S. government, you are assured of receiving the full principal value if you hold a security until maturity. But the real benefit—and the primary advantage—of these securities is the inflation principal additions. Each year, the Treasury will add an amount to the bond principal that’s commensurate with changes in the Consumer Price Index (CPI). Fortunately, while the principal will be added when the CPI rises (as it nearly always does), none will be deducted if the index goes negative. You can purchase TIPS through the U.S. Treasury’s investment portal, Treasury Direct. You can also hold the securities as well as redeem them on the same platform. There are no commissions or fees when buying securities. On the downside, TIPS are purely a play on inflation since the base rates are fairly low. And while the principal additions will keep you even with inflation, you should know that they are taxable in the year received. Still, TIPS are an excellent low-risk, high-yield investment during times of rising inflation—like now. I Bonds If you’re looking for a true low-risk, high-yield investment, look no further than Series I bonds. With the current surge in inflation, these bonds have become incredibly popular, though they are limited. I bonds are currently paying 9.62%. They can be purchased electronically in denominations as little as $25. However, you are limited to purchasing no more than $10,000 in I bonds per calendar year. Since they are issued by the U.S. Treasury, they’re fully protected by the U.S. government. You can purchase them through the Treasury Department’s investment portal, TreasuryDirect.gov. “The cash in my savings account is on fire,” groans Scott Lieberman, Founder of Touchdown Money. “Inflation has my money in flames, each month incinerating more and more. To defend against this, I purchased an I bond. When I decide to get my money back, the I bond will have been protected against inflation by being worth more than what I bought it for. I highly recommend getting yourself a super safe Series I bond with money you can stash away for at least one year.” You may not be able to put your entire bond portfolio into Series I bonds. But just a small investment, at nearly 10%, can increase
