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[ad_1] Mattel turning old Barbies, Matchbox cars and MEGA Bloks into new toys [ad_2] Source link

[ad_1] I have been investing in ELSS for the past five years. As the lock-in is for three years, can I withdraw my first year’s investment and reinvest the amount? -K S Singh Yes, since the ELSS investment has completed five years, you can withdraw the first year’s investment and re-invest it. Long term capital gains […] [ad_2] Source link

[ad_1] I’ve been trying for years to reduce my car insurance bill. But for some reason, no matter how good of a driver I am and how much older I get, it doesn’t happen.  I drive my car less than almost any other American, and I still pay over $100 a month just for liability coverage.  Five years ago when I bought my 2003 Ford Mustang, it had 23,000 miles and today, this car has 51,000 miles.  More than half of the 28,000 I’ve driven came from driving up and down the east coast while in school, but now that I’ve been working from home, I would estimate I drive 25 miles a week.  For insurance, I’m paying $1 a mile, which is unacceptable. Unfortunately, my options are limited as to how I can save money on this expense.  I’ve done my due diligence, shopping around for months looking for a cheaper rate, but Progressive is as good as it gets.  Owning a sports car and living in Miami is just killing me, and I really can’t change either of those facts.  But one of the ways I have been able to reduce the amount of money I spend on car insurance is not to pay for collision or comprehensive.   At the time, the decision to only carry the necessary liability coverage was made because I couldn’t afford a $325 monthly insurance payment.  Now that my financial situation has improved, I still choose to avoid the added costs because quite frankly, it’s a rip-off. The value in collision and comprehensive car insurance comes only if your car is damaged or stolen.   After all, it’s insurance, and the only time a customer receives value in insurance is when something bad happens.  For a guy like me who never drives, the odds of getting into an accident are slim to none.  Also slim is the chance of this car being stolen, as it’s garaged in an “odd” location.  Justifying a $200 expense each month, means justifying a $2,500 expense each year and it’s just not going to happen.  I receive absolutely nothing in return for my payments, other than the peace of mind I already have. Instead, I take the $200 a month I would have paid for these services and I put it into an online savings account.  If the day should come where I have to fix damage to my car, I can draw from the savings account and pay out of pocket.  Outside of standard upkeep, which isn’t covered by car insurance anyway, I don’t expect any major repairs to my vehicle for years so by the time I actually need to draw from the savings account, I’ll have more than enough saved.  Two immediate benefits from this decision are: Even though I have to pay out of pocket repairs, my car insurance does not increase because I won’t report the accident. I earn a return on the money I save from not paying car insurance My choice was not without complete risk however.  I suppose there’s a chance that tomorrow on my way to the grocery store, I’m struck by an idiot who wasn’t paying attention. But by not having paid for collision for more than four years, I’ve saved enough where the risk is covered.  And, as I continue to get older, my perfect driving record will only help in reducing my car insurance rate.  Perhaps there will come a time when collision and comprehensive insurance are affordable and smart, but that day is not in the near future. Carrying only the mandatory auto insurance certainly isn’t for every consumer, however I would suggest it’s the right idea for most.  Obviously, the cheaper you can find added coverages, the more likely they make sense, however millions of Americans carry unnecessary coverages rather than save the money they would have spent.  If you currently pay a high price to insure your automobile, consider dropping a few coverages and saving that money instead.  Yes, you’re taking a risk but if you dot your I’s and cross your T’s, it will be a calculated risk with a great reward.If you currently pay a high price to insure your automobile, consider dropping a few coverages and saving that money instead. The post Avoid Paying Unnecessary Car Insurance appeared first on The Dough Roller. [ad_2] Source link

[ad_1] The post Neuralink Stock: When Can Investors Buy Shares in Elon Musk’s Neurotechnology Company? appeared first on Millennial Money. Investors want Elon Musk’s startup to go public. But it’s unlikely we’ll see shares of Neuralink stock being sold on public exchanges any time soon. Neuralink has two straightforward, yet very difficult, goals it wants to accomplish. First, the neurotechnology startup is building devices “with the goal of enabling people with paralysis to directly use their neural activity to operate computers and mobile devices.” And second, to invent “new technologies that will expand our abilities, our community, and our world.”  It’s no big deal, really. It’s just another Elon Musk-based company trying to change the world. Musk co-founded Neuralink back in 2016, along with a handful of scientists and engineers, to create an implantable brain-machine interface (BMI). Neuralink IPO Interest 7 What is Neuralink? Neuralink is a neurotechnology company that develops “ultra-high bandwidth brain-machine interfaces to connect humans and computers.” Expected IPO Date: No Planned IPO Date Neuralink is building brain-machine interface technology that it hopes could one day fight paralysis and some brain-based diseases. Neuralink is building brain-machine interface technology that it hopes could one day fight paralysis and some brain-based diseases. The technology, still in its early development, would allow humans to control technology that could potentially overcome paralysis and, eventually, to enhance human brain capabilities so that we can keep pace with artificial intelligence (AI).  Some of Elon Musk’s claims and the practicable applications of this technology are unsurprisingly controversial. For example, Musk has said the Neuralink technology will help “solve” autism and provide people with “superhuman cognition.” Meanwhile, some skeptics have called the company’s work “neuroscience theater” and don’t believe the company will ever deliver on its ambitious goals. But that hasn’t stopped investors from being very intrigued about what the company is doing and wondering when it might become publicly traded.   As of right now, there’s no indication that Musk will take Neuralink public. But let’s take a look at both the bear case and the bull case for Elon Musk’s Neuralink, just in case you can buy the company’s stock one day. After all, if Tesla and SpaceX have taught us anything, it’s that it’s very hard to bet against Elon Musk’s companies. or, skip straight to the section on when you can buy Neuralink 3 Neuralink Numbers Investors Should Know  $158 million: How much money Neuralink has raised since it was founded in 2016 $100 million: The amount Elon Musk has invested in Neuralink $500 million: Neuralink’s valuation Bull Case: Why It’s Hard to Bet Against Neuralink Creating a brain-computer interface (BCI) may seem like a far-fetched idea, but Neuralink is actually following in the footsteps of many other researchers that have gone before it. Connecting human brains to computers in a way that allows people to control computers with their brain signals has existed for decades.  The company says on its website that, “This technology has the potential to treat a wide range of neurological disorders, to restore sensory and movement function, and eventually to expand how we interact with each other, with the world, and with ourselves.”  While Neuralink is trying to take its technology further and innovate faster than past BCI tech, it’s still building on some of the same foundations that have already been established.  There are differences, though. The first being that Neuralink is focused on creating a wireless brain-computer interface. Wireless BCI systems are less common than wired versions, although some are available.  But the biggest bull case for Neuralink comes from Musk himself. The billionaire has given a hefty sum of his own money—$100 million—to help fund Neuralink. That influx of cash gives Neuralink a huge advantage in this field, just ask any researcher in search of their next grant.  Making big advancements in any scientific field takes time and lots of money, and Musk’s huge financial commitment to the company means that Neuralink may be able to try out technologies that may not be available to its competitors.  In addition to Musk’s $100 million contribution, the company has also raised an estimated $58 million. So, at least for now, the company doesn’t have to worry about funding being an issue.  And while Musk being a co-founder of Neuralink doesn’t guarantee the success of the company, the fact that Musk has successfully built a market-leading electric vehicle and rocket company means that Neuralink’s bold ambitions can’t be discounted.  As a billionaire who brings substantial funding and sheds a light on a research field, Musk could help accelerate the BCI field with Neuralink simply through his massive influence in other technological ventures.  Bear Case: Why Neuralink Could Fail  If Neuralink ever transitions from a private company to a public one, investors should know the company faces significant hurdles. First, developing BCI devices is a slow-moving industry. There is still plenty about the brain that neuroscientists don’t understand and trying to out-engineer the human brain could prove extremely difficult.  Some of Neuralink’s critics have pointed out that working with a brain isn’t the same as developing battery technology or rocket engines. The brain’s inherent complexity could curb Neuralink’s ambitions and cause the company to move slower than it expects.  When the company showed off some of its technology in 2020, MIT Technology Review’s Antonio Regalado said it was “neuroscience theater” and that “most of the company’s medical claims remain highly speculative.” Ouch. Additionally, even if the company can create wireless brain-computer interfaces the size of large coins and can theoretically implant them into a human brain using a robotic surgeon (when you write it all out it sounds kind of crazy), the company has yet to conduct any human trials, and it’s unclear whether it can turn Neuralink into a viable business.  And then there’s Musk himself. While he brings star power and deep pockets to the brain science field, he’s also a sometimes controversial figure.  Musk has garnered a lot of attention for his Twitter posts. One

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[ad_1] Daimler CEO: 'We need an honest conversation" about EVs and jobs [ad_2] Source link

[ad_1] The most common ground for rejection is incorrect or false information in the application/claim form [ad_2] Source link

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[ad_1] EU opens new front in AstraZeneca legal fight that may lead to fines [ad_2] Source link

[ad_1] With the credit line facility, the borrower receives a set credit limit—just like with a credit card—and makes regular payments composed of both a principal and interest portion to pay it off. [ad_2] Source link