scorerevive

[ad_1] Asia FX Muted as Dollar Finds Footing Ahead of Nonfarm Payrolls [ad_2] Source link

[ad_1] Live coverage from the Indianapolis Colts at Denver Broncos game on TNF  Mile High Report Broncos Force Early Turnover to End Colts Drive!  NFL Get a $1,000 risk-free bet with BetMGM Bonus Code ROCKYBET  Rocky Top Insider NFL Week 5 injuries: Banged-up Tom Brady returns to practice; Jonathan Taylor ruled out for Colts  CBS Sports Thursday Night Football: Russell Wilson and Broncos try to dig out of slump vs. Colts  Yahoo Sports View Full Coverage on Google News [ad_2]

[ad_1] These Sock Advent Calendars make such fun gifts! As part of Target’s Deal Days, you can get Women’s 15 Days of Socks Advent Calendars AND Men’s 15 Days of Socks Advent Calendars for only $9.60! There are some really cute options and these would make such fun gifts. Choose free in-store pickup to avoid shipping costs. Otherwise, shipping is free on orders over $35. [ad_2] Source link

[ad_1] Argentina inflation forecast to top 100% as prices spiral [ad_2] Source link

[ad_1] (A photo taken at the end of a long two days traveling to Branson and spending time with extended family and at Silver Dollar City. You can see the tiredness on our face but also the deep gratitude for this life we have!) I thought that it would be fun to sort of turn the tables around a little bit and interview Jesse, who just recently had his forty-second birthday! Jesse has a lot of wisdom to share. He’s walked through a lot in his life — including being born prematurely, his parents divorcing at an early age, losing his mom to cancer when he was young, and two major brain tumor surgeries. And that was all just before he turned 15! In this episode, he shares some of the biggest life lessons he has learned over the course of his life and what lessons he hopes to impart to our children. We talk about how important it is to take risks and face fears. He share about what it was like to do this when he went to law school and started his own firm, and we both had to face fears when we went into fostering. All in all, you never know where a leap of faith or even just a baby step will take you! In This Episode [01:13] – Jesse had a big birthday recently and in honor of his birthday, I’m interviewing him this episode. [03:01] – Jesse recently finished reading Fortitude by Dan Crenshaw and is reading People Are the Mission by Danny Franks. [04:58] – I am reading Remarkably Bright Creatures by Shelby Van Pelt — a book that is different from many I usually read. [09:20] – What has been saving my life this week? [12:47] – Jesse shares what has been saving his life. [17:24] – What are a couple of life lessons that Jesse wants to teach our kids.? [18:13] – Jesse talks about some fears that he has faced throughout his life. [23:45] – Jesse’s hopes for the next forty years or so. [28:35] – Skills build on each other. Links & Resources Books Fortitude: American Resilience in the Era of Outrage by Dan Crenshaw People Are the Mission: How Churches Can Welcome Guests Without Compromising the Gospel by Danny Franks Remarkably Bright Creatures by Shelby Van Pelt Other Resources 10 Days to Be a Happier Mom Sign up for the Hot Deals Email List MoneySavingMom.com My Instagram account (I’d love for you to follow me there! I usually hop on at least a few times per day and share behind-the-scenes photos and videos, my grocery store hauls, funny stories, or just anything I’m pondering or would like your advice or feedback on!) Have feedback on the show or suggestions for future episodes or topics? Send me an email: crystal @ moneysavingmom.com [ad_2] Source link

[ad_1] Samsung Elec posts 1st qtly earnings drop in nearly 3 years on demand slump [ad_2] Source link

[ad_1] Brena Nath, Director of HW+ and Events OUR OCTOBER/NOVEMBER ISSUE has long focused on the state of housing, but what’s unique about the theme this year is the collaboration and synergies that are happening in the space. The state of housing at this point is, in fact, innovation. This issue includes two big features our 2022 HousingWire Vanguard honorees and a power-packed list of the housing companies that made the Inc. 5000 list. What’s remarkable, and not too surprising, is the way these two lists intertwine. The leaders who made the Vanguard list are also at the helm of the companies on the Inc. 5000 list. Then, take it a step further with the third feature in this issue, on page 90, and you can see that many of these companies and people are the same key stakeholders at the forefront of the conversation for integrating innovation into more government regulations and policies. Neither of these lists is easy to make, as they highlight years and years of hard work. So those listed, both people and companies, deserve a huge round of applause. The post HousingWire Magazine: October/November 2022 appeared first on HousingWire. [ad_2] Source link

[ad_1] Looking for some new LEGO sets? Don’t miss these hot deals! As part of Target’s Deal Days, you can get some HOT deals on LEGO sets! Here are a few we spotted… Get this LEGO Jurassic Park T. rex Breakout Building Kit for just $79.99 shipped (regularly $99.99)! Get this LEGO Disney and Pixar Lightyear XL-15 Spaceship Building Toy Set for just $39.99 shipped (regularly $49.99)! Get this LEGO Star Wars The Bad Batch Attack Shuttle Building Kit for just $79.99 shipped (regularly $99.99)! Get this LEGO Art: Art Project – Create Together Building Kit for just $71.99 shipped (regularly $119.99)! Get this LEGO Super Heroes DC Comics Batcave: The Riddler Face-off Building Set for just $55.99 shipped (regularly $79.99)! Get this LEGO Marvel The Eternals Rise of the Domo Building Kit for just $62.99 shipped (regularly $89.99)! Valid through October 8, 2022, while supplies last. [ad_2] Source link

[ad_1] U.S. court sets January 2023 hearing for Lithium Americas mine suit [ad_2] Source link

[ad_1] The latest weekly survey data from Freddie Mac shows the 30-year fixed-rate mortgage decreased four basis points last week to 6.66%, after jumping 40 basis points in the previous week, reflecting volatility due to the ongoing economic uncertainty.  But qualifying borrowers can get lower rates with jumbo mortgages, as the spreads between these loans and the conforming option widened again this week. Meanwhile, given that jumbo loans are usually for higher income homebuyers, the current landscape is of extreme affordability challenges. The Freddie Mac’s index compiles purchase mortgage rates reported by lenders during the past three days. It’s focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit.  A year ago at this time, rates averaged 2.99%. “Rates remain quite high compared to just one year ago, meaning housing continues to be more expensive for potential homebuyers,” said Sam Khater, Freddie Mac’s chief economist.   On HousingWire’s Mortgage Rates Center, Black Knight’s Optimal Blue OBMMI pricing engine measured the 30-year conforming mortgage rate at 6.651% on Wednesday, down from 6.643% the previous week. Meanwhile, the 30-year fixed-rate jumbo (greater than $647,200) showed lower rates: 6.137% Wednesday, down from 6.294% the week prior.  At Mortgage News Daily, the rates were 6.95% for conforming and 5.95% for jumbos on Wednesday, a spread of 100 basis points.  The Mortgage Bankers Association (MBA), however, measured the average contract for conforming at 6.75% this week, compared to 6.52% the previous week. For jumbo loans, it went from 6.01% to 6.14% in the same period.  Going back to the Financial Crisis, when mortgages were toxic, spreads were around 250 to 300 bps versus the comparable maturity of 10-year Treasury. Right now, they’re the highest since [the Financial Crisis]. Matt Graham, founder and CEO of MBS Live “The jumbo rates are offering an excellent opportunity in terms of where they are now compared to the conventional ones, especially jumbo ARMs,” a South Carolina retail loan officer told HousingWire. “Fannie Mae and Freddie Mac don’t have a lot of appetite right now. The government is trying to choke this off.” According to the South Carolina LO, some homebuyers applying for jumbo loans are borrowers that historically would pay in cash but are hit hard by the current turbulent stock market.  “With the stock market down, people don’t want to lock in their losses by selling off their investments to buy a house in cash,” the LO said. “Despite rates higher than a year ago, mortgage loans are still an attractive alternative for them.” Borrowers with lower income, however, would pay more for a conventional loan, which shows the current landscape is creating affordability challenges, the LO said.  All about the spread  Rising mortgage rates reflect Federal Reserve’s tightening monetary policy to control surging inflation. The Fed increased the federal funds rate by 75 basis points at its Federal Open Market Committee (FOMC) meeting in September.  Another 125 basis points in hikes are still expected to come in 2022, with a federal funds rate topping out well above 4%. Treasury yields show higher rates in the short term, signaling a recession on the horizon. The 2-year note, most closely tied to the Fed’s interest rate moves, increased eight bps to 4.15% on Wednesday from the prior week. The 10-year note went from 3.72% to 3.76% in the same period. “Going back to the Financial Crisis, when mortgages were toxic, spreads were around 250 to 300 bps versus the comparable maturity of 10-year Treasury. Right now, they’re the highest since [the Financial Crisis]. To me, that suggests a little bit of a push up,” said Matt Graham, founder and CEO at MBS Live on Wednesday during the 2022 HousingWire Annual in Scottsdale, Arizona.  Lookin ahead, he said “For mortgage rates to actually recover more, the market needs time assignment – whether you find investors are getting comfortable, we’re getting a mortgage rate, which is what we’re back up today, more or less.”  Pressure on rates has sharply reduced demand for mortgage loans, according to the MBA. The market composite index, a measure of mortgage loan application volume, declined 14.2% for the week ending Sep.30. It was also affected by Hurricane Ian’s arrival in Florida. The refinance index had a 18% decline from the previous week, and the purchase index was down 13%. The post In volatile mortgage market, spreads between conforming and jumbo loans widen appeared first on HousingWire. [ad_2] Source link