Oil slides as U.S. crude and gasoline stocks surge
[ad_1] Oil slides as U.S. crude and gasoline stocks surge [ad_2] Source link
Oil slides as U.S. crude and gasoline stocks surge Read More »
[ad_1] Oil slides as U.S. crude and gasoline stocks surge [ad_2] Source link
Oil slides as U.S. crude and gasoline stocks surge Read More »
[ad_1] The first ever Prime Early Access Sale pleasantly surprised us and was just as good, if not better, than typical Prime Days! We saw all kinds of great deals from Amazon and competitors! And guess what? Many of them are still available (and most of them don’t even require you to have a Prime membership!). Prime Early Access Deals Still Available: Check out all of these Prime Early Access Deals still available that you don’t want to miss! 1. KiwiCo Box for $4.95 shipped — We’ve never, ever seen a deal this great on KiwiCo! This is a fantastic deal that beats Black Friday pricing. 2. LEGO Sets Sale — Don’t miss this great LEGO Sale going on, plus you’ll score an extra 10% exclusive savings as our reader! This is a great time to stock up on gifts! 3. HOT Deals on Christmas Trees — Walmart is running some great sales on Christmas trees right now. If you’re in the market for a new Christmas Tree, don’t miss these deals! 4. Keen Women’s Hiking Shoes for $53.99 — If you love Keens or need new outdoor shoes, this is an amazing sale on Keen Hiking Shoes! These are regularly $145! 5. Linens & Hutch Sheet Sets 75% Off — Need new sheets? Don’t miss this exclusive deal for our readers on luxury sheet sets! 6. Limited Too Puffer Coats for $14.39 — If your kids need new winter coats, don’t miss this sale on Limited Too brand puffers! These are HOT prices! 7. Ecovacs Deebot Robotic Vacuum & Mop Deal — Walmart is running a HOT deal on this robotic vacuum that beats both Amazon and Best Buy pricing! 8. Chefman TurboFry 9-Quart XL Air Fryer for $79 shipped — This is priced over $120 everywhere else online, so this is a HOT deal. 9. Audible Deal — Get 4 months of Audible for just $5.95/month! This is a savings of $36 and a rare discount on Audible! 10. Year of Unlimited On-Demand Online Fitness Classes for $1.99 — Want to fit more exercise into your routine without the expense of a gym membership or classes? Sign up for this great deal! Bonus Deals: 11. Free Kindle Unlimited 2-Month Trial — If you love to read, don’t miss this FREE 2-month trial that gives you access to over 700,000 books and thousands of audiobooks! 12. Hello Fresh — If you’ve been wanting to try a meal delivery service, don’t miss this HOT Hello Fresh Deal to get your first box for just $27.41 shipped! That’s just $3.43 per serving! 13. Free SiriusXM Radio for 3 Months — Get 3 FREE months of SiriusXM In-Car Radio, no credit card required! 14. Hello Bello Diapers 35% Off — Get a HUGE bundle of premium diapers at a great discount with this deal, plus it includes over 200 FREE wipes! 15. ABCmouse 2-Month Subscription for just $5 — If you’ve been wanting to try this educational program, this is a great opportunity to try it at a really discounted price! (Reg. $12.99/month.) Perfect for homeschooling or supplemental learning! What did you think of the first ever Prime Early Access Sale? What was the best deal you snagged? Let us know in the comments! [ad_2] Source link
15 Prime Early Access Deals Still Available (And Most Don’t Require A Prime Membership!) Read More »
[ad_1] ECB may start balance sheet rundown in second quarter, sources say [ad_2] Source link
ECB may start balance sheet rundown in second quarter, sources say Read More »
[ad_1] if(typeof(jQuery)==”function”){(function($){$.fn.fitVids=function(){}})(jQuery)}; jwplayer(‘jwplayer_0L9HZdp3_2RuqXW7O_div’).setup( {“playlist”:”https://content.jwplatform.com/feeds/0L9HZdp3.json”,”ph”:2} ); AutoPrep AutoPrep transforms any document or PDF into a fully e-enabled document in seconds. Using AI, OCR, and machine learning technologies to scan and parse documents, AutoPrep locates signature and notary regions and electronically tags them for eClosing. As a result, lenders can use documents from virtually any document provider with DocMagic’s eClosing platform. Product Fast Facts #1 AutoPrep allows you to ingest any document or entire document package for eClosing… making it possible to eSign (and even eNotarize) anything! #2 AutoPrep converts any document set into e-enabled documents within just 10 seconds by leveraging OCR and AI technology. #3 AutoPrep automatically detects each signature location, applies the essential eTag metadata, and assigns the appropriate participant to each eSign location. Get More Info The post HousingWire Annual Remix Demo Day: DocMagic appeared first on HousingWire. [ad_2] Source link
HousingWire Annual Remix Demo Day: DocMagic Read More »
[ad_1] This Beauty Box: Artistry Edition would make a fantastic gift! ULTA has this Beauty Box: Artistry Edition for just $29.99 right now! Plus, use the promo code 932070 to score an extra 20% off making it just $23.99! This would make a fantastic gift idea for a tween or teen. Choose free in-store pickup to avoid shipping costs. [ad_2] Source link
ULTA Beauty Box: Artistry Edition only $23.99 (a $180 value!) Read More »
[ad_1] Analysis-Russian law on stock conversion baffles global banks, clients [ad_2] Source link
Analysis-Russian law on stock conversion baffles global banks, clients Read More »
[ad_1] On Thursday, the Bureau of Labor Statistics (BLS) reported that Consumer Price Index (CPI) inflation came in hotter than expected, and people are scared that the Federal Reserve will now be more aggressive with their rate hikes. Personally, I believe the Fed knows that rental inflation data can lag so at this point of the rate hike cycle, they won’t act in a more aggressive fashion. Here’s why. The extra heat of this report was primarily due to how hot shelter inflation has been coming in on the data line. I recently discussed how shelter inflation has legs in 2022 but should change in 2023 on the CPI reports. The way BLS accounts for shelter inflation has a noticeable lag to more recent data. From BLS: The Consumer Price Index for All Urban Consumers (CPI-U) rose 0.4 percent in September on a seasonally adjusted basis after rising 0.1 percent in August, the U.S. Bureau of Labor Statistics reported today. Over the last 12 months, the all items index increased 8.2 percent before seasonal adjustment. Increases in the shelter, food, and medical care indexes were the largest of many contributors to the monthly seasonally adjusted all items increase. Headline inflation has been dropping recently from its peak, which is primarily due to the decline in oil and gas prices, as you can see in the chart below. Shelter inflation has recently given core inflation the legs to stay firm and head higher. This is why we have some divergence between core inflation and headline inflation. Core Inflation excludes energy and food prices because they can be very volatile. Shelter inflation is roughly 43% of the component of core CPI, so it’s a big deal. In the previous expansion, it was very steady, with no real break away with shelter inflation. Shelter inflation never hit 4% in the previous expansion. However, as we can see, like everything else post-COVID-19, things are different on the inflation side of the equation. The very brief pullback in shelter inflation was not only reversed but it was reversed in a historical fashion. This should not surprise anyone because housing inflation has been the main story since 2020. Rent inflation is cooling down but it will not show up on the CPI data line until the middle of next year. Last month on CNBC, I talked about this topic and how the growth rate will cool, but it’s a 2023 story. “Core inflation could stick over 2% faster and longer in this expansion because shelter inflation should pick up. If we do really see wage growth at the bottom end, landlords will ask for more rent.” – Logan Mohtashami During the summer of 2020, when shelter inflation was falling and people were saying cities are dead and rent inflation is going to fall more, I was in the camp that shelter inflation was already growing and had the potential to really grow. A lot of Americans had already gotten their jobs back and the rest were getting checks, so shelter inflation had the potential to go higher. Back in the summer of 2020, the data line was still heading lower, but that data line lagged the current reality. It’s the exact case now as rent inflation is cooling down, but it won’t show up in the CPI data until late My quote to The Washington Post early in 2021: “Core inflation could stick over 2% faster and longer in this expansion because shelter inflation should pick up. If we do really see wage growth at the bottom end, landlords will ask for more rent.” Just as the S&P CoreLogic Case Shiller Home Price data lags the current market, shelter inflation lags on the CPI. Shelter inflation is not that complicated to understand. Rental vacancy data has been falling for decades, and rent inflation has been growing. Just like home prices, we got caught in a bad place with supply so shelter inflation blasted off. As you can see below, rent inflation took off like home prices did. Having shelter inflation go negative is rare because most Americans are always working and paying their rent on time. However, rent inflation since 2020 has been historic and it has been savagely unhealthy regarding housing inflation. However, looking to the future, this data line should be cooling down, especially in the second half of 2023, when the comps will be hard to work from. More multifamily construction is coming online which means we will have more supply of rental units. The best way to deal with inflation is more supply. Even as wage inflation has been taking off, more supply will always cool down inflation. Super high rent growth can’t be super hot forever because wages simply can’t keep pace with the double-digit rent growth we have seen in certain parts of the U.S. Eventually, hotter inflation data kills demand; we see this with the massive home-price gains we have seen in the U.S. post-2020; once rates broke over 4% and headed higher, demand got impacted. Of course, homeowners who have a fixed payment and refinanced recently have increased their wages without the pain of rent inflation hitting them. This is why some people refer to a fixed mortgage payment as a hedge against inflation. Imagine all those homeowners who refinanced to mortgage rates below 4% — they’re not dealing with high rent inflation, but their wages are growing faster. Almost 65% of all Americans have mortgage rates 4% and below, so that is a significant portion of the country. And of course, more than 40% of homes in the U.S. don’t have a mortgage to deal with at all. While inflation is still a problem and shelter inflation is in the driver’s seat on the CPI reports, I believe, for the most part, people understand that the CPI shelter data lags — it is not as hot as it looks in the data right now. However, we do need to wait until mid-2023 and toward the end
Will hotter inflation data trigger more rate hikes? Read More »
[ad_1] This is a really great deal on Bogs Boots! Zulily has these Bogs Kid’s Rain Boots for just $19.99 right now! There are some really cute designs included. These are regularly $45 and this is a great deal on this brand. Shipping is free on orders over $89. Otherwise, shipping starts at a flat fee of $6.99. And remember: if you place one order today, the rest of your orders will ship for FREE through 11:59 p.m. PT tonight! [ad_2] Source link
Bogs Kid’s Rain Boots only $19.99 + shipping! Read More »
[ad_1] Argentina's Massa says Paris Club deal "close" [ad_2] Source link
Argentina's Massa says Paris Club deal "close" Read More »
[ad_1] Wow! This is such a great deal on this robot vacuum cleaner and mop! Walmart has this ECOVACS DEEBOT N8+ All-In-One Robot Vacuum Cleaner and Mop for just $349 shipped right now! This beats Amazon and Best Buy pricing by a long shot and is a super duper HOT deal!! It has great reviews, too. [ad_2] Source link