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[ad_1] Elizabeth Holmes sentenced to more than 11 years in prison for Theranos fraud [ad_2] Source link

[ad_1] The National Association of Realtors (NAR) reported today on two trends in existing home sales that we have seen for many months now: sales are declining while total inventory data has fallen directly for the three straight months. On a positive note, however, the days on the market are no longer a teenager anymore: that metric grew from 18 days to 21 days. I cheer because the savagely unhealthy housing market theme I talked about back in February of this year was the same premise of the housing reset talking point the Federal Reserve uses. Total inventory data started at all-time lows at the beginning of 2022, creating more bidding war action in January and February, peaking in March.   We needed to end this madness before we had prices escalate over 20% for another year. The Federal Reserve wanted to see the bidding wars end and the days on the market grow. This is happening, and in the long run, this is a plus for the housing market.  When I outlined my 23% five-year growth model for 2020-2024, it was to have a marker for when price growth got too hot. I didn’t have to worry about this in the previous expansion — as my long-term work stated for a decade, the years 2008-2019, would have the weakest housing recovery ever. We don’t have any housing bubble or overheated demand data, nor can we. This article, which I wrote in 2019, does show you the historical work in the past decade on the housing bubble talk. However, I knew the years 2020-2024 would see better demand from the bump in demographics. This could potentially put us in a horrible place with inventory, which it did, and prices accelerated beyond my five-year price-growth model in just two years. I am staying consistent with my work and model when I described the housing market in February as savagely unhealthy. Soon after, the Fed came in with their housing reset premise. Now we are getting the call back to balance, which is good. The positive aspect of today’s data line is that the days on the market grew again, and we are getting off the teenager level. NAR Research: First-time buyers were responsible for 28% of sales in October; All-cash sales accounted for 26%; Individual investors purchased 16%; Distressed sales represented 1% of sales; Properties typically remained on the market for 21 days in October. One thing about housing data we all need to be mindful of is that the year-over-year comps will be very challenging until we get to the end of January. Last year starting in October, purchase application data had an abnormal volume rise toward the end of the year. Even though the data was still showing negative year-over-year prints due to COVID-19 comps, the percentage was getting less and volumes were growing. It was a funky time with housing data last year; people needed to make COVID-19 comp adjustments. As mortgage rates rose more and more, the October to January data was going to show big negative prints. NAR Research: Total existing-home sales decreased 5.9% from September to a seasonally adjusted annual rate of 4.43 million in October. Year-over-year, sales dropped by 28.4% (down from 6.19 million in October 2021). I anticipated purchase application data to have 35% to 45% year-over-year declines starting in October. That has occurred right on schedule; the last print came down 46%. If housing data takes another leg lower, we would see negative prints of 53%-57%. The last two weeks have had positive weekly data of +1% and +4%. Total housing inventory fell in this report, the third report in a row that shows total inventory has decreased. Seasonal impacts are the norm with housing, and new listing data is negative 6% year to date. We saw new listing data decline when rates got to 6.25% the first time. This is not a positive for the housing market. A traditional seller is primarily a homebuyer, so not only do we lose the inventory for sale when this happens, but we also lose a buyer. This is another factor in driving purchase application data below 2008 levels. However, as we can see, the inventory data looks much different than what we saw in 2000, 2005, 2008, 2012, 2015 and 2018. NAR lists the current inventory at 1.22 million, while historical normals are between 2 million to 2.5 million, with a peak in 2007 a tad over 4 million. The monthly supply grew from 3.2 months to 3.3 months. Price growth has been cooling off more noticeably, similar to other periods when mortgage rates rose. However, the extreme level of price growth we had earlier this year was savagely unhealthy, so this news isn’t just welcome — it’s needed to bring balance back. NAR Research: The median existing-home price for all housing types in October was $379,100, a gain of 6.6% from October 2021 ($355,700), as prices rose in all regions. With today’s report, we see the continued trend of demand destruction from higher rates and a lack of new listing growth. The severely unhealthy housing market is returning to a B&B marketplace, boring and balanced, but still needs more time. The parts of the country at 2019 inventory levels are already off my savagely unhealthy list; the rest are still struggling to get more new active listings. The Federal Reserve can help the housing market by saying one sentence about the pivot; however, it’s not there yet, and housing market inflation is their big concern. Going out for next year, though, the rent inflation data is lagging on the CPI data and is already showing a cooldown. We see the inflation growth rate falling in other data lines as well. If mortgage rates can get down toward 5%, we can see some stabilizing in the housing data that is working from a much lower bar now. This is the way to get out of the housing recession that started in June.  [ad_2] Source

[ad_1] Kyle Prevost, editor of Million Dollar Journey and founder of the Canadian Financial Summit, shares financial headlines and offers context for Canadian investors. Inflation glass remains half full—and 6.9% more expensive While many economists predicted a rise in the overall inflation rate, Statistics Canada revealed on Wednesday that consumer prices were going up at the exact same pace as they were last month. So, things might not be getting worse—but they’re not exactly getting any better.  Source: CBC News With more than half of the subcategories that the consumer price index (CPI) tracks up over 5% on a year-over-year basis, many experts remain worried about widespread inflationary pressures. Overall, the market seemed to take the news in stride, as the Canadian stock market’s TSX 60 index was essentially flat last Wednesday. Relative to the big gains we saw upon last week’s American inflation data, it appears that Canada remains in a holding pattern. Betting markets now believe the chances of a 0.25% interest rate increase, versus 0.50%, next month are essentially a coin flip. Teachers get fleeced by fraudulent crypto genius Another week, another crypto asset goes broke and essentially steals billions from its customers.    *Yawn*  I don’t understand why crypto-related fraud is in the news anymore. It happens so often, I have to assume that it is in fact the rule and not an exception. Who would’ve guessed that a tax haven-based business built on exchanging imaginary assets could go from $32 billion to bankrupt within a few days?  For those not glued to crypto message boards, the TLDR, long-and-short of this latest crypto meltdown is that “crypto genius” and founder of multiple crypto-based companies, Sam Bankman-Fried, was found to be running a fraudulent business called FTX.  Basically, one of Bankman-Fried’s competitors pointed out that the cryptocurrency exchange platform was probably going to collapse. And that started a “bank run,” where FTX’s customers tried to withdraw their assets. Of course, their assets were nowhere to be found, because Bankman-Fried “borrowed” them to place risky bets on other insanely priced crypto assets. Remember when cryptocurrency was supposed to be a stable inflation hedge? Remember when it was supposed to do away with all the systemic problems caused by the “bad” guys in the banking industry?   This ridiculous circular logic is meant to backstop the narrative of crypto. My problem with it is that it’s now hurting people who didn’t even know they were exposed.  For example, the Ontario Teachers’ Pension Plan (OTPP) is going to lose $95 million on its investment in FTX. Why in the world was a teachers’ pension fund invested in this sort of risky platform based out of the notoriously unregulated Bahamas?! This is a borderline criminal lack of due diligence on the part of whomever is handling the fund. When confronted with this incredible lack of oversight, the OTPP pointed out that the $95-million loss only represented 0.05% of the plan’s assets.  It’s time the folks behind the OTPP volunteer for a few substitute teaching days in order to understand how hard teachers had to work for that $95 million. Or perhaps they could use some professional development time to reflect on their fiduciary responsibilities. Maybe then they wouldn’t be so quick to liken $95 million-worth of teachers’ labour and contributions to “chump change.” If we put the average teacher’s annual salary at $90,000 per year, that means the OTPP just evaporated over 200,000 days (or 578 years) of teaching time.  My father-in-law’s pension is funded by OTPP. My wife and I have hundreds of thousands of our future dollars at stake in our Manitoban equivalent of the OTPP. So, yeah, this is personal.  That said, when you look at the fees of our major pension plans (including the Canada Pension Plan), you’d expect that the incredibly expensive “expertise” to involve not blindly throwing your money into shadowy private companies based in tax havens! At this point, I think we should be looking seriously at drastically cutting back on the speculative investments made by pension plans (as well as the number of highly priced people making those investments) and going with a low-fee, indexed approach. As you might guess, I don’t find the FTX story to be all that surprising. It’s the logical result of what happens when a speculation frenzy meets cheap leverage. And, then the couple get married in an unregulated market with no way to verify if anything said is true. A love story as old as the markets themselves. Honestly, I find the only newsworthy parts of this story to be the fact that bitcoin’s value is only down 15% on the month. You’d think that when all aspects of the underlying infrastructure of this asset have been proven fraudulent and susceptible to theft it would shake the faithful a little bit.  Apparently not.   Source: Google Finance Are the lights still on at Algonquin Power? Canadian utilities are supposed to be the determined tortoises of the investing race. Slow and steady—always winning in the end. Someone forgot to tell Algonquin Power & Utilities Corp. (AQN/TSX) about how this consistency thing was supposed to work.  Last Friday, the company announced earnings that came in below expectations at CAD$0.11 adjusted earnings per share. What happened next was a panic-driven run on share prices: Source: Google Finance To sum up the Algonquin earnings call: Adjusted earnings per share were down 27% year over year, Revenue was up 26% year over year, No change to its dividend—which increased by 6% earlier in 2022. The company revised 2022 guidance from $0.72 to $0.77 earnings per share, to $0.66 to $0.69, “Asset recycling” meant that equity in some of its green energy projects was going to be sold as previously planned, Every 1% interest rate rise (or “100 basis points” in investing parlance) was going to cost Algonquin about $16 million per year in increased interest payments, And it was moving ahead with its acquisition of Kentucky Power at a lower price than previously

[ad_1] If you have $500 to invest right now, you probably feel on top of the world. While that’s not a ton of money, it’s better than nothing – and way more than enough to start building toward the lifestyle you want.  Many multi-millionaires started investing small sums, even $10 or $25 per month! The key to making your $500 grow is to put in an investment that suits your risk tolerance and goals and add more regularly. Table of Contents 13 Best Ways to Invest $500 1. Invest in the Stock Market  2. Real Estate Crowdfunding 3. Open a Roth IRA (Betterment, M1 Finance, and Robinhood) 4. High-Yield Savings Account 5. High-Yield Certificates of Deposit 6. Invest in Online Business  7. Dividend Stocks  8. Invest in Income Accelerators  9. Hire a Robo-Advisor 10. Series I Savings Bonds 11. Invest in Crypto 12. Invest in Art and Collectibles  13. Pay Down High-Interest Debt Do’s and Don’ts of Investing $500 The Bottom Line on Investing $500 13 Best Ways to Invest $500 But what’s the best way to invest $500? After all, there are quite a few places to stash $500 that can make sense for your goal. If you have $500 or more to spare and are ready to invest today, here are the 13 best ways to invest for the short-term or the long haul. 1. Invest in the Stock Market  The stock market is one of the best options for your $500. Historically, it’s returned an average of around 10% annually, or 6% or 7% when accounting for inflation. There are undoubtedly good and bad years, but this is the average return for those with a long investment time horizon. That said, you may feel intimidated by individual stocks, and some stocks could require more than your initial $500 investment in the first place. In that case, consider using a platform like M1 Finance. With M1 Finance, you can place your $500 into investment “pies” that are expertly curated and made up of fractional shares of stocks that can help you diversify your portfolio right off the bat. You can also set up automated investments to add to your $500 portfolio weekly (or monthly) to help it grow over time. M1 Finance also has a highly-rated mobile app that lets you track your investments and progress. Learn more in our M1 Finance review. How much wealth can you build with M1 Finance? The chart below shows how your initial $500 investment might grow over 20 years in a few different scenarios: 8% (20 Years) 10% (20 Years) 12% (20 Years) Invest $500 and leave it alone $2,330.48 $3,363.75 $4,823.15 Invest $500 and add $20 per month $13,313.35 $17,109.75 $22,115.73 Invest $500 and add $100 per month $57,244.84 $72,093.75 $91,286.08 As you can see, investing $500 and leaving it alone can help you double your initial investment several times over 20 years. However, you start to see progress by regularly adding to your investments. If you invest $500 or more and add another $100 per month for 20 years, compound interest comes into play. 2. Real Estate Crowdfunding With $500, you can also invest in real estate, but not the traditional way. Thanks to technology and the internet, you don’t have to save tens of thousands of dollars to invest in apartment buildings or individual homes. Instead, you can use a real estate crowdfunding platform to invest much smaller sums without dealing with the hassles of being a landlord. Fundrise is one of the best platforms for this strategy because it lets you invest in commercial and residential real estate for as little as $10. If you’re comparing real estate returns vs. index funds or other stock market investments, you should also know that Fundrise investors achieved a return of 7.31% in 2020, followed by 22.99% in 2021. So far in 2022, investors have earned an average yield of 5.52% in their Fundrise accounts. Learn more about Fundrise in our full review, or check out some of these Fundrise alternatives. Get Started with Fundrise Another real estate crowdfunding platform to consider is called Realty Mogul. This platform requires a minimum investment of $1,000, so you may want to consider it a little later on in your investment journey. However, Realty Mogul also lets you create a diversified real estate portfolio spread across multi-family dwellings, self-storage, medical buildings, office buildings, retail, and more. Get Started with RealtyMogul 3. Open a Roth IRA (Betterment, M1 Finance, and Robinhood) Next up, consider opening a Roth IRA if you have $500 to invest. This retirement account lets you invest with post-tax dollars, and your money grows tax-free over time. Another amazing Roth IRA secret is that you can withdraw money from your account after age 59 ½ without paying income taxes.  Yes, you can build up streams of tax-free money for retirement! A Roth IRA also lets you withdraw your contributions (not your earnings) before retirement age without paying the penalty. It offers added flexibility if you think you may need to access this money for emergencies over the next five or ten years. As you research this option more, note that there are many places to open a Roth IRA, including platforms like M1 Finance and Robinhood. If you’re not a fan of the latter, there are Robinhood alternatives you can consider. If you want more assistance planning your portfolio, you can use a robo-advisor like Betterment. With Betterment, you can get personalized help when choosing investments for the initial $500 you add to your account. You can also benefit from perks and added features like tax loss harvesting, portfolio rebalancing, etc. Note that an annual management fee of 0.25% applies when you open an investment account with Betterment. However, no minimum balance is required, making it an excellent platform for new investors. The chart below shows how these options for your Roth IRA stack up in terms of their investment options, fees, and minimum balance requirements: Betterment M1 Finance Robinhood

[ad_1] This is a super hot deal on a movie projector! HSN has this Portable Indoor/Outdoor Projector Bundle with 120″ Screen and Speaker on sale for $89.99 shipped right now. Plus, new customers can use code HSN2022 to get an extra $20 off their first order — making this just $69.99 shipped! These projectors are great for sports games, movie nights, backyard family fun, and more! Jump on this deal, because it won’t last long at this HOT price! Looking for more Black Friday Deals? You can go here for all of the best online Black Friday Deals that are already live! Also, be sure to sign up for our Hot Deals newsletter, follow us on Facebook, and follow us on Instagram so that you don’t miss out on any of the hottest, time-sensitive deals as soon as they go live throughout the rest of the holiday season! [ad_2] Source link

[ad_1] With a 'back to normality' message, Brazil's Lula seeks to improve foreign ties [ad_2] Source link

[ad_1] Qatar Bans Beer Sales at World Cup Stadiums  The New York Times World Cup tickets in Qatar most expensive ever – study  Reuters FIFA World Cup 2022: Qatar pushing for complete beer ban at stadiums, per report  CBS Sports BREAKING: Stadium beer to be banned from Qatar 2022 World Cup games  Sky News Qatar denies paying Indian fans to cheer for England ahead of World Cup  Yahoo News View Full Coverage on Google News [ad_2]

[ad_1] By the time 2022 is wrapped up, mortgage lenders will have originated about $2.2 trillion in loans, about half of 2021’s $4.4 trillion in volume, according to industry forecasters. But Brian Hale, who is assisting several buyers in their hunt for independent mortgage bank acquisition targets, sees an even more brutal landscape ahead. He projects that over the next 12 months, mortgage originations nationwide could come in as low as $1.3 trillion to $1.7 trillion. That’s an ugly scenario. With such a drastic downturn, the pressure for industry consolidation increases dramatically. As part of the restructuring, there will be winners (the buyers) and there will be losers — those whose names disappear from the corporate registries due to sales, mergers or failure, observers told HousingWire. Based on numerous interviews with mergers and acquisitions experts, we dove into the 2023 IMB buyer profile. Who wants to be in the mortgage business? Brett Ludden, managing director of Sterling Point Advisors, a merger and acquisitions advisory firm based in Virginia, projects that nearly one-third of the 1,000 largest IMBs will disappear by the end of 2023 via mergers, acquisitions or failures.  Most homebuilders … leave that excess [potential business] on the floor, but the smarter homebuilders look at that and go, ‘There’s an opportunity there.’ Brian Hale, CEO of mortgage advisory partners Hale, founder and CEO of California-based Mortgage Advisory Partners, said that level of consolidation in the IMB industry “would not shock me.” He added, however, that it could turn out to be a lower number because some mortgage bankers may “figure out how to shrink costs” and hang on through the downturn. Still, consolidation is clearly underway in the mortgage banking industry already. Within the past week, one of the nation’s largest retail mortgage lenders, Charlotte-based Movement Mortgage, announced the acquisition of Mortgage Network, a deal that would add $2 billion in annual loan volume, 250 mortgage professionals and 31 branch offices to its network. Hale added that another large IMB, California-based Guild Mortgage, also “appears to be in a substantive acquisition mode.” In addition, Hale said he is currently working with three clients who are looking to buy IMBs — two of which are homebuilders and one he described as a “proptech/fintech” company.  Hale, of course, could not reveal the names of those clients, although he did define the type of acquisition targets they are seeking to find as buyers. “The profile that we created [for our clients] is we want companies with multiple state licenses and all three tickets — Fannie Mae, Freddie Mac and Ginnie Mae — so the buyer ends up with a fully functioning mortgage-banking company that has warehouse and agency relationships,” Hale said. For the homebuilders he is representing, Hale said acquiring a mortgage-lending operation is a smart way to take advantage of “low-hanging fruit,” among other drivers for such an acquisition. “For every 100 buyers who walk into a community showroom, [a homebuilder] sells 8% to 15% of those buyers a home in their community,” Hale said. “The rest of those people are still looking for a house.  “If you deliver 5,000 homes a year, that means you had 50,000 people looking for a house walk across your platform who are likely prequalified by your loan officers, and you … have a relationship with them. Most homebuilders … leave that excess [potential business] on the floor, but the smarter homebuilders look at that and go, ‘There’s an opportunity there.’” Hale added that is “why homebuilders want to be in the mortgage business.” The plug-and-play and brokerage routes David Hrobon, a principal with the Colorado-based mortgage advisory firm the Stratmor Group, in a recent report projected that some 50 merger or acquisition deals will be announced or closed by year’s end, which is 50% more transactions than in 2018 — the prior high-water mark for lender consolidations over the past three decades. The key driver of that is the [loan-production] volume from the seller is worth more to the buyer than it is to the seller, due to the synergies that the buyer brings.  Garth Graham, senior partner at stratmor group “Lenders that turn all their attention to refinancing when that business skyrockets enjoy huge profits,” said Garth Graham, senior partner and manager of M&A activities for the Stratmor Group. “But the tide always eventually turns, and when it does, many of those lenders struggle to stay afloat.  “We’re seeing a lot of that this year, and it will certainly continue in 2023.” Graham said most of the acquisition deals will likely involve larger IMBs buying smaller IMBs because those larger players, unlike the smaller players, have the scale to make money off added loan production — without adding significant additional expenses.  “The key driver of that is the [loan-production] volume from the seller is worth more to the buyer than it is to the seller, due to the synergies that the buyer brings,” Graham said. Thomas Yoon, president and CEO of California-based non-QM lender Excelerate Capital, which is owned by the company’s chairman, Mike Thompson, said for the top 200 IMBs, M&A deals may be a workable option. For the middle-tier lenders not in that group, however, Yoon expects so-called “plug and play” deals to be attractive because they are far more cost-effective. “So, it’s kind of like, we don’t want your debt. We don’t want all your problems, but we’ll take your core people,” Yoon said. “They’re like, ‘Screw the company. We’ll just buy the talent [i.e., loan officers] in pods.’” Another path to survival for some IMBs, according to Ludden, might be to convert to a brokerage operation. These people have a lot of wealth, and if they are choosing to invest in a different direction, they might choose to take the gains and free up the equity to invest in their newest ventures. Brett Ludden, managing director of Sterling Point Advisors “We’re seeing correspondent lenders that are considering making the choice to transition back to being purely brokers because that allows them to jettison a substantial amount of costs,” he said. “So, while that company may not fail, it’s changing

[ad_1] Real estate investing can be intimidating to new investors – you must search for the right property, obtain financing, purchase the property, and then find tenants. A lot can go wrong, from buying a property with structural issues to challenges with finding the ideal tenants.  Real estate investing takes work and can be risky, and many don’t have the time or risk tolerance to commit. Enter Roofstock, a real estate investing platform that helps you invest in single-family homes without leaving your home. Roofstock wants to help you become a real estate investor regardless of where you live.  Table of Contents About Roofstock What Does Roofstock Offer?  How Does Roofstock Work?  Roofstock Pricing How to Get Started With Roofstock Marketplace Roofstock Advantages Roofstock Alternatives What Are The Pros and Cons of Roofstock?  Is Roofstock For Me? About Roofstock Roofstock is working on building the world’s best real estate investing marketplace. The company was founded in 2015 by Gregor Watson, Gary Beasley, and Rich Ford, all having years of real estate experience.  Roofstock’s primary service is a marketplace that allows you to buy and sell single-family homes. The marketplace is free, giving anyone access to explore and browse properties.  The Roofstock Marketplace allows real estate investors to find essential information in one place, making informed investment decisions easier. The company touts that its mission is to make investing in real estate accessible and simple.  Roofstock has passed over $5 billion in transactions in more than 70 real estate markets.  Learn More About Roofstock What Does Roofstock Offer?  Roofstock offers three main programs, each differing based on how much money you want to invest and your experience with real estate investing.  Roofstock Marketplace This online marketplace is for buyers and sellers of investment properties and portfolios, and Roofstock vets its properties through a strict process.  This marketplace lists properties based on your preferred criteria, like location, neighborhood rating, listing price, and more. You can also find tenant-occupied investment properties here. It’s also worth noting that you can use the marketplace to sell your home and only pay a final 3% sale fee.  We go into detail on using the Roofstock Marketplace later in this review.  Roofstock One Roofstock One is an option for accredited investors who don’t want to purchase an entire property. The minimum amount to get started is $5,000, and users can buy a 1/10th share of some of the properties on the marketplace. Roofstock One is ideal if you don’t want the burden of carrying the entire property loan alone.  Roofstock One provides two investment options: Tracking stock: Provides exposure to many properties and markets.  Common stock: Gives you broad exposure to all homes in the Roofstock One REIT. Both options will help you avoid the risks associated with home ownership, and you won’t have to worry about putting your name on a mortgage. Roofstock One allows investors to make personalized choices in their portfolio strategies, unlike traditional REIT investments.  It’s worth mentioning that these investments are highly illiquid, and there’s no secondary market for Roofstock One shares. It requires an investment horizon of at least five years, so you must be patient.  Roofstock Institutional Services Roofstock Institutional Services is an end-to-end solution for investors with more capital who are looking to scale their portfolios. They offer these services for large investors and institutions and include the following benefits: Acquisition: This includes market analysis, underwriting, and rehab management.  Transaction management: You can receive local market information, offer management, and complete transaction services. Property management: This covers marketing, tenant relations, repairs, maintenance, and construction management. Portfolio management: You get reporting, accounting, oversight, and recommendations. Disposition: This covers strategy recommendation, a multi-channel exit strategy, and portfolio disposition.  Lets’ take a closer look at some other noteworthy services Roofstock offers its users: Retirement Accounts You can invest in real estate through your retirement account with Roofstock’s partnership with New Direction Trust Company. Roofstock allows you to integrate your properties into a self-directed IRA. Once done, the IRA becomes the holder of your title report, meaning the income from your rental property becomes tax-deferred. Roofstock Academy Roofstock launched a course that teaches you everything you want to know about investing in real estate properties. The program’s goal is to have a one-stop resource for all real estate investors. There’s access to a private Slack group, coaching groups, and private coaching.  Roofstock claims that academy members have closed $45 million in real estate acquisitions on and off the Roofstock platform. There’s a money-back guarantee, but enrollment is presently closed.  While there’s no free academy tier, you can access the Roofstock blog for free. The blog covers topics ranging from inflation to REITs.  Shop with an Agent  Roofstock has a curated network of agents who closed more than $50 million in real estate transactions in 2021. The new Shop with an Agent feature connects you with a certified agent who will help you decide on which property to invest in and how to make an informed offer.  This tool is worth considering if you’re new to real estate investing and want someone to guide you through the process.  Learn More About Roofstock How Does Roofstock Work?  If you want to get into real estate investing, Roofstock simplifies the entire process. You can browse properties on the Roofstock Marketplace without registering on the website. Simply click on the “Properties” tab to see the available homes. From there, you can filter your research by Newly Listed  Neighborhood rating Best schools Multiple units Pre-inspection Higher yield When you click on a specific property, you get detailed information about the investment to make an informed offer.  You can also decide how many Roofstock services you want to use. You can tap into Roofstock for financing and property management, or you can use the platform to find tenant-occupied investment properties on the other side of the country. With so many services offered, most investors can benefit from using Roofstock. Roofstock Pricing There are no fees to signup with