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[ad_1] (Yes, my menu plan from this past week is quite worn!) Just a quick reminder! The Eat at Home Menu Plan service is on sale for the lowest price it ever goes through midnight tonight! I’ve used this over the years during busy seasons and it can be a lifesaver… especially if the thought of planning a menu and writing a grocery list is overwhelming! Best of all, the recipes are simple, inexpensive, and almost everything can be purchased at ALDI! What You Get When You Purchase When you , each month, you’ll get: An entire money of No Flour, No Sugar menu plans, including weekly grocery lists and printable recipe instructions An entire month of Traditional Menu Plans, including weekly grocery lists and printable recipe instructions An entire month of Crockpot/Instant Pot Menu Plans, including weekly grocery lists and printable recipe instructions NEW! An entire month of Plant Based Menu Plans, including weekly grocery lists and printable recipe instructions Each menu plan comes with recipes created for small family (3-4 servings) and large family (6-8 servings) Color-coded grocery lists make it easy to swap out ingredients or whole meals Printable Menus to hang on the fridge or near your calendar, so you can easily see what’s for dinner that week and your family can too Access to the entire month at once! 1 Hour Freezer Stash Plans – a new plan each month to stock your freezer with 6 meals in 1 hour! You can choose to stick with just the No Flour/No Sugar menu plans, or just the Crockpot/Instant Pot menu plans, or just the Plant-Based menu plans, or just the Traditional menu plans. Or, you can rotate different menu plans on different weeks, depending upon what you feel like cooking or how much time you have! Want to see what the meal plan login looks like and what you get when you order? Watch this short video I made for you today. Get the Eat at Home Menu Plan for 30% Off! Ready to order? Just use coupon code EASY at checkout to get 30% off! That makes it as low as $1.13/week to have someone do all the leg work for you! (That’s the best deal that they offer and the coupon code locks in the rate for the life of your subscription!!! See some sample menu plans here.) Yes! Sign Me Up For This Deal! P.S. There is a 14-day money-back guarantee! So if you purchase the menu plans and decide they aren’t a good fit for you, you can email within 14 days and get your money back! [ad_2] Source link

[ad_1] Equity investments have delivered higher returns than fixed income over long periods, albeit with higher volatility. [ad_2] Source link

[ad_1] A REIT or REIT mutual fund makes a great addition to a diversified portfolio of investments. Learn what a REIT is and several of the best REIT mutual funds. REITs are an important asset class for a diversified portfolio of mutual fund investments. A REIT (Real Estate Investment Trust), as the name suggests, invests in real estate. This article will describe these investments, why they are an important consideration as you build your portfolio of investments, and some of the REIT mutual funds and ETFs that make REIT investing a snap. Also Read: Roofstock Review – Buy, Rent Out and Manage Investment Property What is a REIT? To qualify as a REIT, a company must satisfy three criteria: It must invest most of its assets in real estate; Its income must come mostly from real estate; and It must pay out 90% of its taxable income to shareholders Each of these criteria is important, but pay special attention to the last one. Because of this 90% payout requirement, you should consider at least two things before investing in a real estate investment trust: They are often better held in a 401(k), IRA or other tax-deferred retirement account. In a taxable account, you’ll end up paying taxes on the dividends that REITs are forced to payout each year. And these dividends are taxed as ordinary income. Because REITs can keep only 10% of their taxable earnings, they must borrow or sell more shares to raise capital. This isn’t a problem, per se, but REITs can be highly leveraged, which may increase risk. Types of REITs There are two major types of REITS–Mortgage REITs and Equity REITs. Mortgage REITs: As the name suggests, mortgage REITs invest in mortgages, not property. Equity REITs: These REITs own property such as apartment buildings, shopping centers, office buildings and industrial parks. Most of the mutual funds focused on real estate investing are equity REITs. REIT Mutual Funds Mutual funds that invest in REITs often own REITs that focus on all of the above areas. As with other funds, REIT funds can be actively managed or based on an index. The primary index in the U.S. is the MSCI US REIT index. Examples of some REIT/real estate focused funds include the following (links are to the Morningstar snapshot of each fund): Vanguard REIT Index fund (VGSIX) (Disclosure: I own shares of this fund) Alpine International Real Estate (EGLRX) Fidelity International Real Estate (FIREX) (Disclosure: I own shares of this fund) Third Avenue Real Estate Value (TAREX) There are many other REIT and real estate focused funds available. To determine what’s best for you, you’ll have to do your own research and seek professional advice if you so chose. The above funds, even the two I own, are listed here just to give you an idea of what’s available. One publicly traded REIT that is well regarded is the Realty Income (NYSE Ticker: O). This REIT pays a monthly dividend and has consistently paid dividends for over 500 months consecutively. I should add that the payment of dividends, by itself, doesn’t make it a sound investment. One must always consider the price of the investment compared to its intrinsic value. One of the advantages of a REIT fund as part of a diversified portfolio is that they often move in the opposite direction of the stock market. In technical jargon, REITs are not highly correlated to the stock market. That is, REITs tend to (not always) zig when the market zags. My Asset Allocation My portfolio consists of 10% in REITs. I use the Vanguard REIT Index fund, admiral shares, mentioned above. It provides an excellent diversification with an asset class with good long-term results. It’s also a recommended asset class by Paul Merriman. Listen to our podcast on REITs: REITs are a great way for everyday people to invest in commercial real estate and get above-average returns. Find out if you’re ready to invest in REITs! The post How to Invest in REITs–All About Real Estate Investment Trusts appeared first on The Dough Roller. [ad_2] Source link

[ad_1] This post may contain affiliate links. Read my disclosure policy here. This Tough Headwear Women’s Cable Knit Beanie is perfect for winter! Amazon has these Tough Headwear Women’s Cable Knit Beanie for as low as $6.97 when you use the promo code THCKBEANIE30 at checkout! There are several colors to choose from. Sign up for a free trial of Amazon Prime to get guaranteed FREE two-day shipping (and possibly one-day or same-day shipping!). And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon. Thanks, Hip2Save! [ad_2] Source link

[ad_1] France's Macron says working for new Libya meeting to solve crisis [ad_2] Source link

[ad_1] I’d like to reiterate that we’re completely open to partner relations and willing to cooperate: Russian President Vladimir Putin at 75th UNGA debate. [ad_2] Source link

[ad_1] This post may contain affiliate links. Read my disclosure policy here. This is a great stock up deal on Pampers Complete Clean Scented Baby Diaper Wipes! Amazon has this Pampers Complete Clean Scented Baby Diaper Wipes (1152 count) for just $21.75 shipped when you clip the $2 off e-coupon and checkout through Subscribe & Save! That’s less than $0.02 per wipe which is a great deal for this brand. Note: Once your order ships, you can go into your Amazon account and cancel your subscription if you don’t want recurring orders. Thanks, Passionate Penny Pincher! [ad_2] Source link

[ad_1] Walmart to test drone delivery of COVID-19 test kits [ad_2] Source link

[ad_1] EPOS takes over the issues of “What” from enterprises, using the most advanced technologies to enable smooth communication and collaborations across borders. [ad_2] Source link

[ad_1] This post may contain affiliate links. Read my disclosure policy here. This popular deal is back! If your family loves Great Wolf Lodge, you won’t want to miss these discounts! Does your family love Great Wolf Lodge? If so, Groupon is running some nice Great Wolf Lodge discounts on family vacation packages right now! Choose from 13 different Great Wolf Lodge locations, with different pricing and package options at each. Looking for more ways to save on family vacations? 4 Creative Ways to Fund Family Vacations 8 Tips to Plan a Memorable Vacation Without Spending a Fortune 9 Money-Saving Vacation Tips How to Pay Cash for a Vacation [ad_2] Source link