scorerevive

[ad_1] Burkina Faso army captain announces overthrow of military government [ad_2] Source link

[ad_1] The road to HousingWire Annual has been filled with a lot of excitement and strategic planning. After months of preparing and anticipation, the week is nearly here. Everyone on the HW team is so excited to see our friends and colleagues from across the industry in Scottsdale, Arizona.  This year’s HW Annual will feature dozens of industry experts and leaders from all corners of the housing ecosystem. Whether you are in the mortgage, real estate, title or technology sectors of housing, there will be something for everyone to learn and enjoy at HW Annual.  The conference will kick off this coming Monday, Oct. 3, with the Marketing Leaders Success Summit and the Women of Influence Forum, along several networking lounges and cocktail parties. The next day, enjoy the main event, HousingWire Annual, and invited c-suite attendees can take part in the Vanguard Forum, which is slated to be the most powerful room in housing. Finish out the conference strong on Wednesday with more main event panels and fireside chats.  Speakers like FHFA Director Sandra Thompson, renowned real estate expert, Ryan Serhant, Arch MI’s Jim Jumpe, Fairway’s Haley Parker, Fathom Holding’s Josh Harley and dozens more will be taking part in panels on the future of the housing market, the title industry, all things federal housing industry regulations and more. You can read all about the speakers and review the agenda, here.  HousingWire Annual Why you should attend HW Annual Oct. 3-5 in Scottsdale Learn how to reach homebuyers in a purchase market at HW Annual Oct. 3-5 3 Can't-miss HW Annual panels for new mortgage loan officers Don’t wait until the last minute to reserve your seat, you can still find tickets here. And remember, HW+ members get 50% off their HW Annual registration.  See you in Scottsdale! The post We can’t wait to see you at HW Annual Oct. 3-5 appeared first on HousingWire. [ad_2] Source link

[ad_1] Have you ever noticed that as a whole, our society has its daily habits almost completely backwards? We’re generally so “busy” that we don’t have time to get much exercise. And then we spend countless sedentary hours sitting in our cars each week because we think that car driving saves us time. To fuel our bodies during these chaotic days, we pack ourselves with whatever convenient or tasty food we happen to crave at the moment, then add in additional snacks between meals, while watching TV, and perhaps a final treat before bed.  In any leftover shreds of free time, we pack our minds with similarly tasty or convenient blobs of entertainment or “content” that happen to successfully push their way in front of our face like a pen full of hungry pigs fighting for the scraps of our attention. And our food factories, magazines, newspapers, TV and streaming services and even politicians are only too happy to keep pushing out the crap. And the results are just as you would predict: crappy. But there is some good news too: You can do everything in the opposite way, and the results tend to be astonishingly good. The biggest difference you’ll notice is dramatically better physical and mental health, which multiply together to create a better, happier, longer and more generous life in all dimensions.  In other words if there’s anything worth striving for – even more than financial independence or early retirement or any other individual goals – it’s probably the overall package of a healthier you. Over the past few months, I have found myself settling into a new routine that seems to be getting better and better as the positive results feed back onto themselves. It has become so good that I thought it would be worth sharing and comparing notes with you.  To cut straight to the good part, let’s compare the flow of two hypothetical days, side-by-side: the typical American default life, and a somewhat optimized Science-backed Life. Then, we’ll go back and fill in the details on where all these details come from, and the reason for this blog post’s strange title. Default Lifestyle SCIENCE Lifestyle • Wake up with alarm clock, roll over, and immediately check phone. • Wake up naturally as your sleep cycle ends. • Proceed directly outside into the natural light. • Direct your vision upwards and also try to get sunlight on your skin if possible. • Make coffee and a high-carb, high-sugar breakfast like toast, orange juice, waffles, flavored yogurt, etc. • Go for a short walk (or even run) depending on your fitness level. • Then return and have a light breakfast (coffee or tea, nuts, an omelet if you’re hungry) • Scroll some Facebook/Twitter on your phone and/or turn on the TV news to “stay informed” • Grab your pen and a paper journal and write out your thoughts for the day: things you are grateful for, things you are excited about today, and a list of top priorities for the day. • Get into your car and drive to work • Walk or bike to the office, or settle into a dedicated space in your home to begin work. • Endure the usual frenzy of firefighting, distractions and occasional entertainment as you try to get your job done. • Turn off your phone and disable email for 1-3 hour periods when producing creative new stuff (make sure your colleagues know this is how you operate).  • Come out of this focus mode for batch email responses and any meetings, then return for a second session in the afternoon. • Drive through heavy suburban traffic to a restaurant for lunch, eat some processed foods and a soft drink and/or beer. • Go for a walk at lunch, then eat a giant salad with optional added protein sources. • Finish work and drive home, flip on the TV and Doordash something for dinner. • Finish work and walk home.  • Stop by the gym (whether at a facility or at home) for a brief session of heavy weight training • This could be as little as six sets of lifts with under two minutes of rest between the sets. • Have a beer or wine with dinner, which may turn into a second if it’s tasting good (or one of those 12+ ounce wine glasses). Benders on Weekends! • Avoid casual alcohol consumption. • If you do enjoy the drug, save it for true special occasions – a maximum of 2-3 drinks over the course of a week. • Head back to the couch to finish off the day with some favorite shows • Or, relax with the phone or laptop to finish off the night with some Facebook, Tiktok, Instagram, Reddit, YouTube or whatever else strikes your fancy. • All devices are off after about 7:30pm except for things you plan purposefully (family movie, date night, etc). • This will open up an incredible void which you’ll suddenly find yourself filling with catching up on personal development, taking care of the house, setting yourself up for tomorrow, reading, meditation listening to podcasts, and journaling.  • AND, you’ll get tired and fall asleep much easier, allowing you to begin the cycle anew tomorrow without the need for an alarm clock. General Principles: • Throughout your days, seek comfort and convenience.  • Keep your air conditioning set down at 72 in summer, your heat at 70 in winter, and avoid exposure to heat, cool, discomfort, hardship or exertion whenever possible. • Focus on your limitations and the fact that the outside world is at fault for where you are in life.  General Principles: • Find ways to seek voluntary hardship rather than avoiding it.  • Challenge your limits by walking in hot and cold weather, enduring a hot sauna, pools or lakes or streams of very cold water, and always identifying and stretching your limits in all dimensions. •  Focus on learning. Every “problem” in life is really

[ad_1] Wow — this is such a great deal on Women’s Reebok Beanies! Proozy is running a Buy 1, Get 2 Free Sale on these Women’s Reebok Pom Beanies with code PZYBOGTRB-FS at checkout. Buy one for $14.99, and you’ll get two for FREE. Plus, shipping is free! That means you’ll pay $14.99 shipped for three beanies — so just $4.99 each, shipped! Choose from three colors. This is such a great deal, and these make great gifts or stocking stuffers, too. Valid through October 7th, while supplies last. [ad_2] Source link

[ad_1] HSBC Downgrades Hithink RoyalFlush Information Network (300033:CH) to Hold [ad_2] Source link

[ad_1] Kyle Prevost, editor of Million Dollar Journey and founder of the Canadian Financial Summit, shares financial headlines and offers context for Canadian investors. Bears are beating the bulls this year, but don’t bulls always win? As share prices continue to fall faster than earnings in almost every country, at some point investors have to say: “OK, things are bad, and in the short term, they might get worse—but these assets and future earnings streams are still worth a lot of money, right? “Just how much are the assets and future earnings streams worth?” is the real question, when it comes to determining the appropriate current value for a company. The two charts below were released by Yardeni Research and they illustrate just how low valuations have sunk, relative to future earnings. Source: yardeni.com Source: yardeni.com I mean, you know it’s rough times when investors are pricing the average P/E (price-to-earnings ratio) of the Big Six Canadian banks at close to 9x. When you compare where we are today versus how incredibly depressing things looked during the absolute depths of the pandemic or in 2008, I can’t conclude anything other than pessimism might have a little too much control over the steering wheel. Sure, market bears point to high inflation rates, the China slowdown and the war with Russia in Ukraine. But, realistically, as important as those things are, how does that compare to early 2020? Back when we were experiencing a virus that was on track to kill tens of millions of people? No one could travel, and shopping for groceries was considered a health risk. We were worried about healthcare systems collapsing and unprecedented unemployment numbers—now we have more job openings than workers! The chart below from The Big Picture illustrates the negative sentiment in the U.S., and I have to think—given the valuations of Canadian stocks—we must be in a similar mindset. Source: Ritholtz.com, data from The Wall Street Journal All this negativity and compressed valuations have my contrarian alarm bells going off. It is incredibly difficult to predict what any market will do in the next six to 12 months. But I do know that 4% interest rates and the prospect of a year of stagnating earnings are not as scary as a novel virus killing one in 30 people.  I’m fairly certain the long-term value of Canada’s giant market-protected companies should be much closer to its average than it currently is, no matter what sort of recession is around the corner. At this point, the share prices of very solid profitable (read: boring, predictable) companies are getting crushed right alongside the riskier tech companies of the world.  Historically speaking, when that kind of thing happens, it’s typically the best time to be confident with Canadian stocks. Of course, Canada isn’t the only market where investors are expressing doom and gloom. Legendary investing author Jeremy Siegel told CNBC he felt the U.S. Federal Reserve was being too aggressive in raising interest rates so quickly.  “Honestly, I think Chairman Powell should offer the American people an apology for such poor monetary policy that he has pursued, and the Fed has pursued, over the past few years.” I believe this counts as “calling someone out” in the zipped-up world of academia! Note: You can hear my in-depth thoughts on the current bear market at the 2022 virtual Canadian Financial Summit, beginning on October 12. I’m joined by esteemed MoneySense colleagues Jonathan Chevreau, Lisa Hannam, Justin Dallaire and Dale Roberts, as well as 30-plus other Canadian financial experts. It’s free to view as a MoneySense.ca reader. But there are limited spaces, so don’t delay in reserving your spot. Read more about the MoneySense sessions. Get your FREE ticket to the Canadian Financial Summit book now Wait, what? Blackberry is still worth $4 billion!? While the days of Crackberry and Blackberry (BB/TSX) looking like a threat to Apple are long gone, the Canadian company is still surprisingly relevant. Enjoy this ad from Blackberry’s heyday. (Quick note for Millennial and Gen Z readers, Blackberry used to be called Research in Motion and was once Canada’s most valuable company.) “We must not only know how to ask the right questions… but know how to answer them quickly too.” “You not only need long-term projects, but the ability to act in a second.” “You not only need to see the big picture, but also understand it at a glance.” If my surgeon ever looked at my X-ray on his Blackberry as we headed into the OR—I’m out. Ironically, Blackberry’s managed to stay somewhat relevant by going in the opposite direction of “Work Wide,” by focusing instead on cyber security and vehicle-related tech. At its earnings call on Tuesday, Blackberry revealed that while it lost CAD$0.05 per share, this drop was better than the CAD$0.07 loss predicted by analysts. Revenue also came in higher than analysts forecasted, at CAD$168 million (versus CAD$161.45M predicted).  Executive chairman and CEO John Chen cited cybersecurity and Internet of Things (IoT) (the computing of everyday items, such as activity tracker watches and home security doorbells) as growth vectors going forward for the tech company. Blackberry shares were up 2% on Tuesday leading up to the announcement but were down slightly in after-hours trading. Of course, share prices are still finding their equilibrium after being shot into the stratosphere by last year’s meme stock craze. Source: Google Finance Personally, I think there is still a bit of a hangover effect going on in terms of the current share price not really being indicative of the true value of the company. Blackberry might be well on its way to long-term profitability, but I don’t need to pay that much to be along for the journey. Nike just did it, and Bed Bath & Beyond just did not Nike (NKE/NYSE) had news on Friday that might reveal more about the fragile psychology of the current market than it does any inherent weakness in the company. It was a tough day nonetheless.

[ad_1] Score a FREE cup of Culina Yogurt! Score a FREE cup of Culina Yogurt! Just purchase the yogurt and follow the instructions on this page to score your rebate. Thanks, Free Stuff Finder! [ad_2] Source link

[ad_1] American Capital Agency PT Lowered to $9 at Piper Sandler [ad_2] Source link

[ad_1] Score this Mexican Train Dominoes Set Tile Board Game for a great deal! Amazon has this Mexican Train Dominoes Set Tile Board Game for just $12.30 right now! This is the lowest price in several years. Sign up for a free trial of Amazon Prime to get free two-day shipping (and possibly one-day or same-day shipping!) with no minimum. If you’re not sure Prime is worth it, read this post for some helpful info to help you decide! And don’t forget you can sign up for Swagbucks to earn free gift cards to use on Amazon deals! [ad_2] Source link

[ad_1] China's Zhejiang Geely buys 7.6% stake in Aston Martin [ad_2] Source link