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[ad_1] This is a great deal on this Spyder Girl’s Boundless Long Puffer Coat! Proozy has this Spyder Girl’s Boundless Long Puffer Coat for just $38 shipped when you use the promo code PZYGBPC38-FS at checkout! Choose from four color options. Valid through October 7, 2022. [ad_2] Source link

[ad_1] Saudi non-oil private sector keeps up steady growth in Sept – PMI [ad_2] Source link

[ad_1] Looking for a weighted blanket? Zulily is having a sale on these Reversible Weighted Blankets today! Zulily has these Reversible Weighted Blankets for only $34.99 right now! Choose from several color options. Shipping is free on orders over $89. And, if you place one order today, the rest of your orders will ship for FREE through 11:59 p.m. PT tonight! [ad_2] Source link

[ad_1] Argentina announces plan to boost tech exports [ad_2] Source link

[ad_1] If you are pregnant or adopting, you can get a FREE Target Baby Registry Gift Bag! I got mine a couple years ago when I was pregnant with Kierstyn and was so impressed with what was in it! Psst! Looking for more baby freebies? You can also get a FREE Walmart Baby Box and FREE Amazon Baby Box. And be sure to check out all the great Baby Deals we’ve recently posted. Pregnant and adoptive mamas, don’t miss out on this really fantastic baby freebie! Get a FREE Target Baby Registry Gift Bag — full of coupons, samples, and freebies (a $100+ value)! How to Get Your Free Target Baby Registry Gift Bag It’s so easy to get your free gift bag. Just go here and set up a free Target baby registry account. (Psst! You don’t even need to actually add things to your registry to qualify!) After you register, you’ll get a bar code you can print out and take to the customer service desk at your local Target to get your free Target Baby Registry Gift Bag. Note: My sister said you don’t even have to register. She said you can just go up to the customer service counter, tell them you are having a baby, and they’ll give you the gift bag. (If you’ve tried this and it worked for you, let us know!) What’s in the FREE Gift Bag? I’m sure that the gift bags vary some by store and by year, but here’s what was in my gift bag: Aveeno Baby Lotion sample Johnson’s Bath Wash sample Cocoa Butter Stretch Mark Cream sample Water Wipes Dr. Brown’s Natural Flow Bottle 2 Up & Up diaper samples (size 1) Aquaphor Baby sample Lansinoh Nursing Pad samples + Breastmilk Storage Bag samples Babyganics Lotion sample Avent Bottle Eucerin Eczema Relief sample NUK Pacifier Pampers Swaddler Diaper sample Honest Diaper & Wipe sample pack A couple years ago when I got my gift bag, it was an $80+ value, but now they’re saying it’s a $100+ value! (I don’t know if that’s due to inflation or the addition of more products.) Also, you’ll get some great baby coupons to use at Target — my coupon book had a coupon for 50% off any drink at Starbucks! If you aren’t pregnant or adopting, but you know someone who is, be sure to share this post with them so they can get their free Target Baby Registry Gift Bag! Know of any other great baby freebies? Let us know in the comments! [ad_2] Source link

[ad_1] N.Korea fires missile over Japan, some residents warned to take cover [ad_2] Source link

[ad_1] Adventures in Odyssey is offering our readers a FREE 2-week trial right now, no credit card required! {Sponsored by Adventures in Odyssey.} Psst! Don’t miss all these other FREE educational programs your kids can take advantage of! Free Adventures in Odyssey 2-Week Trial As a special deal just for our readers, you can get a FREE 2-week trial to the Adventures in Odyssey Club right now — no credit card required! This gives you access to nearly 1,000 episodes of their audio dramas! Just go HERE and enter your name, email address, and zip code to get started. This has been one of my kids’ most-favorite-in-all-the-world things over the years. I’m not even remotely exaggerating when I make the claim that we’ve likely listened to a total of 4,000 to 5,000 HOURS of Adventures in Odyssey episodes at our house over the years. For real. I highly recommend taking advantage of this offer, because it’s super rare to be able to get completely free access to Adventures in Odyssey like this! What Is Adventures In Odyssey? The Adventures in Odyssey Club is a subscription-based digital streaming service featuring character-building audio-dramas, videos, and related activities for kids ages 8-12. (But I’ve found that even as an adult, they’re enjoyable!) Written and produced by Focus on the Family, these engaging stories teach valuable lessons and bring biblical principles to life. This award-winning audio drama series is created for kids, but can be enjoyed by the whole family! These stories are faith-filled, family-friendly, and kid-approved. Episodes often start with the grandfatherly Mr. Whittaker (“Whit”), who runs an ice cream shop called Whit’s End. They last an average of 25 minutes and have a great balance of fun, faith, and imagination. Adventures in Odyssey Club membership is family-friendly, with customizable parental controls and age-appropriate content. As club members, kids can connect with each other on closely monitored message boards — to learn and grow in a safe, faith-centered environment. What Do You Get With Your Club Membership? When you sign up for an Adventures In Odyssey Club Membership, you’ll get unlimited access to the Adventures in Odyssey album library, new members-only episodes, faith-building games, devotions, plus videos and activities! A membership gives you unlimited downloads on up to 8 devices, and downloaded content remains on your device for 90 days as long as you’re an active subscriber! An Adventures In Odyssey Club Membership comes with SO many perks: Stream on demand nearly 1,000 Adventures in Odyssey audio dramas and special collections Exclusive new monthly episodes and videos available to members only A new weekly comic strip “Elsewhere in Odyssey,” featuring Adventures in Odyssey characters. Devotions, trivia, puzzles, crafts and other faith-building activities Behind-the-scenes stories straight from the show’s actors Early access to new audio dramas and popular books, including The Imagination Station® and Young Whit Focus on the Family Clubhousemagazine delivered to your mailbox each month filled with new stories, jokes, puzzles, and crafts. The magazine subscription is available to U.S. residents only. You can access the Adventures in Odyssey Club via computer, laptop, smartphone, or tablet. (Fire Tablets are not currently supported.) You can also download the app in the App Store or Google Play. Why We LOVE Adventures In Odyssey So Much! My kids have loved the characters, the stories, and the series in Adventures in Odyssey. Not only do they keep you engaged, but they’ve learned so many Biblical truths, historical facts, and character lessons over the years. I’d say that this is probably one of my older three kids’ very favorite things they’ve shared together over the years. They’ve talked at length about different episodes and characters and even have inside jokes based upon some of the episodes. We’ve been paying members of the Adventures in Odyssey Club for years and I love that it has been something our kids can share together and enjoy together. For years, they often listened to episodes while playing with LEGOs and always listened to episodes before going to bed. And we have one teen who still does many nights. The older three are trying really hard to get Kierstyn into listening to it now… and while it’s a little above her level still, I can only imagine it won’t be long before she’s just as big of a fan as they are! If you’re looking for clean, safe, engaging content for your kids, I encourage you to give Adventures in Odyssey a try! It has provided so much value for our family over the years. Go here to get started with your free trial. [ad_2] Source link

[ad_1] Superyacht linked to sanctioned Russian on sale for 29.5 million euros [ad_2] Source link

[ad_1] As more of the mortgage process becomes digital, RON has been proving to be a powerful part of the tech transformation for industry professionals. HousingWire recently spoke with Brian Webster, President of NotaryCam, about how RON can provide a competitive advantage for lenders both in terms of being a digital capstone for customers and a means for attracting and retaining top talent in the current market.  HousingWire: With demand for eClosings continuing to grow, what makes RON a must-have for lenders looking to maintain their competitive edge?  Brian Webster: Simply put, RON is a low risk, high reward solution for lenders. It can be easy to implement with the right partner, doesn’t require lenders to alter many existing processes and helps deliver a superior closing experience, which may be the most important pro on the list. The closing ceremony is the last chance for lenders to make a positive impression on their borrowers and often has the greatest impact on the borrower’s overall perception of the lender and their experience, as well as any online reviews they may publish. While rates are on the rise, most borrowers won’t find a significant enough rate difference when comparing lenders to make interest rate the main factor in their decision. In fact, many of today’s borrowers are choosing their lender based on the experience that can be offered and wanting to ensure it matches their lifestyle. RON allows borrowers to complete their closing from anywhere at any time, giving them the freedom to live their lives with minimal disruption, especially in the unfortunate, but not unlikely, cases when closings must be rescheduled. For lenders looking to remain competitive, it’s not just about offering the lowest rates in town. By using RON to offer convenience and provide experiences that exceed borrowers’ expectations, lenders can retain some of the most important business drivers in our industry – positive reviews and referrals. RON also offers a competitive advantage from a recruitment and retention standpoint. Now more than ever, lenders are looking to top-performing loan originators to drive business amidst dwindling volumes. In turn, top LOs are looking for every edge they can to win new business.  As an industry, we observed first-hand during the pandemic the transformative power technology has over the mortgage origination process, especially with the borrower’s experience at closing. RON played a significant role in that transformation, and it stands to reason that the lenders that can offer an edge via RON are more likely to earn the loyalty of those high-performing LOs. HW: As lenders look to partner with RON platform providers, what should they be keeping top of mind?  BW: To meet Mortgage Industry Standard Maintenance Organization (MISMO) and investor standards, a RON platform should provide continuous, synchronous audio and video feeds that contribute not only to a smooth closing process but also to the required credential analysis and authentication procedures. In addition to minimum industry standards, RON platforms and RON service providers must be able to implement and apply any required overlays from transaction stakeholders, such as secondary market investors and title insurance underwriters. RON platforms should also securely record significant actions taken as part of the RON transaction as part of the audit trail. Security measures should employ data protection safeguards as well as provide a tamper-evident method by which a notary can export the Notarial Records for functions such as county recording. Additionally, all documents notarized need to include a statement meeting the needs of both federal and state regulations affirming the use of RON technology. Beyond ensuring the requirements for regulators and investors are met and providing a smooth closing transaction, RON platforms should be able to scale to provide mortgage lenders and their settlement agents the competitive advantage of closing how the client wants to close and allow multiple parties to join the signing ceremony, feats NotaryCam proudly boasts. Additionally, we’ve found that experience matters in executing RON transactions in a real estate capacity. There aren’t many scenarios our team of notaries hasn’t experienced in the eight years NotaryCam has been in operation. Having that wealth of experience to fall back on helps ensure we can get each transaction over the finish line even when last-minute issues arise. HW: How should lenders prepare their businesses internally for the addition of RON?  BW: Not much is required when lenders implement RON, and the impact on existing processes, especially from the closing perspective, can be quite minimal. The biggest challenge we see most lenders facing is getting employee buy-in.  It’s no secret that most people are resistant to change, often employing an “if it’s not broken, don’t fix it” mentality. Closings may not be broken, but they aren’t the best they can be for lenders or borrowers. Thus, one of the most important things lenders can do to get started with RON is engage in change management to prepare their people and shift their mindset. HW: What is NotaryCam doing to help lenders integrate RON into their business models?  BW: Most lenders struggle with knowing where to start and everything that needs to occur to support their digital mortgage transformation. While there are numerous resources available, it can be overwhelming at times for newbies. I have done this with two lenders and have personally seen most of the potential bumps in the path to adoption that a lender can encounter. Lenders are normally focused on doing everything themselves and not taking advantage of their closing process partners – title and settlement providers. While there’s not a “one size fits all” approach that will work for every lender and every transaction, finding the right title and settlement partners can alleviate most of the burden of implementation.  As part of the Stewart family of companies, NotaryCam is working closely with the Stewart direct and agency leaders to provide them the tools they need to bring RON closing options to their lender partners. We strive to minimize the impact the implementation of digital closings and RON transactions have on

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