WHAT WE DO
Biggest credit repair myth: It is impossible to remove negative items that are on my credit report because I truly did default on the item and it really was my fault. False. Although it may seem corrupt, it is completely legal to have anything that is unverifiable removed from your credit report. Whether you defaulted on a derogatory item or not, every item on your report must be verified. Legit credit repair companies follow the due process of law and simply protect your rights and exercise the rights that the law governs you. This process may seem unethical but the laws are there for your protection. If the credit bureaus or creditors cannot verify a debt, it is your right to have the negative items removed.
ALTERNATIVE TO CREDIT REPAIR
If you’re considering a credit repair service, keep in mind there is legally nothing a credit repair company can do to improve your credit that you can’t do yourself. If the information is wrong, you have the right to dispute it off your report. You only need to write to the credit bureau providing the report. However, when the information is correct, you don’t have the right to dispute it nor does a credit repair company. But it does not necessarily mean that you cannot boost your credit score or improve your credit…